{"id":245,"date":"2019-09-06T11:06:41","date_gmt":"2019-09-06T11:06:41","guid":{"rendered":"https:\/\/leadingfile.com\/hi\/?p=245"},"modified":"2019-11-18T05:32:18","modified_gmt":"2019-11-18T05:32:18","slug":"%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%a8-%e0%a4%ad%e0%a4%b0%e0%a4%a8%e0%a5%87-%e0%a4%aa%e0%a4%b0-%e0%a4%9c%e0%a5%81%e0%a4%b0%e0%a5%8d%e0%a4%ae%e0%a4%be%e0%a4%a8%e0%a4%be","status":"publish","type":"post","link":"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%a8-%e0%a4%ad%e0%a4%b0%e0%a4%a8%e0%a5%87-%e0%a4%aa%e0%a4%b0-%e0%a4%9c%e0%a5%81%e0%a4%b0%e0%a5%8d%e0%a4%ae%e0%a4%be%e0%a4%a8%e0%a4%be\/","title":{"rendered":"\u091c\u0940\u090f\u0938\u091f\u0940 \u0928 \u092d\u0930\u0928\u0947 \u092a\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0915\u0948\u0938\u0947 \u0932\u0917\u0924\u093e \u0939\u0948?"},"content":{"rendered":"\n<p>\u0907\u0938 \u0932\u0947\u0916 \u092e\u0947\u0902 \u0939\u092e \u091c\u093e\u0928\u0947\u0902\u0917\u0947 \u0915\u0940 \u091c\u0940\u090f\u0938\u091f\u0940 \u0928 \u092d\u0930\u0928\u0947 \u092a\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0915\u0948\u0938\u0947 \u0932\u0917\u0924\u093e \u0939\u0948\u0964 \u0905\u0925\u0935\u093e \u0915\u094d\u092f\u094b\u0902 \u0932\u0917\u0924\u093e \u0939\u0948? \u0926\u0942\u0938\u0930\u0947 \u0936\u092c\u094d\u0926\u094b\u0902 \u092e\u0947\u0902 \u0915\u0939\u0947 \u0924\u094b, \u091c\u0940\u090f\u0938\u091f\u0940 \u0930\u093f\u091f\u0930\u094d\u0928 \u0928 \u091a\u0941\u0915\u093e\u0928\u0947 \u092a\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0915\u0948\u0938\u0947 \u0932\u0917\u0924\u093e \u0939\u0948\u0964 \u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u091c\u0940\u090f\u0938\u091f\u0940 \u0928 \u092d\u0930\u0928\u0947 \u092a\u0930 \u0905\u092a\u0928\u0940 \u092a\u094d\u0930\u0924\u093f\u0915\u094d\u0930\u093f\u092f\u093e \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u0940 \u0939\u0948\u0964 \u0938\u0930\u0915\u093e\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u0930\u093f\u092a\u0924\u094d\u0930 (\u0938\u0930\u0915\u093e\u0930\u0940 \u0938\u0942\u091a\u0928\u093e) \u0928\u093f\u0915\u093e\u0932\u0940 \u0917\u092f\u0940 \u0939\u0948, \u0915\u0940 \u0905\u0917\u0930 \u0915\u093f\u0938\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0928\u0947 \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0930 \u0928\u0939\u0940\u0902 \u091a\u0941\u0915\u093e\u092f\u093e \u0939\u0948, \u0924\u094b \u0909\u0938\u0947 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u092d\u0941\u0917\u0924\u0928\u093e \u092a\u0921\u093c\u0947\u0917\u093e\u0964 \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u093e\u0928\u0942\u0928 \u0928\u0947 \u0905\u092a\u0930\u093e\u0927\u094b\u0902 \u0915\u0947 \u0935\u093f\u0935\u0930\u0923 \u0915\u0947 \u0938\u093e\u0925 \u0939\u0940 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u092a\u094d\u0930\u093e\u0915\u0943\u0924\u093f\u0915 \u0938\u092e\u094d\u092a\u0926\u093e \u0915\u094b \u0928\u0941\u0915\u0938\u093e\u0928 \u092a\u0939\u0941\u0902\u091a\u0928\u0947 \u092a\u0930 \u0932\u0917\u093e\u090f \u0917\u090f \u0926\u0902\u0921\u094b\u0902 \u0915\u094b \u0938\u094d\u092a\u0937\u094d\u091f \u0930\u0942\u092a \u0938\u0947 \u092a\u0930\u093f\u092d\u093e\u0937\u093f\u0924 \u0915\u093f\u092f\u093e \u0939\u0948\u0964 \u092f\u0939 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u092d\u0940 \u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u092e\u093e\u0932\u093f\u0915\u094b\u0902, \u0938\u0940\u090f \u0914\u0930 \u091f\u0948\u0915\u094d\u0938 \u092a\u094d\u0930\u094b\u092b\u0947\u0936\u0928\u0932 \u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0905\u0928\u091c\u093e\u0928\u0947 \u092e\u0947\u0902 \u0939\u0941\u0908 \u090f\u0915 \u0917\u0932\u0924\u0940 \u0915\u093e \u092a\u0930\u093f\u0923\u093e\u092e \u0917\u0902\u092d\u0940\u0930 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 <\/p>\n\n\n\n<p>\u0939\u092e\u0928\u0947 \u0907\u0938\u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u0947 \u0932\u0947\u0916\u094b \u092e\u0947\u0902 \u0938\u094d\u092a\u0938\u094d\u091f \u0915\u0930 \u0926\u093f\u092f\u093e \u0939\u0948 \u0915\u0940, <a href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%95%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%b9%e0%a5%88\/\">\u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u094d\u092f\u093e \u0939\u0948?<\/a> \u0905\u0925\u0935\u093e <a href=\"https:\/\/leadingfile.com\/hi\/?p=137&amp;preview=true\">\u091c\u0940\u090f\u0938\u091f\u0940 \u0928\u0902\u092c\u0930 \u0915\u0940 \u091c\u093e\u0902\u091a \u0915\u0948\u0938\u0947 \u0915\u0930\u0947\u0902?<\/a> \u090a\u092a\u0930 \u0926\u093f\u090f \u0917\u090f \u0932\u093f\u0902\u0915\u094d\u0938 \u0915\u0940 \u0938\u0939\u093e\u092f\u0924\u093e \u0938\u0947 \u0907\u0928\u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0914\u0930 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0932\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0964 \u0905\u092c \u0939\u092e \u091c\u093e\u0928\u0947\u0902\u0917\u0947 \u0915\u0940 \u091c\u0940\u090f\u0938\u091f\u0940 \u092e\u0947\u0902 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0906\u0916\u093f\u0930 \u0932\u0917\u0924\u093e \u0915\u094d\u092f\u094b\u0902 \u0939\u0948? \u0907\u0938\u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0906\u092a\u0915\u0940 \u0915\u094d\u092f\u093e \u0930\u093e\u092f \u0939\u0948 \u0926\u094b\u0938\u094d\u0924\u094b\u0902? \u0906\u092a \u0939\u092e\u093e\u0930\u0940 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u092a\u0930 \u0915\u092e\u0947\u0902\u091f \u0915\u0930\u0915\u0947 \u092d\u0940 \u092c\u0924\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0964<\/p>\n\n\n\n<div class=\"TOC\">\n<h2>\u0907\u0938 \u0932\u0947\u0916 \u092e\u0947\u0902 \u0939\u092e \u091a\u0930\u094d\u091a\u093e \u0915\u0930\u0947\u0902\u0917\u0947 :<\/h2>\n<ul>\n<li><a href=\"#1\">1. \u091c\u0940\u090f\u0938\u091f\u0940 \u0928 \u092d\u0930\u0928\u0947 \u092a\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e?<\/a>\n<ul>\n<li><a href=\"#1.1\">1.1. \u0938\u092e\u092f \u092a\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0930\u093f\u091f\u0930\u094d\u0928 \u0928 \u092d\u0930\u0928\u093e<\/a><\/li>\n<li><a href=\"#1.2\">1.2. \u091f\u0948\u0915\u094d\u0938 \u091a\u094b\u0930\u0940 \u0915\u0930\u0928\u093e<\/a><\/li>\n<li><a href=\"#1.3\">1.3. \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0924\u093e\u0930\u0940\u0916 \u092a\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0928 \u092d\u0930\u0928\u093e<\/a><\/li>\n<li><a href=\"#1.4\">1.4. \u0916\u0930\u0940\u0926 \u0914\u0930 \u092c\u093f\u0915\u094d\u0930\u0940 \u0915\u093e \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u0930\u0916\u0928\u093e<\/a><\/li>\n<li><a href=\"#1.5\">1.5. \u092c\u093f\u0932 \u0915\u093e \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u0930\u0916\u0928\u093e<\/a><\/li>\n<li><a href=\"#1.6\">1.6. \u092c\u093f\u0932 \u092e\u0947\u0902 \u0939\u0947\u0930\u092b\u0947\u0930<\/a><\/li>\n<\/ul>\n<\/li>\n<li><a href=\"#2\">2. \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0905\u092a\u0930\u093e\u0927 \u0914\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e?<\/a>\n<ul>\n<li><a href=\"#2.1\">2.1. \u091c\u0940\u090f\u0938\u091f\u0940 \u092e\u0947\u0902 \u0905\u092a\u0930\u093e\u0927 \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u0947 \u0939\u0948?<\/a><\/li>\n<li><a href=\"#2.2\">2.2. \u091c\u0940\u090f\u0938\u091f\u0940 \u092e\u0947\u0902 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0915\u094d\u092f\u093e \u0939\u0948?<\/a>\n<ul>\n<li><a href=\"#2.2.1\">2.2.1. \u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u0902\u091c\u0940\u0915\u0930\u0923 \u0928 \u0915\u0930\u0935\u093e\u0928\u093e<\/a><\/li>\n<li><a href=\"#2.2.2\">2.2.2. \u092b\u0930\u094d\u091c\u0940 \u091c\u0940\u090f\u0938\u091f\u0940\u0906\u0908\u090f\u0928 \u0915\u093e \u092a\u094d\u0930\u092f\u094b\u0917<\/a><\/li>\n<li><a href=\"#2.2.3\">2.2.3. \u092a\u0902\u091c\u0940\u0915\u0930\u0923 \u092e\u0947\u0902 \u0917\u0932\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092d\u0930\u0928\u093e<\/a><\/li>\n<li><a href=\"#2.2.4\">2.2.4. \u0928\u0915\u0932\u0940 \u091c\u0940\u090f\u0938\u091f\u0940 \u0930\u093f\u091f\u0930\u094d\u0928 \u092d\u0930\u0928\u093e<\/a><\/li>\n<li><a href=\"#2.2.5\">2.2.5. \u0927\u094b\u0916\u0947 \u0938\u0947 \u092e\u0941\u0928\u093e\u092b\u093e \u0915\u092e\u093e\u0928\u093e<\/a><\/li>\n<li><a href=\"#2.2.6\">2.2.6. \u0915\u0902\u092a\u094b\u091c\u093f\u0936\u0928 \u0938\u094d\u0915\u0940\u092e \u0915\u093e \u0917\u0932\u0924 \u0932\u093e\u092d<\/a><\/li>\n<li><a href=\"#2.2.7\">2.2.7. \u092c\u093f\u0932 \u092e\u0947\u0902 \u0917\u0932\u0924 \u091c\u0940\u090f\u0938\u091f\u0940 \u0932\u0917\u093e\u0928\u093e<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li><a href=\"#3\">3. \u091c\u0940\u090f\u0938\u091f\u0940 \u092e\u0947\u0902 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u0947 \u0938\u0947 \u091c\u0941\u095c\u0947 \u0915\u0941\u091b \u0924\u0925\u094d\u092f?<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 id=\"1\">\u091c\u0940\u090f\u0938\u091f\u0940 \u0928 \u092d\u0930\u0928\u0947 \u092a\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e?<\/h2>\n\n\n\n<p>\u0905\u0917\u0930 \u0906\u092a \u0935\u0938\u094d\u0924\u0941 \u090f\u0935\u0902 \u0938\u0947\u0935\u093e \u0915\u0930 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u091f\u0948\u0915\u094d\u0938 \u092d\u0930\u0924\u0947 \u0939\u0948\u0902, \u092f\u093e\u0928\u0940 \u0906\u092a\u0915\u0940 \u0906\u092e\u0926\u0928\u0940 20 \u0932\u093e\u0916 \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u0939\u0948\u0964 \u0924\u094b \u0906\u092a\u0915\u094b <a href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%9f%e0%a5%88%e0%a4%95%e0%a5%8d%e0%a4%b8-%e0%a4%95%e0%a5%80-%e0%a4%a6%e0%a4%b0-%e0%a4%95%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%b9%e0%a5%88\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0924\u0939\u0924 \u091f\u0948\u0915\u094d\u0938 (opens in a new tab)\">\u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0924\u0939\u0924 \u091f\u0948\u0915\u094d\u0938<\/a> \u0926\u0947\u0928\u093e \u0939\u094b\u0917\u093e \u0914\u0930 \u0905\u0917\u0930 \u0906\u092a \u0910\u0938\u093e \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0947 \u092a\u093e\u090f \u0917\u090f \u0924\u094b \u0906\u092a\u0915\u094b \u0928\u0941\u0915\u0938\u093e\u0928 \u0909\u0920\u093e\u0928\u093e \u092a\u0921\u093c\u0947\u0917\u093e\u0964 \u0939\u092e \u0915\u0941\u091b \u0910\u0938\u0947 \u0915\u093e\u0930\u0923\u094b\u0902 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u091c\u093e\u0928\u0928\u0947 \u0915\u0940 \u0915\u094b\u0936\u093f\u0936 \u0915\u0930\u0947\u0902\u0917\u0947, \u091c\u093f\u0938\u0938\u0947 \u0939\u092e \u091c\u093e\u0928 \u0938\u0915\u0947\u0902 \u0915\u0940 \u091c\u0940\u090f\u0938\u091f\u0940 \u0928 \u092d\u0930\u0928\u0947 \u092a\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0915\u092c \u0932\u0917\u0924\u093e \u0939\u0948\u0964 \u0905\u092c \u0939\u092e \u0907\u0928 \u0915\u093e\u0930\u0923\u094b\u0902 \u092a\u0930 \u090f\u0915-\u090f\u0915 \u0915\u0930\u0915\u0947 \u092a\u094d\u0930\u0915\u093e\u0936 \u0921\u093e\u0932\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h3 id=\"1.1\">1. \u0938\u092e\u092f \u092a\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0930\u093f\u091f\u0930\u094d\u0928 \u0928 \u092d\u0930\u0928\u093e <\/h3>\n\n\n\n<p>\u0907\u0938\u0915\u093e \u092a\u0939\u0932\u093e \u0915\u093e\u0930\u0923 \u0939\u0948 \u0938\u0939\u0940 \u0938\u092e\u092f \u092a\u0930 \u091f\u0948\u0915\u094d\u0938 \u0928 \u092d\u0930\u0928\u093e \u092f\u093e \u0905\u0927\u0942\u0930\u093e <a rel=\"noreferrer noopener\" aria-label=\"\u091c\u0940\u090f\u0938\u091f\u0940 \u0930\u093f\u091f\u0930\u094d\u0928 \u092d\u0930\u0928\u093e (opens in a new tab)\" href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%b0%e0%a4%bf%e0%a4%9f%e0%a4%b0%e0%a5%8d%e0%a4%a8-%e0%a4%95%e0%a5%88%e0%a4%b8%e0%a5%87-%e0%a4%ad%e0%a4%b0%e0%a5%87\/\" target=\"_blank\">\u091c\u0940\u090f\u0938\u091f\u0940 \u0930\u093f\u091f\u0930\u094d\u0928 \u092d\u0930\u0928\u093e<\/a>\u0964 \u0905\u0917\u0930 \u0906\u092a \u0910\u0938\u093e \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902 \u0924\u094b \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u093e\u0928\u0942\u0928 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0906\u092a\u0915\u094b 10,000 \u0930\u0941\u092a\u092f\u0947 \u0924\u0915 \u0915\u093e \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u092d\u0930\u0928\u093e \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u0905\u0917\u0930 \u0906\u092a \u0905\u0927\u0942\u0930\u093e \u0930\u093f\u091f\u0930\u094d\u0928 \u092d\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092d\u0940 \u0906\u092a\u0915\u094b \u092f\u0947 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u0947 \u092d\u0930\u0928\u0947 \u0939\u094b\u0902\u0917\u0947\u0964 \u0905\u0917\u0930 \u0906\u092a\u0928\u0947 \u0932\u0917\u093e\u0924\u093e\u0930 \u0926\u094b \u092c\u093e\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0930\u093f\u091f\u0930\u094d\u0928 \u0928\u0939\u0940\u0902 \u092d\u0930\u093e \u0939\u0948 \u0924\u094b \u0906\u092a\u0915\u093e <a rel=\"noreferrer noopener\" aria-label=\"\u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u0902\u091c\u0940\u0915\u0930\u0923 \u0930\u0926\u094d\u0926 (opens in a new tab)\" href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%aa%e0%a4%82%e0%a4%9c%e0%a5%80%e0%a4%95%e0%a4%b0%e0%a4%a3-%e0%a4%b0%e0%a4%a6%e0%a5%8d%e0%a4%a6-%e0%a4%95%e0%a4%b0%e0%a4%a8%e0%a4%be\/\" target=\"_blank\">\u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u0902\u091c\u0940\u0915\u0930\u0923 \u0930\u0926\u094d\u0926<\/a> \u092d\u0940 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 <\/p>\n\n\n\n<p>\u0914\u0930 \u092a\u095d\u0947 :- (<a rel=\"noreferrer noopener\" aria-label=\"\u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u094b\u0930\u094d\u091f\u0932 \u092a\u0930 \u0921\u093f\u091c\u093f\u091f\u0932 \u0939\u0938\u094d\u0924\u093e\u0915\u094d\u0937\u0930 \u092a\u094d\u0930\u092e\u093e\u0923 \u092a\u0924\u094d\u0930 \u0915\u0947 \u0938\u093e\u0925 \u091c\u0940\u090f\u0938\u091f\u0940 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u0948\u0938\u0947 \u092d\u0930\u0947\u0902? (opens in a new tab)\" href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%b0%e0%a4%bf%e0%a4%9f%e0%a4%b0%e0%a5%8d%e0%a4%a8-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%a1%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%b8%e0%a5%80\/\" target=\"_blank\">\u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u094b\u0930\u094d\u091f\u0932 \u092a\u0930 \u0921\u093f\u091c\u093f\u091f\u0932 \u0939\u0938\u094d\u0924\u093e\u0915\u094d\u0937\u0930 \u092a\u094d\u0930\u092e\u093e\u0923 \u092a\u0924\u094d\u0930 \u0915\u0947 \u0938\u093e\u0925 \u091c\u0940\u090f\u0938\u091f\u0940 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u0948\u0938\u0947 \u092d\u0930\u0947\u0902?<\/a>)<\/p>\n\n\n\n<h3 id=\"1.2\">2. \u091f\u0948\u0915\u094d\u0938 \u091a\u094b\u0930\u0940 \u0915\u0930\u0928\u093e   <\/h3>\n\n\n\n<p>\u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u091c\u0940\u090f\u0938\u091f\u0940 \u092e\u0947\u0902 \u0915\u0930 \u091a\u094b\u0930\u0940 \u0915\u0947 \u0932\u093f\u090f 5 \u0938\u093e\u0932 \u0924\u0915 \u0915\u0940 \u091c\u0947\u0932 \u0915\u093e \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928 \u0939\u0948\u0964 \u092f\u0926\u093f \u0906\u092a 2.5 \u0915\u0930\u094b\u0921\u093c \u092f\u093e \u0909\u0938\u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0940 \u0915\u0930 \u091a\u094b\u0930\u0940 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u094b 5 \u0938\u093e\u0932 \u0915\u0940 \u091c\u0947\u0932 \u0914\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f \u091c\u0947\u0932 \u0915\u0940 \u0938\u091c\u093e \u092e\u0941\u0915\u0926\u092e\u093e \u091a\u0932\u093e\u090f \u091c\u093e\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0939\u0940 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 <\/p>\n\n\n\n<h3 id=\"1.3\">3. \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0924\u093e\u0930\u0940\u0916 \u092a\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0928 \u092d\u0930\u0928\u093e<\/h3>\n\n\n\n<p>\u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u093e\u0928\u0942\u0928 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0906\u092a\u0915\u094b \u092e\u093e\u0938\u093f\u0915 \u0930\u093f\u091f\u0930\u094d\u0928 \u090f\u0915 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0924\u093e\u0930\u0940\u0916 \u0915\u094b \u092d\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964 \u0938\u093e\u0925 \u0939\u0940, \u0905\u092a\u0928\u0947 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0913\u0902 \u0938\u0947 \u0935\u0938\u0942\u0932\u0947 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u094b \u092d\u0940 \u0938\u0930\u0915\u093e\u0930 \u0915\u094b \u0938\u092e\u092f \u092a\u0930 \u0926\u0947\u0928\u093e \u0939\u094b\u0917\u093e\u0964 \u0907\u0938 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u0938\u0941\u0938\u094d\u0924\u0940 \u0928\u0939\u0940\u0902 \u091a\u0932\u0947\u0917\u0940, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092f\u0939 \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u093e\u0928\u0942\u0928 \u0915\u0947 \u0924\u0939\u0924 \u090f\u0915 \u0905\u092a\u0930\u093e\u0927 \u0939\u0948\u0964 \u0907\u0938\u0932\u093f\u090f \u0906\u092a\u0915\u0947 \u0916\u093f\u0932\u093e\u092a \u091f\u0948\u0915\u094d\u200d\u0938 \u0905\u0927\u093f\u0915\u093e\u0930\u0940 \u0928\u094b\u091f\u093f\u0938 \u092f\u093e <a href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80-%E0%A4%91%E0%A4%A1%E0%A4%BF%E0%A4%9F-%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE-%E0%A4%B9%E0%A5%88\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u0911\u0921\u093f\u091f  (opens in a new tab)\">\u0911\u0921\u093f\u091f <\/a>\u092d\u0940 \u0915\u0930\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0902, \u0914\u0930 \u0907\u0938\u092e\u0947\u0902 \u0915\u093e\u0928\u0942\u0928\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u092d\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<h3 id=\"1.4\">4. \u0916\u0930\u0940\u0926 \u0914\u0930 \u092c\u093f\u0915\u094d\u0930\u0940 \u0915\u093e \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u0930\u0916\u0928\u093e<\/h3>\n\n\n\n<p>\u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0924\u0939\u0924 \u0939\u0930 \u0916\u0930\u0940\u0926 \u0914\u0930 \u092c\u094d\u0930\u093f\u0915\u094d\u0930\u0940 \u0915\u093e \u0932\u093f\u0916\u093f\u0924 \u0930\u093f\u0915\u093e\u0930\u094d\u0921 \u0930\u0916\u0928\u093e \u092c\u0947\u0939\u0926 \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964 \u0905\u0917\u0930 \u0939\u093f\u0938\u093e\u092c \u0915\u093f\u0924\u093e\u092c \u0930\u0916\u0928\u0947 \u0915\u0940 \u0906\u0926\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948 \u0924\u094b \u0907\u0938\u0947 \u0938\u0941\u0927\u093e\u0930 \u0932\u0947\u0902\u0964 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0916\u093e\u0924\u093e \u0928\u0939\u0940\u0902 \u0939\u094b\u0928\u0947 \u0915\u0947 \u0915\u093e\u0930\u0923, \u0906\u092a\u0915\u093e \u091c\u0940\u090f\u0938\u091f\u0940 \u0930\u093f\u091f\u0930\u094d\u0928 \u0905\u0927\u0942\u0930\u093e \u0939\u094b\u0917\u093e, \u091a\u0942\u0901\u0915\u093f \u0906\u091c\u0915\u0932 \u0938\u092c \u0915\u0941\u091b \u0911\u0928\u0932\u093e\u0907\u0928 \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u092a\u0930 \u0939\u0948, \u0907\u0938\u0932\u093f\u090f \u0910\u0938\u093e \u0915\u0930\u0928\u0947 \u0915\u0940 \u0917\u0932\u0924\u0940 \u0928 \u0915\u0930\u0947\u0902 \u0905\u0928\u094d\u092f\u0925\u093e \u0906\u092a \u092a\u0915\u0921\u093c\u0947 \u091c\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938 \u0935\u091c\u0939 \u0938\u0947 \u0906\u092a \u092a\u0930 \u091f\u0948\u0915\u094d\u0938 \u091a\u094b\u0930\u0940 \u0915\u0947 \u0906\u0930\u094b\u092a \u0932\u0917 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u091f\u0948\u0915\u094d\u200d\u0938 \u0915\u0940 \u091a\u094b\u0930\u0940 \u092e\u0947\u0902 \u0938\u091c\u093e \u0915\u093e \u092d\u0940 \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928 \u0939\u0948\u0964<\/p>\n\n\n\n<h3 id=\"1.5\">5. \u092c\u093f\u0932 \u0915\u093e \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u0930\u0916\u0928\u093e<\/h3>\n\n\n\n<p>\u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0924\u0939\u0924, \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b \u0916\u0930\u0940\u0926 \u0914\u0930 \u092c\u093f\u0915\u094d\u0930\u0940 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u0947 \u0939\u0930 \u090f\u0915 \u092c\u093f\u0932 \u0915\u094b \u0938\u0902\u092d\u093e\u0932 \u0915\u0930 \u0930\u0916\u0928\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948\u0964 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0932\u093e\u092d\u094b\u0902 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0907\u0928 <a href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%ac%e0%a4%bf%e0%a4%b2-%e0%a4%95%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%b9%e0%a5%88\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u092c\u093f\u0932 (opens in a new tab)\">\u092c\u093f\u0932<\/a> \u0915\u094b \u092a\u0947\u0936 \u0915\u093f\u092f\u0947 \u092c\u093f\u0928\u093e \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947<a rel=\"noreferrer noopener\" aria-label=\" \u0907\u0928\u092a\u0941\u091f \u0915\u094d\u0930\u0947\u0921\u093f\u091f (opens in a new tab)\" href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%87%e0%a4%a8%e0%a4%aa%e0%a5%81%e0%a4%9f-%e0%a4%9f%e0%a5%88%e0%a4%95%e0%a5%8d%e0%a4%b8-%e0%a4%95%e0%a5%8d%e0%a4%b0%e0%a5%87%e0%a4%a1%e0%a4%bf%e0%a4%9f\/\" target=\"_blank\"> \u0907\u0928\u092a\u0941\u091f \u0915\u094d\u0930\u0947\u0921\u093f\u091f<\/a> \u092f\u093e \u091f\u0948\u0915\u094d\u0938 \u092e\u0947\u0902 \u091b\u0942\u091f \u0928\u0939\u0940\u0902 \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<h3 id=\"1.6\">6. \u092c\u093f\u0932 \u092e\u0947\u0902 \u0939\u0947\u0930\u092b\u0947\u0930<\/h3>\n\n\n\n<p>\u0907\u0924\u0928\u093e&nbsp;\u0939\u0940 \u0928\u0939\u0940\u0902 \u0905\u0917\u0930 \u0906\u092a \u092c\u093f\u0932 \u0938\u0947 \u091b\u0947\u0921\u093c\u091b\u093e\u0921\u093c \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0914\u0930 \u091f\u0948\u0915\u094d\u200d\u0938 \u0905\u092b\u0938\u0930 (\u0905\u0927\u093f\u0915\u093e\u0930\u0940) \u0915\u094b \u0917\u0932\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902, \u0905\u0925\u0935\u093e \u091f\u0948\u0915\u094d\u0938 \u092b\u093e\u0907\u0932\u093f\u0902\u0917 \u092e\u0947\u0902 \u0917\u0921\u093c\u092c\u0921\u093c\u0940 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0938\u093e\u0925 \u0939\u0940 \u0905\u0935\u0948\u0927 \u0930\u0942\u092a \u0938\u0947 \u0906\u092a\u0942\u0930\u094d\u0924\u093f \u092f\u093e \u0938\u093e\u092e\u093e\u0928 \u0915\u0947 \u092a\u0930\u093f\u0935\u0939\u0928 \u0915\u0947 \u0932\u093f\u090f<strong> <\/strong>\u0917\u0948\u0930\u0915\u093e\u0928\u0942\u0928\u0940 \u0924\u0930\u0940\u0915\u0947 \u0905\u092a\u0928\u093e\u0924\u0947 \u0939\u0948\u0964 \u0924\u094b \u0906\u092a\u0915\u094b \u092d\u093e\u0930\u0940 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0924\u0915 \u0926\u0947\u0928\u093e \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948, \u092f\u093e \u092b\u093f\u0930 \u0906\u092a \u091c\u0947\u0932 \u092d\u0940 \u091c\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h2 id=\"2\">\u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0905\u092a\u0930\u093e\u0927 \u0914\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e?<\/h2>\n\n\n\n<p>\u0906\u0907\u090f \u091c\u093e\u0928\u0928\u0947 \u0915\u0940 \u0915\u094b\u0936\u093f\u0936 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u091c\u0940\u090f\u0938\u091f\u0940 \u091f\u0948\u0915\u094d\u0938 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0928 \u0915\u0930\u0928\u0947 \u092a\u0930 \u0926\u0902\u0921 \u0938\u0902\u0939\u093f\u0924\u093e \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0915\u094c\u0928 \u0938\u0947 \u0905\u092a\u0930\u093e\u0927 \u0914\u0930 \u0909\u0928\u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0938\u091c\u093e \u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u0940 \u0917\u092f\u0940 \u0939\u0948\u0902\u0964 \u0938\u0930\u094d\u0935\u092a\u094d\u0930\u0925\u092e \u0939\u092e \u0909\u0928 \u0938\u092d\u0940 \u0905\u092a\u0930\u093e\u0927\u094b\u0902 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u091c\u093e\u0928\u0947\u0902\u0917\u0947\u0964 \u0924\u0925\u093e \u0909\u0938\u0915\u0947 \u092c\u093e\u0926 \u0909\u0928 \u092a\u0930 \u0932\u0917\u0928\u0947 \u0935\u093e\u0932\u093e \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0939\u092e \u091c\u093e\u0928\u0928\u0947 \u0915\u0940 \u0915\u094b\u0936\u093f\u0936 \u0915\u0930\u0947\u0902\u0917\u0947\u0964<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" width=\"782\" height=\"521\" src=\"https:\/\/leadingfile.com\/hi\/wp-content\/uploads\/2019\/09\/Untitled-design.jpg\" alt=\"\u091c\u0940\u090f\u0938\u091f\u0940 \u0928 \u092d\u0930\u0928\u0947 \u092a\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e\" class=\"wp-image-336\" srcset=\"https:\/\/leadingfile.com\/hi\/wp-content\/uploads\/2019\/09\/Untitled-design.jpg 782w, https:\/\/leadingfile.com\/hi\/wp-content\/uploads\/2019\/09\/Untitled-design-300x200.jpg 300w, https:\/\/leadingfile.com\/hi\/wp-content\/uploads\/2019\/09\/Untitled-design-768x512.jpg 768w\" sizes=\"(max-width: 782px) 100vw, 782px\" \/><figcaption>\u091c\u0940\u090f\u0938\u091f\u0940 \u0928 \u092d\u0930\u0928\u0947 \u092a\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0915\u0948\u0938\u0947 \u0932\u0917\u0924\u093e \u0939\u0948?<\/figcaption><\/figure><\/div>\n\n\n\n<h3 id=\"2.1\">1. \u091c\u0940\u090f\u0938\u091f\u0940 \u092e\u0947\u0902 \u0905\u092a\u0930\u093e\u0927 \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u0947 \u0939\u0948?<\/h3>\n\n\n\n<p>\u0906\u092a\u0928\u0947 \u0938\u0941\u0928\u093e \u0939\u094b\u0917\u093e \u0915\u093f \u091c\u0940\u090f\u0938\u091f\u0940 \u092e\u0947\u0902 \u091f\u0948\u0915\u094d\u0938 \u0928\u0939\u0940\u0902 \u092d\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f 21 \u0905\u092a\u0930\u093e\u0927 \u0939\u0948\u0902\u0964 \u091c\u093f\u0938\u0915\u093e \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964 \u0939\u092e \u0907\u0938\u0947 \u0910\u0938\u0947 \u0938\u092e\u091d\u0928\u0947 \u0915\u0940 \u0915\u094b\u0936\u093f\u0936 \u0915\u0930\u0947\u0902\u0917\u0947, \u0915\u0940 \u092f\u0926\u093f \u0915\u093f\u0938\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0940 \u0938\u093e\u0932\u093e\u0928\u093e \u0906\u092f 20 \u0932\u093e\u0916 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u0948, \u092a\u0930\u0928\u094d\u0924\u0941 \u0909\u0938\u0928\u0947 <a href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%aa%e0%a4%82%e0%a4%9c%e0%a5%80%e0%a4%95%e0%a4%b0%e0%a4%a3-%e0%a4%95%e0%a5%88%e0%a4%b8%e0%a5%87-%e0%a4%95%e0%a4%b0%e0%a5%87%e0%a4%82\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u091c\u0940\u090f\u0938\u091f\u0940 \u092e\u0947\u0902 \u092a\u0902\u091c\u0940\u0915\u0930\u0923 (opens in a new tab)\">\u091c\u0940\u090f\u0938\u091f\u0940 \u092e\u0947\u0902 \u092a\u0902\u091c\u0940\u0915\u0930\u0923<\/a> \u0928\u0939\u0940\u0902 \u0915\u0930\u0935\u093e \u0930\u0916\u093e \u0939\u0948, \u0924\u094b \u092f\u0939 \u090f\u0915 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u093e \u0905\u092a\u0930\u093e\u0927 \u092e\u093e\u0928\u093e \u091c\u093e\u092f\u0947\u0917\u093e\u0964 \u0907\u0938\u0940 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u0915\u0941\u091b \u0905\u0928\u094d\u092f \u0905\u092a\u0930\u093e\u0927\u094b\u0902 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0939\u092e \u0907\u0938 \u0932\u0947\u0916 \u092e\u0947\u0902 \u0906\u0917\u0947 \u091c\u093e\u0928\u0947\u0902\u0917\u0947\u0964<\/p>\n\n\n\n<h3 id=\"2.2\">2. \u091c\u0940\u090f\u0938\u091f\u0940 \u092e\u0947\u0902 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0915\u094d\u092f\u093e \u0939\u0948?<\/h3>\n\n\n\n<p>\u0906\u092a \u091c\u093e\u0928\u0924\u0947 \u0939\u0948 \u0915\u0940 \u0905\u0917\u0930 \u0915\u094b\u0908 \u092d\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0958\u093e\u0928\u0942\u0928\u0940 \u0905\u092a\u0930\u093e\u0927 \u0915\u0930\u0924\u093e \u0939\u0948 \u0924\u094b \u0909\u0938\u0947 \u0909\u0938\u0915\u093e \u0926\u0902\u0921 \u092f\u093e \u092b\u093f\u0930 \u090f\u0915 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u091c\u0940\u090f\u0938\u091f\u0940 \u092e\u0947\u0902 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u092d\u0940 \u092d\u0941\u0917\u0924\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948\u0964 \u0920\u0940\u0915 \u0907\u0938\u0940 \u092a\u094d\u0930\u0915\u093e\u0930 \u0905\u0917\u0930 \u0915\u094b\u0908 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u0940 \u0905\u0925\u0935\u093e \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u091f\u0948\u0915\u094d\u0938 \u091a\u094b\u0930\u0940 \u0915\u093e \u0905\u092a\u0930\u093e\u0927 \u0915\u0930\u0924\u0947 \u0939\u0948, \u0924\u094b \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0924\u0939\u0924 \u0909\u0928\u094d\u0939\u0947\u0902 \u0907\u0938\u0915\u093e \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0926\u0947\u0928\u093e \u0939\u094b\u0917\u093e, \u092f\u093e \u0909\u0928\u094d\u0939\u0947\u0902 \u0915\u093e\u0928\u0942\u0928\u0940 \u0915\u093e\u0930\u094d\u092f\u0935\u093e\u0939\u0940 \u0938\u0947 \u092d\u0940 \u0917\u0941\u091c\u0930\u0928\u093e \u092a\u095c \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u091c\u0948\u0938\u093e \u0915\u0940 \u0939\u092e \u0906\u092a\u0915\u094b \u090a\u092a\u0930 \u092c\u0924\u093e \u091a\u0941\u0915\u0947 \u0939\u0948, \u0915\u0940 \u0938\u091c\u093e \u091c\u0941\u0930\u094d\u092e \u0938\u0947 \u0938\u092e\u094d\u092c\u0902\u0927\u093f\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948, \u0914\u0930 \u091c\u093f\u0928 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924\u094b\u0902 \u092a\u0930 \u092f\u0939 \u0906\u0927\u093e\u0930\u093f\u0924 \u0939\u0948\u0902, \u0935\u0939 \u0938\u092d\u0940 \u0915\u093e\u0928\u0942\u0928 \u0926\u094d\u0935\u093e\u0930\u093e \u0909\u0932\u094d\u0932\u0947\u0916\u093f\u0924<strong> <\/strong>\u0939\u0948\u0902\u0964 \u0928\u0940\u091a\u0947<strong> <\/strong>\u0939\u092e\u0928\u0947 \u0910\u0938\u0947 \u0939\u0940 \u0915\u0941\u091b \u0915\u093e\u0930\u0923\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u093f\u0924 \u0915\u093f\u092f\u093e \u0939\u0948 &#8211;<\/p>\n\n\n\n<h4 id=\"2.2.1\"><strong>1) \u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u0902\u091c\u0940\u0915\u0930\u0923 \u0928 \u0915\u0930\u0935\u093e\u0928\u093e<\/strong><\/h4>\n\n\n\n<p>\u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0926\u094d\u0935\u093e\u0930\u093e <a rel=\"noreferrer noopener\" aria-label=\"\u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0924\u0939\u0924 \u092a\u0902\u091c\u0940\u0915\u0930\u0923 (opens in a new tab)\" href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%aa%e0%a4%82%e0%a4%9c%e0%a5%80%e0%a4%95%e0%a4%b0%e0%a4%a3-%e0%a4%95%e0%a5%88%e0%a4%b8%e0%a5%87-%e0%a4%95%e0%a4%b0%e0%a5%87%e0%a4%82\/\" target=\"_blank\">\u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0924\u0939\u0924 \u092a\u0902\u091c\u0940\u0915\u0930\u0923<\/a> \u0928\u0939\u0940\u0902 \u0915\u0930\u0935\u093e\u0928\u093e \u0905\u092a\u0930\u093e\u0927 \u0915\u0940 \u0936\u094d\u0930\u0947\u0923\u0940 \u092e\u0947\u0902 \u0930\u0916\u093e \u0917\u092f\u093e \u0939\u0948\u0964 \u0905\u0917\u0930 \u0915\u094b\u0908 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0905\u092a\u0928\u0940 \u0938\u093e\u0932\u093e\u0928\u093e \u0906\u092f \u0915\u0947 \u0924\u0939\u0924 \u091c\u0940\u090f\u0938\u091f\u0940 \u092d\u0930\u0928\u0947 \u092f\u094b\u0917\u094d\u092f \u0939\u0948, \u092a\u0930 \u0909\u0938\u0928\u0947 \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0924\u0939\u0924 \u092a\u0902\u091c\u0940\u0915\u0930\u0923 \u0928\u0939\u0940\u0902 \u0915\u0930\u093e\u092f\u093e \u0939\u0948\u0964 \u0924\u094b \u0909\u0938\u0915\u094b \u0906\u0930\u094d\u0925\u093f\u0915 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0914\u0930 \u091c\u0941\u0930\u094d\u092e \u0915\u0940 \u0938\u091c\u093e \u0926\u094b\u0928\u094b\u0902 \u092d\u0941\u0917\u0924\u0928\u0947 \u092a\u0921\u093c \u0938\u0915\u0924\u0947 \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u092f\u0939 <a href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%a8%e0%a4%bf%e0%a4%af%e0%a4%ae-2019\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u091c\u0940\u090f\u0938\u091f\u0940 \u0928\u093f\u092f\u092e (opens in a new tab)\">\u091c\u0940\u090f\u0938\u091f\u0940 \u0928\u093f\u092f\u092e<\/a> \u0939\u0930 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u092a\u0930 \u0932\u093e\u0917\u0942 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092f\u0939 \u0909\u0938\u0915\u0940 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0906\u092f \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h4 id=\"2.2.2\"><strong>2) \u092b\u0930\u094d\u091c\u0940 \u091c\u0940\u090f\u0938\u091f\u0940\u0906\u0908\u090f\u0928 \u0915\u093e \u092a\u094d\u0930\u092f\u094b\u0917<\/strong><\/h4>\n\n\n\n<p>\u0915\u093f\u0938\u0940 \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0930\u0926\u093e\u0924\u093e \u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e, \u0926\u0942\u0938\u0930\u0947 \u0915\u0930\u0926\u093e\u0924\u093e \u0915\u0947 <a href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%a8%e0%a4%82%e0%a4%ac%e0%a4%b0-%e0%a4%95%e0%a5%80-%e0%a4%9c%e0%a4%be%e0%a4%81%e0%a4%9a\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u091c\u0940\u090f\u0938\u091f\u0940\u0906\u0908\u090f\u0928 \u0938\u0902\u0916\u094d\u092f\u093e (opens in a new tab)\">\u091c\u0940\u090f\u0938\u091f\u0940\u0906\u0908\u090f\u0928 \u0938\u0902\u0916\u094d\u092f\u093e<\/a> \u0915\u093e \u0905\u0935\u0948\u0927 \u0930\u0942\u092a \u0938\u0947 \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u093e \u092d\u0940 \u090f\u0915 \u0905\u092a\u0930\u093e\u0927 \u0939\u0948\u0964 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092f\u0926\u093f \u0915\u093f\u0938\u0940 \u0915\u0930\u0926\u093e\u0924\u093e \u0915\u093e \u091c\u0940\u090f\u0938\u091f\u0940\u0906\u0908\u090f\u0928 \u0928\u0902\u092c\u0930 \u0915\u093f\u0938\u0940 \u0915\u093e\u0930\u0923\u0935\u0936 \u0930\u0926\u094d\u0926 \u0915\u0930 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948, \u0914\u0930 \u092b\u093f\u0930 \u092d\u0940 \u0935\u0939 \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u0915\u0930\u0926\u093e\u0924\u093e \u0915\u0947 \u091c\u0940\u090f\u0938\u091f\u0940\u0906\u0908\u090f\u0928 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0917\u093c\u0948\u0930\u0915\u093c\u093e\u0928\u0942\u0928\u0940 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0924\u094b \u092f\u0939 \u092d\u0940 \u090f\u0915 \u092c\u0921\u093c\u093e \u0905\u092a\u0930\u093e\u0927 \u0939\u0948\u0964 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0915\u0930\u0926\u093e\u0924\u093e \u0915\u094b \u0910\u0938\u093e \u092c\u093f\u0932\u094d\u0915\u0941\u0932 \u0928\u0939\u0940\u0902 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0905\u0917\u0930 \u0935\u0939 \u0910\u0938\u093e \u0915\u0930\u0924\u0947 \u0939\u0941\u090f \u092a\u0915\u0921\u093c\u093e \u0917\u092f\u093e \u0924\u094b \u0909\u0938\u0947 \u0907\u0938\u0915\u093e \u092a\u0930\u093f\u0923\u093e\u092e \u092d\u0941\u0917\u0924\u0928\u093e \u092a\u0921\u093c\u0947\u0917\u093e\u0964<\/p>\n\n\n\n<h4 id=\"2.2.3\"><strong>3) \u092a\u0902\u091c\u0940\u0915\u0930\u0923 \u092e\u0947\u0902 \u0917\u0932\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092d\u0930\u0928\u093e<\/strong><\/h4>\n\n\n\n<p>\u0915\u093f\u0938\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0926\u094d\u0935\u093e\u0930\u093e \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0924\u0939\u0924 \u092a\u0902\u091c\u0940\u0915\u0930\u0923 \u0915\u0930\u0935\u093e\u0924\u0947 \u0938\u092e\u092f \u0917\u0932\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0915\u0930\u0928\u093e \u092c\u0939\u0941\u0924 \u0917\u0902\u092d\u0940\u0930 \u0905\u092a\u0930\u093e\u0927 \u0939\u0948\u0964 \u0915\u094d\u092f\u094b\u0902\u0915\u093f <a href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%aa%e0%a4%82%e0%a4%9c%e0%a5%80%e0%a4%95%e0%a4%b0%e0%a4%a3-%e0%a4%95%e0%a5%88%e0%a4%b8%e0%a5%87-%e0%a4%95%e0%a4%b0%e0%a5%87%e0%a4%82\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u091c\u0940\u090f\u0938\u091f\u0940 \u0930\u091c\u093f\u0938\u094d\u091f\u094d\u0930\u0947\u0936\u0928 (opens in a new tab)\">\u091c\u0940\u090f\u0938\u091f\u0940 \u0930\u091c\u093f\u0938\u094d\u091f\u094d\u0930\u0947\u0936\u0928<\/a> \u0915\u0930\u0924\u0947 \u0938\u092e\u092f \u092f\u0926\u093f \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0905\u092a\u0928\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0915\u094b\u0908 \u092d\u0940 \u092b\u0930\u094d\u091c\u0940 \u0935\u093f\u0935\u0930\u0923 \u0926\u0947\u0924\u093e \u0939\u0948\u0964 \u0924\u094b \u0935\u0939 \u0938\u091c\u093e \u0915\u093e \u092a\u093e\u0924\u094d\u0930 \u0939\u0948, \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0924\u094c\u0930 \u092a\u0930 \u091c\u092c \u0906\u092a\u0915\u093e \u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u0902\u091c\u0940\u0915\u0930\u0923 \u0939\u094b\u0924\u093e \u0939\u0948, \u0924\u092c \u0906\u092a\u0915\u094b \u0938\u093f\u0930\u094d\u092b \u0905\u092a\u0928\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0938\u0939\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0926\u0947\u0928\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948, \u091c\u0948\u0938\u0947 \u0915\u0940 &#8211; \u0906\u092a\u0915\u093e \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u095e\u094b\u0928 \u0928\u0902\u092c\u0930, \u092a\u0942\u0930\u093e \u0928\u093e\u092e, \u0908\u092e\u0947\u0932 \u0906\u0908\u0921\u0940, \u0918\u0930 \u0915\u093e \u0938\u094d\u0925\u093e\u092f\u0940 \u092a\u0924\u093e \u0906\u0926\u093f\u0964 \u0906\u092a \u0915\u093f\u0938\u0940 \u0914\u0930 \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0905\u092a\u0928\u0947 \u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u0902\u091c\u0940\u0915\u0930\u0923 \u092e\u0947\u0902 \u0928\u0939\u0940\u0902 \u0926\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0964 <\/p>\n\n\n\n<h4 id=\"2.2.4\"><strong>4) \u0928\u0915\u0932\u0940 \u091c\u0940\u090f\u0938\u091f\u0940 \u0930\u093f\u091f\u0930\u094d\u0928 \u092d\u0930\u0928\u093e<\/strong><\/h4>\n\n\n\n<p>\u092f\u0926\u093f \u0906\u092a \u092d\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u0915\u0947 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u094b\u0902 \u092e\u0947\u0902 \u092f\u093e \u091f\u0948\u0915\u094d\u0938 \u0938\u0947 \u092c\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f <a href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%b0%e0%a4%bf%e0%a4%9f%e0%a4%b0%e0%a5%8d%e0%a4%a8-%e0%a4%95%e0%a5%88%e0%a4%b8%e0%a5%87-%e0%a4%ad%e0%a4%b0%e0%a5%87\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u0928\u0915\u0932\u0940 \u091c\u0940\u090f\u0938\u091f\u0940 \u0930\u093f\u091f\u0930\u094d\u0928 (opens in a new tab)\">\u0928\u0915\u0932\u0940 \u091c\u0940\u090f\u0938\u091f\u0940 \u0930\u093f\u091f\u0930\u094d\u0928<\/a> \u0915\u0947 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948, \u0924\u094b \u092f\u0939 \u0915\u093e\u0928\u0942\u0928 \u0915\u0940 \u0928\u091c\u0930 \u092e\u0947\u0902 \u090f\u0915 \u091c\u0941\u0930\u094d\u092e \u0939\u0948\u0964<strong> <\/strong>\u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930<strong> <\/strong>\u0915\u0947 \u091c\u0940\u090f\u0938\u091f\u0940 \u0928\u093f\u092f\u092e \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u091c\u093f\u0928 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902<strong> <\/strong>\u0915\u0940 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0906\u092f 20 \u0932\u093e\u0916 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0924\u094b \u0909\u0928\u0915\u094b \u091c\u0940\u090f\u0938\u091f\u0940 \u0930\u093f\u091f\u0930\u094d\u0928 \u092d\u0930\u0928\u093e \u092a\u095c\u0924\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u0915\u0941\u091b \u0932\u094b\u0917 \u0907\u0938\u0938\u0947 \u092c\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0940 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0906\u092f \u0915\u0947 \u092b\u0930\u094d\u091c\u0940 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c \u092c\u0928\u093e\u0915\u0930 \u091f\u0948\u0915\u094d\u0938 \u092d\u0930\u0928\u0947 \u0938\u0947 \u092c\u091a\u0924\u0947 \u0939\u0948\u0902\u0964 \u091c\u0940\u090f\u0938\u091f\u0940 \u0928\u093f\u092f\u092e \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0909\u0928\u0915\u094b \u091f\u0948\u0915\u094d\u0938 \u0926\u0947\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u0905\u0917\u0930 \u0910\u0938\u093e \u0915\u094b\u0908 \u092d\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0905\u0927\u093f\u0915\u093e\u0930\u0940\u092f\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u0915\u095c\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0924\u094b \u0909\u0938\u0947 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u0947 \u0915\u0947 \u0938\u093e\u0925-\u0938\u093e\u0925 \u091c\u0947\u0932 \u092d\u0940 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<h4 id=\"2.2.5\"><strong>5) \u0927\u094b\u0916\u0947 \u0938\u0947 \u092e\u0941\u0928\u093e\u092b\u093e \u0915\u092e\u093e\u0928\u093e<\/strong><\/h4>\n\n\n\n<p>\u0915\u092d\u0940-\u0915\u092d\u0940 \u0915\u0941\u091b \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u0940 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u092e\u0947\u0902 \u0927\u094b\u0916\u0947 \u0938\u0947 \u092e\u0941\u0928\u093e\u092b\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0915\u094b\u0936\u093f\u0936 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u091c\u0948\u0938\u0947 \u0915\u0940 \u092e\u093e\u0928 \u0915\u0947 \u091a\u0932\u093f\u090f \u0915\u094b\u0908 \u0935\u093f\u0915\u094d\u0930\u0947\u0924\u093e \u0938\u093e\u092e\u093e\u0928 \u0915\u094b 5% \u0915\u0940 \u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u0930 \u0916\u0930\u0940\u0926\u0924\u093e \u0939\u0948, \u0914\u0930 \u0909\u0938\u0940 \u0938\u093e\u092e\u093e\u0928 \u0915\u094b \u0935\u094b 12% \u0915\u0940 \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0938\u093e\u0925 \u0917\u094d\u0930\u093e\u0939\u0915 \u0915\u094b \u092c\u0947\u091a\u0924\u093e \u0939\u0948\u0964 \u0910\u0938\u093e \u0915\u0930\u0928\u0947 \u092a\u0930 \u0909\u0938 \u0938\u093e\u092e\u093e\u0928 \u092a\u0930 \u0909\u0938\u0947 7% \u091c\u094d\u092f\u093e\u0926\u093e \u092e\u0941\u0928\u093e\u092b\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u094b\u0917\u093e\u0964 \u091c\u094b \u0915\u0940 \u090f\u0915 \u0924\u0930\u0939 \u0938\u0947 \u0917\u0932\u0924 \u0939\u0948\u0964 \u0905\u0917\u0930 \u0906\u092a\u0915\u0947 \u0938\u093e\u0925 \u0915\u094b\u0908 \u0935\u093f\u0915\u094d\u0930\u0947\u0924\u093e \u0910\u0938\u093e \u0915\u0930\u0924\u093e \u0939\u0941\u0906 \u092a\u093e\u092f\u093e \u091c\u093e\u092f\u0947 \u0924\u094b \u0906\u092a \u0924\u0941\u0930\u0902\u0924 \u0909\u0938\u0915\u0940 \u0936\u093f\u0915\u093e\u092f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0964<\/p>\n\n\n\n<h4 id=\"2.2.6\"><strong>6) \u0915\u0902\u092a\u094b\u091c\u093f\u0936\u0928 \u0938\u094d\u0915\u0940\u092e \u0915\u093e \u0917\u0932\u0924 \u0932\u093e\u092d<\/strong><\/h4>\n\n\n\n<p>\u092f\u0926\u093f \u0915\u094b\u0908 \u0915\u0930\u0926\u093e\u0924\u093e <a rel=\"noreferrer noopener\" aria-label=\"\u091c\u0940\u090f\u0938\u091f\u0940 \u0928\u093f\u092f\u092e (opens in a new tab)\" href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%a8%e0%a4%bf%e0%a4%af%e0%a4%ae-2019\/\" target=\"_blank\">\u091c\u0940\u090f\u0938\u091f\u0940 \u0928\u093f\u092f\u092e<\/a> \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0905\u092f\u094b\u0917\u094d\u092f \u0939\u094b\u0928\u0947 \u092a\u0930 \u092d\u0940 <a rel=\"noreferrer noopener\" aria-label=\"\u0915\u0902\u092a\u094b\u091c\u093f\u0936\u0928 \u0938\u094d\u0915\u0940\u092e (opens in a new tab)\" href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%95%e0%a4%82%e0%a4%aa%e0%a5%8b%e0%a4%9c%e0%a4%bf%e0%a4%b6%e0%a4%a8-%e0%a4%b8%e0%a5%8d%e0%a4%95%e0%a5%80%e0%a4%ae\/\" target=\"_blank\">\u0915\u0902\u092a\u094b\u091c\u093f\u0936\u0928<\/a><strong><a rel=\"noreferrer noopener\" aria-label=\"\u0915\u0902\u092a\u094b\u091c\u093f\u0936\u0928 \u0938\u094d\u0915\u0940\u092e (opens in a new tab)\" href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%95%e0%a4%82%e0%a4%aa%e0%a5%8b%e0%a4%9c%e0%a4%bf%e0%a4%b6%e0%a4%a8-%e0%a4%b8%e0%a5%8d%e0%a4%95%e0%a5%80%e0%a4%ae\/\" target=\"_blank\"> <\/a><\/strong><a rel=\"noreferrer noopener\" aria-label=\"\u0915\u0902\u092a\u094b\u091c\u093f\u0936\u0928 \u0938\u094d\u0915\u0940\u092e (opens in a new tab)\" href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%95%e0%a4%82%e0%a4%aa%e0%a5%8b%e0%a4%9c%e0%a4%bf%e0%a4%b6%e0%a4%a8-%e0%a4%b8%e0%a5%8d%e0%a4%95%e0%a5%80%e0%a4%ae\/\" target=\"_blank\">\u0938\u094d\u0915\u0940\u092e<\/a> \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u091a\u0941\u0928\u0924\u093e \u0939\u0948\u0964 \u0924\u094b \u092f\u0939 <a rel=\"noreferrer noopener\" aria-label=\"\u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u093e \u0928\u093f\u092f\u092e (opens in a new tab)\" href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%a8%e0%a4%bf%e0%a4%af%e0%a4%ae-2019\/\" target=\"_blank\">\u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u093e \u0928\u093f\u092f\u092e<\/a> \u0924\u094b\u095c\u0928\u093e \u0915\u0939\u0932\u093e\u0924\u093e \u0939\u0948\u0964 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0905\u0917\u0930 \u0906\u092a\u0915\u0940 \u0938\u093e\u0932\u093e\u0928\u093e \u0906\u092e\u0926\u0928\u0940 20 \u0932\u093e\u0916 \u0930\u0941\u092a\u090f \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u094b\u0924\u0940 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 75 \u0932\u093e\u0916 \u0930\u0941\u092a\u090f \u0938\u0947 \u0915\u092e \u0939\u0948\u0964 \u0924\u092d\u0940 \u0906\u092a \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0902\u092a\u094b\u091c\u093f\u0936\u0928 \u0938\u094d\u0915\u0940\u092e \u0915\u0947 \u0924\u0939\u0924 \u0905\u092a\u0928\u093e \u092a\u0902\u091c\u0940\u0915\u0930\u0923 \u0915\u0930\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u092e\u0947\u0902 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b 1% \u0914\u0930 \u0928\u093f\u0930\u094d\u092e\u093e\u0924\u093e\u0913\u0902 \u0915\u094b 2% \u0924\u0925\u093e \u0926\u0941\u0915\u093e\u0928 \u091a\u0932\u093e\u0928\u0947 \u0935\u093e\u0932\u094b\u0902 \u0915\u094b 5% \u0915\u0940 <a href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%9f%e0%a5%88%e0%a4%95%e0%a5%8d%e0%a4%b8-%e0%a4%95%e0%a5%80-%e0%a4%a6%e0%a4%b0-%e0%a4%95%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%b9%e0%a5%88\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u0926\u0930 \u0938\u0947 \u091f\u0948\u0915\u094d\u0938 (opens in a new tab)\">\u0926\u0930 \u0938\u0947 \u091f\u0948\u0915\u094d\u0938<\/a> \u091a\u0941\u0915\u093e\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0907\u0938 \u0915\u0948\u091f\u0947\u0917\u0930\u0940 (\u0936\u094d\u0930\u0947\u0923\u0940) \u0915\u0947 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0928 \u0924\u094b \u0905\u092a\u0928\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0938\u0947 \u091c\u0940\u090f\u0938\u091f\u0940 \u0935\u0938\u0942\u0932\u0928\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948, \u0914\u0930 \u0928 \u0939\u0940 \u0909\u0938\u0915\u093e \u0915\u094b\u0908 \u0939\u093f\u0938\u093e\u092c \u0926\u0947\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948\u0964 \u0910\u0938\u0947 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u0940 \u0905\u092a\u0928\u0940 \u0916\u0930\u0940\u0926\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u091c\u094b \u091c\u0940\u090f\u0938\u091f\u0940 \u091a\u0941\u0915\u093e\u0924\u0947 \u0939\u0948\u0902, \u0909\u0938 \u092a\u0930 \u091f\u0948\u0915\u094d\u0938 \u0935\u093e\u092a\u0938\u0940 \u0915\u093e \u0915\u094d\u0932\u0947\u092e \u092d\u0940 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h4 id=\"2.2.7\"><strong>7) \u092c\u093f\u0932 \u092e\u0947\u0902 \u0917\u0932\u0924 \u091c\u0940\u090f\u0938\u091f\u0940 \u0932\u0917\u093e\u0928\u093e<\/strong><\/h4>\n\n\n\n<p>\u092f\u0926\u093f \u0915\u094b\u0908 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u0940 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u093e\u092e\u093e\u0928 \u092f\u093e \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0940 \u0906\u092a\u0942\u0930\u094d\u0924\u093f (\u092a\u094d\u0930\u0926\u093e\u0928) \u0915\u093f\u092f\u0947 \u092c\u093f\u0928\u093e \u0915\u093f\u0938\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b<a rel=\"noreferrer noopener\" aria-label=\" \u0917\u0932\u0924 \u092c\u093f\u0932 \u091c\u093e\u0930\u0940  (opens in a new tab)\" href=\"https:\/\/leadingfile.com\/hi\/wp-admin\/edit.php?s=+%E0%A4%97%E0%A4%B2%E0%A4%A4+%E0%A4%AC%E0%A4%BF%E0%A4%B2+%E0%A4%9C%E0%A4%BE%E0%A4%B0%E0%A5%80+&amp;post_status=all&amp;post_type=post&amp;action=-1&amp;m=0&amp;cat=0&amp;seo_filter&amp;readability_filter&amp;paged=1&amp;action2=-1\" target=\"_blank\"> \u0917\u0932\u0924 \u092c\u093f\u0932 \u091c\u093e\u0930\u0940 <\/a>\u0915\u0930\u0915\u0947 \u091c\u0940\u090f\u0938\u091f\u0940 \u0932\u0917\u093e\u0924\u093e \u0939\u0948\u0964 \u0924\u094b \u092f\u0939 \u092d\u0940 \u090f\u0915 \u0905\u092a\u0930\u093e\u0927 \u0915\u0940 \u0936\u094d\u0930\u0947\u0923\u0940 \u092e\u0947\u0902 \u0906\u0924\u093e \u0939\u0948, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092f\u0926\u093f \u0915\u094b\u0908 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0926\u093e\u092f\u0930\u0947 \u092e\u0947\u0902 \u0928\u0939\u0940\u0902 \u0906\u0924\u093e \u0939\u0948\u0964 \u0924\u094b \u0909\u0938\u0947 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href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%ab%e0%a4%b0%e0%a5%8d%e0%a4%9c%e0%a5%80-%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%ac%e0%a4%bf%e0%a4%b2-%e0%a4%95%e0%a5%80-%e0%a4%aa%e0%a4%b9%e0%a4%9a%e0%a4%be%e0%a4%a8\/\" target=\"_blank\">\u092b\u0930\u094d\u091c\u0940 \u092c\u093f\u0932<\/a> \u0926\u0947\u0928\u0947 \u092a\u0930\u0964<\/li><li>\u092c\u0917\u0948\u0930 \u092e\u093e\u0932 \u092c\u0947\u091a\u0947 \u092c\u093f\u0932 \u0926\u0947\u0928\u0947 \u092a\u0930\u0964<\/li><li>\u091f\u0948\u0915\u094d\u0938 \u0907\u0915\u091f\u094d\u200d\u0920\u093e \u0915\u0930\u0915\u0947 \u0930\u0916 \u0932\u093f\u092f\u093e \u0914\u0930 \u0926\u0947\u092f \u0924\u093e\u0930\u0940\u0916 \u0938\u0947 3 \u092e\u093e\u0939 \u0915\u0947 \u092d\u0940\u0924\u0930 \u0928\u0939\u0940\u0902 \u092d\u0930\u093e\u0964<\/li><li>\u0907\u0938 \u0915\u093e\u0928\u0942\u0928 \u0915\u0947 \u0935\u093f\u0930\u0941\u0926\u094d\u0927 \u091f\u0948\u0915\u094d\u0938 (\u091c\u0939\u093e\u0902 \u091c\u0930\u0942\u0930\u0940 \u0928\u0939\u0940\u0902) \u0915\u0932\u0947\u0915\u094d\u091f \u0915\u0930\u0915\u0947 \u0930\u0916 \u0932\u093f\u092f\u093e \u0914\u0930 3 \u092e\u093e\u0939 \u0924\u0915 \u0928\u0939\u0940 \u092d\u0930\u093e\u0964<\/li><li><a rel=\"noreferrer noopener\" aria-label=\"\u091f\u0940\u0921\u0940\u090f\u0938  (opens in a new tab)\" href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%9f%e0%a5%80%e0%a4%a1%e0%a5%80%e0%a4%8f%e0%a4%b8\/\" target=\"_blank\">\u091f\u0940\u0921\u0940\u090f\u0938 <\/a>\u0928\u0939\u0940\u0902 \u0915\u093e\u091f\u093e \u092f\u093e \u0915\u092e \u0915\u093e\u091f\u093e \u0914\u0930 \u092d\u0930\u093e \u092d\u0940 \u0928\u0939\u0940\u0902\u0964<\/li><li>\u0930\u093f\u092b\u0902\u0921 \u092b\u094d\u0930\u0949\u0921 \u0915\u0930\u0915\u0947 \u0932\u0947 \u0932\u093f\u092f\u093e\u0964&nbsp;<\/li><li> <a rel=\"noreferrer noopener\" aria-label=\"\u0907\u0928\u092a\u0941\u091f \u0938\u0930\u094d\u0935\u093f\u0938 \u0921\u093f\u0938\u094d\u091f\u094d\u0930\u0940\u092c\u094d\u092f\u0942\u091f\u0930 (opens in a new tab)\" href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%86%e0%a4%88%e0%a4%8f%e0%a4%b8%e0%a4%a1%e0%a5%80\/\" target=\"_blank\">\u0907\u0928\u092a\u0941\u091f \u0938\u0930\u094d\u0935\u093f\u0938 \u0921\u093f\u0938\u094d\u091f\u094d\u0930\u0940\u092c\u094d\u092f\u0942\u091f\u0930<\/a> \u0928\u0947 \u0906\u0908\u091f\u0940\u0938\u0940 \u0921\u093f\u0938\u094d\u091f\u094d\u0930\u0940\u092c\u094d\u092f\u0942\u091f \u0917\u0932\u0924 \u0915\u0930 \u0926\u093f\u092f\u093e \u092f\u093e \u0906\u0908\u091f\u0940\u0938\u0940 \u0917\u0932\u0924 \u0932\u0947 \u0932\u093f\u092f\u093e\u0964<\/li><li>\u091f\u0948\u0915\u094d\u0938 \u091a\u094b\u0930\u0940 \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0938\u0947 \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u092e\u0947\u0902 \u0939\u0947\u0930\u092b\u0947\u0930 \u0915\u093f\u092f\u093e\u0964<\/li><li>\u0915\u093e\u0928\u0942\u0928 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 <a rel=\"noreferrer noopener\" aria-label=\"\u091c\u0940\u090f\u0938\u091f\u0940 \u092e\u0947\u0902 \u0930\u091c\u093f\u0938\u094d\u091f\u094d\u0930\u0947\u0936\u0928 (opens in a new tab)\" href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%aa%e0%a4%82%e0%a4%9c%e0%a5%80%e0%a4%95%e0%a4%b0%e0%a4%a3-%e0%a4%95%e0%a5%88%e0%a4%b8%e0%a5%87-%e0%a4%95%e0%a4%b0%e0%a5%87%e0%a4%82\/\" target=\"_blank\">\u091c\u0940\u090f\u0938\u091f\u0940 \u092e\u0947\u0902 \u0930\u091c\u093f\u0938\u094d\u091f\u094d\u0930\u0947\u0936\u0928<\/a> \u0915\u0930\u093e\u0928\u093e \u0925\u093e \u092a\u0930 \u0928\u0939\u0940\u0902 \u0915\u0930\u093e\u092f\u093e\u0964<\/li><li>\u0930\u091c\u093f\u0938\u094d\u091f\u094d\u0930\u0947\u0936\u0928 \u0915\u0947 \u0935\u0915\u094d\u0924 \u0917\u0932\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0926\u0940 \u092f\u093e \u0917\u0932\u0924 \u092a\u0947\u092a\u0930 \u0926\u093f\u092f\u093e\u0964<\/li><li>\u0915\u093f\u0938\u0940 \u0905\u0927\u093f\u0915\u093e\u0930\u0940 \u0915\u094b \u0909\u0938\u0915\u0940 \u0921\u094d\u092f\u0942\u091f\u0940 \u0928\u093f\u092d\u093e\u0928\u0947 \u0938\u0947 \u0930\u094b\u0915\u0928\u0947 \u092a\u0930\u0964<\/li><li>\u092e\u093e\u0932 \u0915\u093e \u091f\u094d\u0930\u093e\u0902\u0938\u092a\u094b\u0930\u094d\u091f\u0947\u0936\u0928 \u092c\u0917\u0948\u0930 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u094b\u0902 <a rel=\"noreferrer noopener\" aria-label=\"(\u0908-\u0935\u0947 \u092c\u093f\u0932) (opens in a new tab)\" href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%88-%e0%a4%b5%e0%a5%87-%e0%a4%ac%e0%a4%bf%e0%a4%b2-%e0%a4%95%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%b9%e0%a5%88\/\" target=\"_blank\">(\u0908-\u0935\u0947 \u092c\u093f\u0932)<\/a> \u0915\u0947 \u0915\u093f\u092f\u093e\u0964<\/li><li>\u091f\u0948\u0915\u094d\u0938 \u091a\u094b\u0930\u0940 \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0938\u0947 <a rel=\"noreferrer noopener\" aria-label=\"\u0915\u0941\u0932 \u091f\u0930\u094d\u0928\u0913\u0935\u0930 (opens in a new tab)\" href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%95%e0%a5%81%e0%a4%b2-%e0%a4%95%e0%a4%be%e0%a4%b0%e0%a5%8b%e0%a4%ac%e0%a4%be%e0%a4%b0\/\" target=\"_blank\">\u0915\u0941\u0932 \u091f\u0930\u094d\u0928\u0913\u0935\u0930<\/a> \u0915\u094b \u091b\u093f\u092a\u093e\u092f\u093e\u0964<\/li><li>\u092c\u0941\u0915\u094d\u0938 \u0914\u0930 \u0905\u0928\u094d\u092f \u091c\u0930\u0942\u0930\u0940 \u0921\u093e\u0915\u094d\u092f\u0942\u092e\u0947\u0902\u091f \u0928\u0939\u0940\u0902 \u0930\u0916\u0947 \u0924\u094b\u0964<\/li><li>\u0915\u093f\u0938\u0940 \u0905\u0927\u093f\u0915\u093e\u0930\u0940 \u0915\u094b \u0906\u0935\u0936\u094d\u092f\u0915 \u0921\u0949\u0915\u094d\u092f\u0942\u092e\u0947\u0902\u091f \u0928\u0939\u0940\u0902 \u0926\u093f\u090f \u092f\u093e \u0915\u093f\u0938\u0940 \u0905\u0927\u093f\u0915\u093e\u0930\u0940 \u0915\u094b \u0917\u0932\u0924 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c \u0926\u0947\u0928\u0947 \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902\u0964<\/li><li>\u0905\u0927\u093f\u0915\u093e\u0930\u0940 \u0915\u094b \u0932\u0917\u0924\u093e \u0939\u0948 \u0915\u093f \u092e\u093e\u0932 \u091c\u092c\u094d\u0924\u0940 \u092f\u094b\u0917\u094d\u092f \u0939\u0948\u0964<\/li><li>\u0926\u0942\u0938\u0930\u0947 \u0915\u093e <a href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%a8%e0%a4%82%e0%a4%ac%e0%a4%b0-%e0%a4%95%e0%a5%80-%e0%a4%9c%e0%a4%be%e0%a4%81%e0%a4%9a\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u0930\u091c\u093f\u0938\u094d\u091f\u094d\u0930\u0947\u0936\u0928 \u0928\u0902\u092c\u0930 (opens in a new tab)\">\u0930\u091c\u093f\u0938\u094d\u091f\u094d\u0930\u0947\u0936\u0928 \u0928\u0902\u092c\u0930<\/a> \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u094b\u0964<\/li><li>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c \u092e\u0947\u0902 \u0939\u093e\u0925 \u0938\u0947 \u0939\u0947\u0930\u092b\u0947\u0930 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u094b\u0964<\/li><li>\u0915\u094b\u0908 \u092e\u093e\u0932 \u091c\u092c\u094d\u0924 \u0915\u093f\u092f\u093e \u0914\u0930 \u0909\u0938\u092e\u0947\u0902 \u0915\u094b\u0908 \u091b\u0947\u0921\u093c\u091b\u093e\u0921\u093c \u0915\u0940 \u0917\u0908 \u0939\u094b\u0964 <\/li><\/ol>\n","protected":false},"excerpt":{"rendered":"<p>\u0907\u0938 \u0932\u0947\u0916 \u092e\u0947\u0902 \u0939\u092e \u091c\u093e\u0928\u0947\u0902\u0917\u0947 \u0915\u0940 \u091c\u0940\u090f\u0938\u091f\u0940 \u0928 \u092d\u0930\u0928\u0947 \u092a\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0915\u0948\u0938\u0947 \u0932\u0917\u0924\u093e \u0939\u0948\u0964 \u0905\u0925\u0935\u093e \u0915\u094d\u092f\u094b\u0902 \u0932\u0917\u0924\u093e \u0939\u0948? \u0926\u0942\u0938\u0930\u0947 \u0936\u092c\u094d\u0926\u094b\u0902 \u092e\u0947\u0902 \u0915\u0939\u0947 \u0924\u094b, \u091c\u0940\u090f\u0938\u091f\u0940 \u0930\u093f\u091f\u0930\u094d\u0928 \u0928 \u091a\u0941\u0915\u093e\u0928\u0947 \u092a\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0915\u0948\u0938\u0947 \u0932\u0917\u0924\u093e \u0939\u0948\u0964 \u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u091c\u0940\u090f\u0938\u091f\u0940 \u0928 \u092d\u0930\u0928\u0947 \u092a\u0930 \u0905\u092a\u0928\u0940 \u092a\u094d\u0930\u0924\u093f\u0915\u094d\u0930\u093f\u092f\u093e \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u0940 \u0939\u0948\u0964 \u0938\u0930\u0915\u093e\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u0930\u093f\u092a\u0924\u094d\u0930 (\u0938\u0930\u0915\u093e\u0930\u0940 \u0938\u0942\u091a\u0928\u093e) \u0928\u093f\u0915\u093e\u0932\u0940 \u0917\u092f\u0940 \u0939\u0948, \u0915\u0940 \u0905\u0917\u0930 \u0915\u093f\u0938\u0940 &#8230; <a title=\"\u091c\u0940\u090f\u0938\u091f\u0940 \u0928 \u092d\u0930\u0928\u0947 \u092a\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0915\u0948\u0938\u0947 \u0932\u0917\u0924\u093e \u0939\u0948?\" class=\"read-more\" href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%a8-%e0%a4%ad%e0%a4%b0%e0%a4%a8%e0%a5%87-%e0%a4%aa%e0%a4%b0-%e0%a4%9c%e0%a5%81%e0%a4%b0%e0%a5%8d%e0%a4%ae%e0%a4%be%e0%a4%a8%e0%a4%be\/\" aria-label=\"More on \u091c\u0940\u090f\u0938\u091f\u0940 \u0928 \u092d\u0930\u0928\u0947 \u092a\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0915\u0948\u0938\u0947 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\u0932\u0917\u0924\u093e \u0939\u0948? \u091c\u0940\u090f\u0938\u091f\u0940 \u092e\u0947\u0902 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0914\u0930 \u0905\u092a\u0930\u093e\u0927 \u0915\u094d\u092f\u093e \u0939\u0948? \u0938\u093e\u0925 \u0939\u0940 \u091c\u093e\u0928\u0947\u0902\u0917\u0947 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u0947 \u0938\u0947 \u091c\u0941\u095c\u0947 \u0915\u0941\u091b \u0924\u0925\u094d\u092f \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902\u0964 \u0939\u093f\u0902\u0926\u0940 \u0932\u0947\u0916 \u092e\u0947\u0902 (in hindi)\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/leadingfile.com\/hi\/\u091c\u0940\u090f\u0938\u091f\u0940-\u0928-\u092d\u0930\u0928\u0947-\u092a\u0930-\u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e\/\" \/>\n<meta property=\"og:locale\" content=\"hi_IN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u091c\u0940\u090f\u0938\u091f\u0940 \u0928 \u092d\u0930\u0928\u0947 \u092a\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0915\u0948\u0938\u0947 \u0932\u0917\u0924\u093e \u0939\u0948? \u091c\u093e\u0928\u093f\u090f \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0905\u0925\u0935\u093e \u0905\u092a\u0930\u093e\u0927 \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u093e \u0939\u0948?\" \/>\n<meta property=\"og:description\" content=\"\u091c\u0940\u090f\u0938\u091f\u0940 \u0928 \u092d\u0930\u0928\u0947 \u092a\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0915\u0948\u0938\u0947 \u0932\u0917\u0924\u093e \u0939\u0948? \u091c\u0940\u090f\u0938\u091f\u0940 \u092e\u0947\u0902 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0914\u0930 \u0905\u092a\u0930\u093e\u0927 \u0915\u094d\u092f\u093e \u0939\u0948? \u0938\u093e\u0925 \u0939\u0940 \u091c\u093e\u0928\u0947\u0902\u0917\u0947 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u0947 \u0938\u0947 \u091c\u0941\u095c\u0947 \u0915\u0941\u091b \u0924\u0925\u094d\u092f \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902\u0964 \u0939\u093f\u0902\u0926\u0940 \u0932\u0947\u0916 \u092e\u0947\u0902 (in hindi)\" \/>\n<meta property=\"og:url\" content=\"https:\/\/leadingfile.com\/hi\/\u091c\u0940\u090f\u0938\u091f\u0940-\u0928-\u092d\u0930\u0928\u0947-\u092a\u0930-\u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e\/\" \/>\n<meta property=\"og:site_name\" content=\"Leading File\" \/>\n<meta property=\"article:published_time\" content=\"2019-09-06T11:06:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-11-18T05:32:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/leadingfile.com\/hi\/wp-content\/uploads\/2019\/09\/Untitled-design.jpg\" \/>\n<meta name=\"author\" content=\"\u0938\u0902\u092a\u093e\u0926\u0915\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" 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