{"id":7955,"date":"2020-10-28T06:01:20","date_gmt":"2020-10-28T06:01:20","guid":{"rendered":"https:\/\/leadingfile.com\/hi\/?p=7955"},"modified":"2020-10-28T06:01:54","modified_gmt":"2020-10-28T06:01:54","slug":"2020-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%a6%e0%a4%b0","status":"publish","type":"post","link":"https:\/\/leadingfile.com\/hi\/2020-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%a6%e0%a4%b0\/","title":{"rendered":"2020 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930:- \u092e\u093e\u0932 \u0914\u0930 \u0938\u0947\u0935\u093e \u0915\u0930 \u0926\u0930\u094b\u0902 \u0915\u0940 \u0938\u0942\u091a\u0940, \u0938\u094d\u0932\u0948\u092c \u0914\u0930 \u0938\u0902\u0936\u094b\u0927\u0928? \u091c\u093e\u0928\u093f\u090f-"},"content":{"rendered":"\n<p>\u0906\u091c\u093e\u0926\u0940 \u0915\u0947 \u092c\u093e\u0926 \u0938\u0947 \u091c\u0940\u090f\u0938\u091f\u0940 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0915\u0930 \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0938\u0941\u0927\u093e\u0930 \u0939\u0948, \u091c\u094b \u0915\u0930\u093e\u0927\u093e\u0928 \u0938\u0902\u0930\u091a\u0928\u093e \u092e\u0947\u0902 \u090f\u0915\u0930\u0942\u092a\u0924\u093e \u0932\u093e\u0924\u093e \u0939\u0948 \u0914\u0930 \u0905\u0924\u0940\u0924 \u092e\u0947\u0902 \u0932\u0917\u093e\u090f \u0917\u090f \u0915\u0930\u094b\u0902 \u0915\u0940 \u0915\u0948\u0938\u094d\u0915\u0947\u0921\u093f\u0902\u0917 \u0915\u094b \u0938\u092e\u093e\u092a\u094d\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u0930\u093f\u0937\u0926 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0909\u0924\u094d\u092a\u093e\u0926\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930\u094b\u0902 \u0915\u094b \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u092e\u092f-\u0938\u092e\u092f \u092a\u0930 \u092c\u0948\u0920\u0915 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964 \u0915\u0908 \u0930\u093e\u091c\u094d\u092f \u0914\u0930 \u0909\u0926\u094d\u092f\u094b\u0917 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0935\u0938\u094d\u0924\u0941\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0930 \u0915\u0940 \u0926\u0930 \u092e\u0947\u0902 \u0915\u092e\u0940 \u0915\u0940 \u0938\u093f\u092b\u093e\u0930\u093f\u0936 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0928 \u092a\u0930 \u0907\u0928 \u092c\u0948\u0920\u0915\u094b\u0902 \u092e\u0947\u0902 \u091a\u0930\u094d\u091a\u093e \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964 \u0924\u094b \u0906\u091c \u0915\u0947 \u0907\u0938 \u0932\u0947\u0916 \u092e\u0947\u0902 \u0939\u092e 2020 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930:- \u092e\u093e\u0932 \u0914\u0930 \u0938\u0947\u0935\u093e \u0915\u0930 \u0926\u0930\u094b\u0902 \u0915\u0940 \u0938\u0942\u091a\u0940, \u0938\u094d\u0932\u0948\u092c \u0914\u0930 \u0938\u0902\u0936\u094b\u0927\u0928? \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0938\u0947 \u091c\u093e\u0928\u0947\u0902\u0917\u0947\u0964<\/p>\n\n\n\n<div class=\"wp-block-image is-style-default\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" width=\"1024\" height=\"538\" src=\"https:\/\/leadingfile.com\/hi\/wp-content\/uploads\/2020\/10\/2020-\u092e\u0947\u0902-\u091c\u0940\u090f\u0938\u091f\u0940-\u0926\u0930-_-1024x538.jpg\" alt=\"2020 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930:- \u092e\u093e\u0932 \u0914\u0930 \u0938\u0947\u0935\u093e \u0915\u0930 \u0926\u0930\u094b\u0902 \u0915\u0940 \u0938\u0942\u091a\u0940, \u0938\u094d\u0932\u0948\u092c \u0914\u0930 \u0938\u0902\u0936\u094b\u0927\u0928?\" class=\"wp-image-8002\" srcset=\"https:\/\/leadingfile.com\/hi\/wp-content\/uploads\/2020\/10\/2020-\u092e\u0947\u0902-\u091c\u0940\u090f\u0938\u091f\u0940-\u0926\u0930-_-1024x538.jpg 1024w, https:\/\/leadingfile.com\/hi\/wp-content\/uploads\/2020\/10\/2020-\u092e\u0947\u0902-\u091c\u0940\u090f\u0938\u091f\u0940-\u0926\u0930-_-300x158.jpg 300w, https:\/\/leadingfile.com\/hi\/wp-content\/uploads\/2020\/10\/2020-\u092e\u0947\u0902-\u091c\u0940\u090f\u0938\u091f\u0940-\u0926\u0930-_-768x403.jpg 768w, https:\/\/leadingfile.com\/hi\/wp-content\/uploads\/2020\/10\/2020-\u092e\u0947\u0902-\u091c\u0940\u090f\u0938\u091f\u0940-\u0926\u0930-_-1536x806.jpg 1536w, https:\/\/leadingfile.com\/hi\/wp-content\/uploads\/2020\/10\/2020-\u092e\u0947\u0902-\u091c\u0940\u090f\u0938\u091f\u0940-\u0926\u0930-_.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>2020 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930:- \u092e\u093e\u0932 \u0914\u0930 \u0938\u0947\u0935\u093e \u0915\u0930 \u0926\u0930\u094b\u0902 \u0915\u0940 \u0938\u0942\u091a\u0940, \u0938\u094d\u0932\u0948\u092c \u0914\u0930 \u0938\u0902\u0936\u094b\u0927\u0928?<\/figcaption><\/figure><\/div>\n\n\n\n<div class=\"TOC\">\n<h2>\u0907\u0938 \u0932\u0947\u0916 \u092e\u0947\u0902 \u0939\u092e \u091a\u0930\u094d\u091a\u093e \u0915\u0930\u0947\u0902\u0917\u0947 :<\/h2>\n<ul>\n<li><a href=\"#1\">1. 39 \u0935\u0940\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u0930\u093f\u0937\u0926 \u0915\u0940 \u092c\u0948\u0920\u0915 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u092e\u0947\u0902 \u0938\u0902\u0936\u094b\u0927\u0928?<\/a><\/li>\n<li><a href=\"#2\">2. \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2020-21 \u0915\u0947 \u0932\u093f\u090f \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u091c\u0940\u090f\u0938\u091f\u0940 \u0938\u094d\u0932\u0948\u092c?<\/a><\/li>\n<li><a href=\"#3\">3. 2020 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0915\u0940 \u0938\u0942\u091a\u0940?<\/a><\/li>\n<li><a href=\"#4\">4. \u090b\u0923 \u0914\u0930 \u0905\u0917\u094d\u0930\u093f\u092e \u092a\u0930 2020 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0915\u094d\u092f\u093e \u0939\u0948?<\/a>\n<ul>\n<li><a href=\"#4.1\">4.1. 2020 \u092e\u0947\u0902 \u0915\u093e\u0930\u094b\u0902 \u092a\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0915\u094d\u092f\u093e \u0939\u0948?<\/a><\/li>\n<\/ul>\n<\/li>\n<li><a href=\"#5\">5. \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2020-21 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0926\u0947\u0936 \u092e\u0947\u0902 \u0917\u094b\u0932\u094d\u0921 \u092a\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0915\u094d\u092f\u093e \u0939\u0948?<\/a><\/li>\n<li><a href=\"#6\">6. \u0930\u093f\u092f\u0932 \u090f\u0938\u094d\u091f\u0947\u091f \u092a\u0930 2020 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0915\u094d\u092f\u093e \u0939\u0948?<\/a><\/li>\n<li><a href=\"#7\">7. \u0915\u0941\u091b \u0909\u0924\u094d\u092a\u093e\u0926\u094b\u0902 \u0915\u094b 2020 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0915\u0947 \u0924\u0939\u0924 \u092a\u0947\u0936 \u0915\u093f\u090f \u091c\u093e\u0928\u0947 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0939\u0948?<\/a><\/li>\n<li><a href=\"#8\">8. 2020 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924\u0940\u092f \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u092a\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u093e \u092a\u094d\u0930\u092d\u093e\u0935 \u0915\u094d\u092f\u093e \u0939\u0948?<\/a><\/li>\n<li><a href=\"#9\">9. \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930\u094b\u0902 \u0915\u0947 \u0916\u093f\u0932\u093e\u092b \u0935\u093f\u0930\u094b\u0927?<\/a><\/li>\n<li><a href=\"#10\">10. \u0938\u0947\u0935\u093e\u0913\u0902 \u092a\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0940 \u0926\u0930?<\/a><\/li>\n<\/ul>\n<\/li>\n<\/div>\n\n\n\n<h2 id=\"1\">39 \u0935\u0940\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u0930\u093f\u0937\u0926 \u0915\u0940 \u092c\u0948\u0920\u0915 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u092e\u0947\u0902 \u0938\u0902\u0936\u094b\u0927\u0928?<\/h2>\n\n\n\n<p>39 \u0935\u0940\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u0930\u093f\u0937\u0926 \u0915\u0940 \u092c\u0948\u0920\u0915 \u0928\u0908 \u0926\u093f\u0932\u094d\u0932\u0940 \u092e\u0947\u0902 14 \u092e\u093e\u0930\u094d\u091a 2020, \u0936\u0928\u093f\u0935\u093e\u0930 \u0915\u094b \u0906\u092f\u094b\u091c\u093f\u0924 \u0915\u0940 \u0917\u0908 \u0925\u0940\u0964 39 \u0935\u0940\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u0930\u093f\u0937\u0926 \u0915\u0940 \u092c\u0948\u0920\u0915 \u092e\u0947\u0902 \u0938\u092d\u0940 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0906\u092a \u0928\u0940\u091a\u0947 \u0924\u093e\u0932\u093f\u0915\u093e \u0915\u0940 \u0938\u0939\u093e\u092f\u0924\u093e \u0938\u0947 \u0926\u0947\u0916 \u0938\u0915\u0924\u0947 \u0939\u0948:-<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>\u0935\u093f\u0937\u092f<\/strong><\/td><td><strong>\u092a\u0941\u0930\u093e\u0928\u0940 \u0926\u0930<\/strong><\/td><td><strong>\u0928\u0908 \u0926\u0930<\/strong><\/td><\/tr><tr><td>\u092e\u094b\u092c\u093e\u0907\u0932 \u092b\u094b\u0928 \u0914\u0930 \u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u092d\u093e\u0917\u094b\u0902\u0964<\/td><td>12%<\/td><td>18%<\/td><\/tr><tr><td>\u0939\u093e\u0925 \u092e\u093f\u0932\u093e\u0928\u093e\u0964<\/td><td>5%<\/td><td>12%<\/td><\/tr><tr><td>\u0939\u0938\u094d\u0924\u0928\u093f\u0930\u094d\u092e\u093f\u0924 \u092e\u0948\u091a\u094b\u0902 \u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u0905\u0928\u094d\u092f\u0964<\/td><td>18%<\/td><td>12%<\/td><\/tr><tr><td>\u0935\u093f\u092e\u093e\u0928 \u090f\u092e\u0906\u0930\u0913 (\u0930\u0916\u0930\u0916\u093e\u0935, \u092e\u0930\u092e\u094d\u092e\u0924, \u0913\u0935\u0930\u0939\u093e\u0932) \u0938\u0947\u0935\u093e\u090f\u0902\u0964<\/td><td>18%<\/td><td>5% (\u092a\u0942\u0930\u094d\u0923 \u0906\u0908\u091f\u0940\u0938\u0940 \u0915\u0947 \u0938\u093e\u0925)<\/td><\/tr><\/tbody><\/table><figcaption>2020 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930<\/figcaption><\/figure>\n\n\n\n<p>\u090a\u092a\u0930 \u0926\u0930\u094d\u0936\u093e\u0908 \u0917\u0908 2020 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 1 \u0905\u092a\u094d\u0930\u0948\u0932 2020 \u0938\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h2 id=\"2\">\u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2020-21 \u0915\u0947 \u0932\u093f\u090f \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u091c\u0940\u090f\u0938\u091f\u0940 \u0938\u094d\u0932\u0948\u092c?<\/h2>\n\n\n\n<p>\u091c\u0940\u090f\u0938\u091f\u0940 \u092d\u093e\u0930\u0924 \u0926\u0947\u0936 \u092e\u0947\u0902 \u0915\u0930 \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0938\u092c\u0938\u0947 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0938\u0941\u0927\u093e\u0930 \u0939\u0948 \u091c\u093f\u0938\u0928\u0947 \u0915\u0930\u093e\u0927\u093e\u0928 \u0938\u0902\u0930\u091a\u0928\u093e \u092e\u0947\u0902 \u090f\u0915\u0924\u093e \u0915\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0940 \u0914\u0930 \u092a\u093f\u091b\u0932\u0947 \u0936\u093e\u0938\u0928 \u092e\u0947\u0902 \u0932\u093e\u0917\u0942 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u0915\u0930\u094b\u0902 \u0915\u094b \u0915\u092e \u0915\u093f\u092f\u093e\u0964 \u0915\u0908 \u0935\u0938\u094d\u0924\u0941\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u092e\u0917\u094d\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930\u094b\u0902 \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u0915\u0947 \u0932\u093f\u090f \u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u0930\u093f\u0937\u0926 \u0915\u0940 \u092c\u0948\u0920\u0915\u0947\u0902 \u0928\u093f\u092f\u092e\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0906\u092f\u094b\u091c\u093f\u0924 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0902\u0964 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0930\u093e\u091c\u094d\u092f \u0914\u0930 \u0909\u0926\u094d\u092f\u094b\u0917 \u092a\u0930\u093f\u0937\u0926 \u0915\u0940 \u092c\u0948\u0920\u0915\u094b\u0902 \u092e\u0947\u0902 \u091a\u0930\u094d\u091a\u093e \u0915\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0935\u0938\u094d\u0924\u0941\u0913\u0902 \u0915\u0947 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href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80-%E0%A4%95%E0%A5%87-%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%95%E0%A4%BE%E0%A4%B0\/#2.1\" target=\"_blank\" rel=\"noreferrer noopener\">\u0938\u0940\u091c\u0940\u090f\u0938\u091f\u0940 <\/a>&#8211; \u0938\u0947\u0902\u091f\u0930\u0932 \u091c\u0940\u090f\u0938\u091f\u0940\u0964<\/li><li><a href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80-%E0%A4%95%E0%A5%87-%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%95%E0%A4%BE%E0%A4%B0\/#2.2\" target=\"_blank\" rel=\"noreferrer noopener\">\u090f\u0938\u091c\u0940\u090f\u0938\u091f\u0940 <\/a>&#8211; \u0930\u093e\u091c\u094d\u092f \u091c\u0940\u090f\u0938\u091f\u0940\u0964<\/li><li><a href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80-%E0%A4%95%E0%A5%87-%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%95%E0%A4%BE%E0%A4%B0\/#2.3\" target=\"_blank\" rel=\"noreferrer noopener\">\u0906\u0908\u091c\u0940\u090f\u0938\u091f\u0940 <\/a>&#8211; \u090f\u0915\u0940\u0915\u0943\u0924 \u091c\u0940\u090f\u0938\u091f\u0940\u0964<\/li><\/ul>\n\n\n\n<p>\u0938\u0930\u0915\u093e\u0930 \u0939\u093e\u0932 \u0939\u0940 \u092e\u0947\u0902 2020 \u092e\u0947\u0902 <a href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80-%E0%A4%9F%E0%A5%88%E0%A4%95%E0%A5%8D%E0%A4%B8-%E0%A4%95%E0%A5%80-%E0%A4%A6%E0%A4%B0-%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE-%E0%A4%B9%E0%A5%88\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 <\/a>\u092e\u0947\u0902 \u092c\u0926\u0932\u093e\u0935 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0940 \u0925\u0940 \u0914\u0930 \u0909\u0928\u094d\u0939\u0947\u0902 \u092e\u0942\u0932 \u0926\u0930\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0930\u0916\u0928\u093e \u091a\u093e\u0939\u0924\u0940 \u0925\u0940 \u0932\u0947\u0915\u093f\u0928 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is-style-regular\"><table><tbody><tr><th>\u0926\u0930\u0947\u0902<\/th><th>\u0915\u092e\u094b\u0921\u093f\u091f\u0940 \/ \u0938\u0947\u0935\u093e\u090f\u0901<\/th><\/tr><tr><td>0%<\/td><td>\u0926\u0942\u0927, \u092c\u091f\u0930 \u092e\u093f\u0932\u094d\u0915, \u0926\u0939\u0940, \u0905\u0928\u093e\u091c, \u092a\u094d\u0930\u093e\u0915\u0943\u0924\u093f\u0915 \u0936\u0939\u0926, \u0906\u091f\u093e, \u092c\u0947\u0938\u0928, \u092b\u0942\u0932\u093e \u0939\u0941\u0906 \u091a\u093e\u0935\u0932, \u092a\u093e\u092a\u0921\u093c, \u092c\u094d\u0930\u0947\u0921, \u092a\u094d\u0930\u0938\u093e\u0926, \u0928\u092e\u0915, \u092c\u093f\u0902\u0926\u0940\u0964&nbsp;\u0938\u093f\u0928\u094d\u0926\u0942\u0930, \u0917\u0930\u094d\u092d\u0928\u093f\u0930\u094b\u0927\u0915, \u0924\u093e\u091c\u0947 \u092b\u0932 \u0914\u0930 \u0938\u092c\u094d\u091c\u093f\u092f\u093e\u0901, \u091c\u0932\u093e\u090a \u0932\u0915\u0921\u093c\u0940, \u091a\u0942\u0921\u093c\u093f\u092f\u093e\u0901 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\u092e\u0928\u093f\u0915, \u092c\u093f\u0928\u093e \u091b\u0928\u093e \u0939\u0941\u0906 \u0928\u093e\u0930\u093f\u092f\u0932 \u0915\u093e \u0916\u094b\u0932, \u0916\u093e\u0902\u0921\u0938\u093e\u0930\u0940 \u091a\u0940\u0928\u0940, \u0921\u0940-\u0911\u0907\u0932 \u0930\u093e\u0907\u0938 \u092c\u094d\u0930\u093e\u0928, \u0939\u093f\u092f\u0930\u093f\u0902\u0917 \u090f\u0921 \u090f\u0915\u094d\u0938\u0947\u0938\u0930\u0940\u091c\u093c, \u092b\u094b\u0930\u094d\u091f\u0940\u092b\u093e\u0907\u0921 \u092e\u093f\u0932\u094d\u0915, \u0938\u0947\u0928\u0947\u091f\u0930\u0940 \u092a\u0948\u0921\u094d\u0938, \u0930\u0949&nbsp;\u092e\u0948\u091f\u0947\u0930\u093f\u092f\u0932 \u092e\u0947\u0902 \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u093e&nbsp;\u0915\u091a\u094d\u091a\u093e&nbsp;\u092e\u093e\u0932,&nbsp;\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u092f\u093e 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\u0915\u0947\u0930\u094b\u0938\u0940\u0928, \u0915\u094b\u092f\u0932\u093e, \u0915\u094d\u0930\u0940\u092e, \u0938\u094d\u0915\u093f\u092e\u094d\u0921 \u092e\u093f\u0932\u094d\u0915 \u092a\u093e\u0909\u0921\u0930, \u092c\u094d\u0930\u093e\u0902\u0921\u0947\u0921 \u092a\u0928\u0940\u0930, \u092b\u094d\u0930\u094b\u091c\u0928 \u0938\u092c\u094d\u091c\u093f\u092f\u093e\u0902, \u092a\u094d\u0930\u094b\u0938\u0947\u0938\u094d\u0921 \u092e\u0938\u093e\u0932\u0947, \u092a\u093f\u091c\u094d\u091c\u093e \u092c\u094d\u0930\u0947\u0921, \u0930\u0938\u094d\u0915, \u0938\u093e\u092c\u0941\u0926\u093e\u0928\u093e, \u0926\u0935\u093e\u090f\u0902, \u0938\u094d\u091f\u0947\u0902\u091f, \u0932\u093e\u0907\u092b\u092c\u094b\u091f, \u0938\u094b\u092f\u093e\u092c\u0940\u0928, \u092e\u0942\u0902\u0917\u092b\u0932\u0940, \u0938\u0942\u0930\u091c\u092e\u0941\u0916\u0940 \u0915\u0947 \u092c\u0940\u091c\u0964 \u0935\u0928\u0938\u094d\u092a\u0924\u093f \u0935\u0938\u093e \u0914\u0930 \u0924\u0947\u0932, \u091a\u0941\u0915\u0902\u0926\u0930 \u091a\u0940\u0928\u0940, \u0917\u0928\u094d\u0928\u093e \u091a\u0940\u0928\u0940, \u0915\u094b\u0915\u094b \u092c\u0940\u0928\u094d\u0938, \u0917\u094b\u0932\u0947, \u092a\u0947\u0938\u094d\u091f, \u091f\u093e\u0930, \u092a\u0940\u091f, \u0932\u093f\u0917\u094d\u0928\u093e\u0907\u091f, \u090f\u0932\u092a\u0940\u091c\u0940 \u0918\u0930\u0947\u0932\u0942 \u0916\u092a\u0924 \u0915\u0947 \u0932\u093f\u090f \u092a\u0930\u092e\u093e\u0923\u0941 \u0908\u0902\u0927\u0928, \u092a\u0930\u092e\u093e\u0923\u0941 \u0917\u094d\u0930\u0947\u0921 \u0938\u094b\u0921\u093f\u092f\u092e, \u092c\u0947\u0915\u0930\u0940 \u092e\u093f\u0915\u094d\u0938, \u0906\u091f\u093e, \u092a\u093f\u091c\u094d\u091c\u093e \u092c\u094d\u0930\u0947\u0921, \u0926\u094d\u0935\u093e\u0930\u093e\u0964 \u0938\u093f\u0902\u0926\u0942\u0930, \u0938\u092d\u0940 \u0905\u092f\u0938\u094d\u0915\u094b\u0902 \u0914\u0930 \u090f\u0915\u093e\u0917\u094d\u0930\u0924\u093e, \u092d\u093e\u0930\u0940 \u092a\u093e\u0928\u0940 \u0914\u0930 \u0905\u0928\u094d\u092f \u092a\u0930\u092e\u093e\u0923\u0941 \u0908\u0902\u0927\u0928, \u0938\u0902\u092a\u0940\u0921\u093c\u093f\u0924 \u0939\u0935\u093e, \u092a\u0936\u0941 \u092f\u093e \u092e\u093e\u0928\u0935 \u0930\u0915\u094d\u0924 \u0915\u0947 \u091f\u0940\u0915\u0947, \u0932\u094b\u0939\u093e \/ \u0938\u094d\u091f\u0940\u0932 \/ \u0932\u094c\u0939 \u092e\u093f\u0936\u094d\u0930 \u0927\u093e\u0924\u0941 &#8211; \u092e\u093f\u091f\u094d\u091f\u0940 \u0915\u0947 \u092c\u0930\u094d\u0928\u0930 \u0914\u0930 \u0938\u094d\u091f\u094b\u0935, \u0932\u094b\u0939\u093e \/ \u0907\u0938\u094d\u092a\u093e\u0924 \/ \u0932\u094c\u0939 \u092e\u093f\u0936\u094d\u0930 \u0927\u093e\u0924\u0941 &#8211; \u091f\u0947\u092c\u0932 \u092f\u093e \u0930\u0938\u094b\u0908 \u092f\u093e \u0905\u0928\u094d\u092f \u0918\u0930\u0947\u0932\u0942 \u0932\u0947\u0916, \u091f\u0947\u092c\u0932 \u092f\u093e \u0915\u093f\u091a\u0928 \u092f\u093e \u0915\u0949\u092a\u0930, \u0915\u0949\u092a\u0930 \u0915\u0947 \u092c\u0930\u094d\u0924\u0928, \u0938\u094b\u0932\u0930 \u0935\u0949\u091f\u0930 \u0939\u0940\u091f\u0930, \u0939\u0947\u092a\u0947\u091f\u093e\u0907\u091f\u093f\u0938 \u0915\u0947 \u0938\u092d\u0940 \u092a\u094d\u0930\u0915\u093e\u0930\u094b\u0902 \u0915\u0940 \u092a\u0939\u091a\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u0921\u093e\u092f\u0917\u094d\u0928\u094b\u0938\u094d\u091f\u093f\u0915 \u0915\u093f\u091f\u0928\u094d\u092f\u0942\u091c\u092a\u094d\u0930\u093f\u0902\u091f, \u0939\u0948\u0902\u0921\u092e\u0947\u0921 \u0938\u0947\u092b\u094d\u091f\u0940 \u092e\u0948\u091a, \u091c\u094d\u092f\u094b\u092e\u0947\u091f\u094d\u0930\u0940 \u092c\u0949\u0915\u094d\u0938, \u0939\u0948\u0902\u0921 \u092a\u0902\u092a, \u0930\u093f\u0928\u094d\u092f\u0942\u090f\u092c\u0932 \u090f\u0928\u0930\u094d\u091c\u0940 \u0921\u093f\u0935\u093e\u0907\u0938\u0947\u0938, \u092c\u094b\u091f\u094d\u0938, \u092b\u093f\u0936\u093f\u0902\u0917 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\u092e\u0949\u0938\u094d\u0915\u093f\u091f\u094b \u0928\u0947\u091f, \u092c\u094b\u0930\u0947 \u0914\u0930 \u092c\u0948\u0917, \u092e\u093e\u0928\u0935 \u0928\u093f\u0930\u094d\u092e\u093f\u0924 \u092a\u0930\u093f\u0927\u093e\u0928, \u0932\u093e\u0907\u092b \u091c\u0948\u0915\u0947\u091f\u094d\u0938 (1000 \u0915\u0947 \u0924\u0939\u0924 \u0939\u093e\u0908\u0932\u093e\u0907\u091f\u0947\u0921 \u0938\u093e\u092e\u093e\u0928), \u091f\u0947\u0915\u094d\u0938\u091f\u093e\u0907\u0932 \u092a\u0930 \u091c\u0949\u092c \u0935\u0930\u094d\u0915, 1000 \u0915\u0947 \u0924\u0939\u0924 \u092b\u0941\u091f\u0935\u093f\u092f\u0930, \u0915\u0949\u091f\u0928 \u090f\u0902\u0921 \u0928\u0947\u091a\u0941\u0930\u0932 \u092b\u093e\u0907\u092c\u0930\u094d\u0938, \u0916\u093e\u0926\u0940 \u092f\u093e\u0930\u094d\u0928, \u092e\u093e\u091a\u093f\u0938 \u0915\u0947 \u0921\u093f\u092c\u094d\u092c\u0947 , \u092a\u0948\u0915\u094d\u0921 \u0911\u0930\u094d\u0917\u0947\u0928\u093f\u0915 \u092b\u093c\u0930\u094d\u091f\u093f\u0932\u093e\u0907\u091c\u093c\u0930, \u092b\u093c\u0930\u094d\u091f\u093f\u0932\u093e\u0907\u091c\u093c\u0930, \u0932\u094b\u092d\u0928, \u092e\u093f\u0936\u094d\u0930\u0940, \u092c\u091f\u093e\u0936\u093e, \u092c\u0942\u0930\u093e, \u0907\u0902\u0938\u0941\u0932\u093f\u0928, \u0905\u0917\u0930\u092c\u0924\u094d\u0924\u0940, \u0915\u093e\u091c\u0942 \u0928\u091f\u094d\u0938, \u092e\u0948\u0902\u0917\u094b \u0938\u094d\u0932\u093e\u0907\u0938\u0921 \u0921\u094d\u0930\u093e\u0908, \u0916\u093e\u0915\u0930\u093e \u0914\u0930 \u092a\u094d\u0932\u0947\u0928 \u091a\u092a\u093e\u0924\u0940 \/ \u0930\u094b\u091f\u0940, \u0915\u092e\u091c\u094b\u0930 \u0935\u0930\u094d\u0917 \u0915\u0947 \u0932\u093f\u090f \u0916\u093e\u0928\u0947 \u0915\u0940 \u0924\u0948\u092f\u093e\u0930\u0940, \u0906\u092f\u0941\u0930\u094d\u0935\u0947\u0926\u093f\u0915 \/ \u092f\u0942\u0928\u093e\u0928\u0940 \/ \u0938\u093f\u0926\u094d\u0927\u093e \/ \u0939\u094b\u092e\u094d\u092f\u094b\u092a\u0948\u0925\u0940 \u0926\u0935\u093e\u090f\u0902 , \u092a\u094d\u0932\u093e\u0938\u094d\u091f\u093f\u0915 \u0905\u092a\u0936\u093f\u0937\u094d\u091f \/ Parings \/ \u0938\u094d\u0915\u094d\u0930\u0948\u092a, \u0930\u092c\u0930 \u0905\u092a\u0936\u093f\u0937\u094d\u091f \/ \u0938\u094d\u0915\u094d\u0930\u0948\u092a, \u0939\u093e\u0930\u094d\u0921 \u0930\u092c\u0930 \u0905\u092a\u0936\u093f\u0937\u094d\u091f \u092f\u093e \u0938\u094d\u0915\u094d\u0930\u0948\u092a, \u091f\u0941\u0915\u0921\u093c\u093e, \u092b\u094d\u0930\u093e\u0907\u0921 \u0917\u094d\u0930\u093e\u092e, \u092a\u0947\u092a\u0930 \u0935\u0947\u0938\u094d\u091f \u092f\u093e \u0938\u094d\u0915\u094d\u0930\u0948\u092a, \u092b\u0942\u0932\u093e \u0939\u0941\u0906 \u091a\u093e\u0935\u0932 \u091a\u093f\u0915\u094d\u0915\u0940, \u092e\u0942\u0902\u0917\u092b\u0932\u0940 \u091a\u093f\u0915\u094d\u0915\u0940, \u0924\u093f\u0932 \u091a\u093f\u0915\u094d\u0915\u0940, \u0930\u0947\u0935\u0921\u093c\u0940, \u0924\u093f\u0932\u0935\u0921\u093c\u0940, \u0916\u093e\u091c\u093e, \u0915\u093e\u091c\u093c\u0942\u0932\u0940, \u092e\u0942\u0902\u0917\u092b\u0932\u0940 \u0915\u0940 \u092e\u093f\u0920\u093e\u0908 \u0917\u091f\u094d\u091f\u093e, \u0915\u0941\u0932\u093f\u092f\u093e, \u0906\u0932\u0942 \u0915\u0947 \u0906\u091f\u0947 \u0915\u094b \u090f\u0915 \u0915\u0902\u091f\u0947\u0928\u0930 \u092e\u0947\u0902 \u0921\u093e\u0932\u0915\u0930 \u090f\u0915 \u092c\u094d\u0930\u093e\u0902\u0921 \u0928\u093e\u092e, \u091a\u091f\u0928\u0940 \u092a\u093e\u0909\u0921\u0930, \u092b\u094d\u0932\u093e\u0908 \u0910\u0936 \u092a\u093e\u0909\u0921\u0930\u0964 \u0915\u091a\u094d\u091a\u0947 \u0924\u0947\u0932 \u0915\u0940 \u0930\u093f\u092b\u093e\u0907\u0928\u093f\u0902\u0917 \u092e\u0947\u0902 \u0938\u0932\u094d\u092b\u0930, 90% \u092f\u093e \u0905\u0927\u093f\u0915 \u092b\u094d\u0932\u093e\u0908 \u0910\u0936 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0947 \u0938\u093e\u0925 \u092b\u094d\u0932\u093e\u0908 \u0910\u0936 \u090f\u0917\u094d\u0930\u0940\u0917\u0947\u091f, \u0928\u093e\u0930\u093f\u092f\u0932, \u0938\u0942\u0924\u0940 \u092c\u0941\u0928\u093e \u0939\u0941\u0906 \u0915\u092a\u0921\u093c\u093e, \u0938\u0942\u0924\u0940 \u0928\u0947\u0935\u093e\u0930 \u0938\u0939\u093f\u0924 \u0915\u092a\u0921\u093c\u093e \u092c\u0941\u0928\u093e \u0939\u0941\u0906 (\u092c\u093f\u0928\u093e <a rel=\"noreferrer noopener\" href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%87%E0%A4%A8%E0%A4%AA%E0%A5%81%E0%A4%9F-%E0%A4%9F%E0%A5%88%E0%A4%95%E0%A5%8D%E0%A4%B8-%E0%A4%95%E0%A5%8D%E0%A4%B0%E0%A5%87%E0%A4%A1%E0%A4%BF%E0%A4%9F\/#:~:text=%E0%A4%87%E0%A4%A8%E0%A4%AA%E0%A5%81%E0%A4%9F%20%E0%A4%95%E0%A5%8D%E0%A4%B0%E0%A5%87%E0%A4%A1%E0%A4%BF%E0%A4%9F%20%E0%A4%8F%E0%A4%95%20%E0%A4%B5%E0%A4%B9%20%E0%A4%B8%E0%A4%BF%E0%A4%B8%E0%A5%8D%E0%A4%9F%E0%A4%AE,%E0%A4%A6%E0%A5%87%E0%A4%A8%E0%A4%A6%E0%A4%BE%E0%A4%B0%E0%A5%80%20%E0%A4%B8%E0%A5%87%20%E0%A4%98%E0%A4%9F%E0%A4%BE%20%E0%A4%B8%E0%A4%95%E0%A4%A4%E0%A5%87%20%E0%A4%B9%E0%A5%88%E0%A4%82%E0%A5%A4\" target=\"_blank\">\u0907\u0928\u092a\u0941\u091f \u0907\u0928\u092a\u0941\u091f \u0915\u094d\u0930\u0947\u0921\u093f\u091f<\/a> \u0915\u093e <a rel=\"noreferrer noopener\" href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80-%E0%A4%B0%E0%A4%BF%E0%A4%AB%E0%A4%82%E0%A4%A1-%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE-%E0%A4%B9%E0%A5%88\/\" target=\"_blank\">\u0930\u093f\u092b\u0902\u0921 <\/a>\u0928\u0939\u0940\u0902) \u0907\u0921\u0932\u0940, \u0921\u094b\u0938\u093e \u092c\u0948\u091f\u0930, \u0915\u0949\u092f\u0930 \u0915\u0949\u0930\u094d\u0921\u0947\u091c \u0914\u0930 \u0930\u0938\u094d\u0938\u093f\u092f\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u091c\u0942\u091f \u0938\u0941\u0924\u0932\u0940, \u0915\u0949\u092f\u0930 \u0909\u0924\u094d\u092a\u093e\u0926, \u092b\u091f\u0947 \u0915\u092a\u0921\u093c\u0947, \u0936\u0902\u0915\u0941 \u092e\u0947\u0902 \u092e\u0947\u0939\u0902\u0926\u0940 \u0915\u093e \u092a\u0947\u0938\u094d\u091f, \u092e\u0916\u092e\u0932\u0940 \u0915\u092a\u0921\u093c\u093e, \u0907\u092e\u0932\u0940 \u0915\u0940 \u0917\u093f\u0930\u0940 \u092a\u093e\u0909\u0921\u0930, \u092a\u0941\u0906\u0932 \u0915\u0947 \u0932\u0947\u0916, \u0909\u0930\u094d\u0935\u0930\u0915 \u0917\u094d\u0930\u0947\u0921 \u092b\u0949\u0938\u094d\u092b\u094b\u0930\u093f\u0915 \u090f\u0938\u093f\u0921, \u0939\u0948\u0902\u0921\u0932\u0942\u092e \u0921\u093e\u0930\u0940, \u0906\u092f\u093e\u0924\u093f\u0924 \u092f\u0942\u0930\u093f\u092f\u093e, \u0908-\u092a\u0941\u0938\u094d\u0924\u0915\u0947\u0902, \u0935\u093f\u0915\u0932\u093e\u0902\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0915\u0948\u0930\u093f\u091c \u0915\u0947 \u0932\u093f\u090f \u092a\u093e\u0930\u094d\u091f\u094d\u0938 \u0914\u0930 \u0938\u0939\u093e\u092f\u0915 \u0909\u092a\u0915\u0930\u0923\u0964 \u0938\u0902\u0917\u092e\u0930\u092e\u0930 \u092e\u0932\u092c\u0947, \u092a\u094d\u0930\u093e\u0915\u0943\u0924\u093f\u0915 \u0915\u0949\u0930\u094d\u0915, \u091a\u0932\u0928\u093e \u091b\u0921\u093c\u0940, \u092b\u094d\u0932\u093e\u0908 \u0910\u0936 \u092c\u094d\u0932\u0949\u0915, \u0905\u0915\u094d\u0937\u092f \u090a\u0930\u094d\u091c\u093e \u0909\u092a\u0915\u0930\u0923\u094b\u0902 \u0914\u0930 \u0909\u092a\u0915\u0930\u0923\u094b\u0902\u0909\u0928\u0915\u0947 \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u0947 \u0932\u093f\u090f \u092a\u0941\u0930\u094d\u091c\u0947 (\u092c\u093e\u092f\u094b\u0917\u0948\u0938 \u092a\u094d\u0932\u093e\u0902\u091f \/ <a rel=\"noreferrer noopener\" href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%B8%E0%A5%8C%E0%A4%B0-%E0%A4%8A%E0%A4%B0%E0%A5%8D%E0%A4%9C%E0%A4%BE-%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%87%E0%A4%A4%E0%A5%8D%E0%A4%B0-%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80\/\" target=\"_blank\">\u0938\u094c\u0930 \u090a\u0930\u094d\u091c\u093e<\/a> \u0906\u0927\u093e\u0930\u093f\u0924 \u0909\u092a\u0915\u0930\u0923, \u0938\u094c\u0930 \u090a\u0930\u094d\u091c\u093e \u0909\u0924\u094d\u092a\u093e\u0926\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 (SGPS) \u0906\u0926\u093f) (\u091f\u0948\u0930\u093f\u092b \u0915\u0947 \u0905\u0927\u094d\u092f\u093e\u092f 84, 85 \u092f\u093e 94 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0906\u0924\u0947 \u0939\u0948\u0902) \u092f\u093e \u0910\u0938\u0947 \u092a\u094d\u0932\u093e\u0902\u091f \u092e\u0947\u0902 \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u0905\u0928\u094d\u092f \u0909\u092a\u0915\u0930\u0923 \u091c\u094b \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u094b \u0906\u0915\u0930\u094d\u0937\u093f\u0924 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0938\u0947\u0935\u093e\u090f\u0901 \u0932\u093e\u0917\u0942 \u0938\u094c\u0930 \u090a\u0930\u094d\u091c\u093e \u0938\u0902\u092f\u0902\u0924\u094d\u0930, \u0938\u092d\u0940 \u092e\u093e\u092e\u0932\u094b\u0902 \u0915\u0947 \u0938\u094d\u092a\u0937\u094d\u091f\u0940\u0915\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f \u0938\u0915\u0932 \u092e\u0942\u0932\u094d\u092f \u0915\u093e 70% \u0939\u094b\u0928\u0947 \u092a\u0930 \u0935\u093f\u0936\u0947\u0937 \u0935\u0938\u094d\u0924\u0941\u0913\u0902 \u0915\u0940 \u0906\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0947 \u092e\u0942\u0932\u094d\u092f \u0915\u094b 5% <a rel=\"noreferrer noopener\" href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80-%E0%A4%9F%E0%A5%88%E0%A4%95%E0%A5%8D%E0%A4%B8-%E0%A4%95%E0%A5%80-%E0%A4%A6%E0%A4%B0-%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE-%E0%A4%B9%E0%A5%88\/\" target=\"_blank\">\u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930<\/a> \u0914\u0930 \u0936\u0947\u0937 \u092d\u093e\u0917 (30%) \u0915\u0947 \u0915\u0941\u0932 \u092e\u0942\u0932\u094d\u092f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u092e\u091d\u093e \u091c\u093e\u090f\u0917\u093e\u0964 \u0908\u092a\u0940\u0938\u0940 \u0905\u0928\u0941\u092c\u0902\u0927 \u0915\u094b \u092e\u093e\u0928\u0915 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930, \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u093f\u0915 \u0935\u093e\u0939\u0928, \u0906\u0909\u091f\u0921\u094b\u0930 \u0915\u0948\u091f\u0930\u093f\u0902\u0917 (\u0906\u0908\u091f\u0940\u0938\u0940 \u0915\u0947 \u092c\u093f\u0928\u093e), \u0938\u092e\u0941\u0926\u094d\u0930\u0940 \u0908\u0902\u0927\u0928, \u0917\u0940\u0932\u0947 \u0917\u094d\u0930\u093e\u0907\u0902\u0921\u0930 (\u090f\u0915 \u091a\u0915\u094d\u0915\u0940 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092a\u0924\u094d\u0925\u0930 \u0938\u0947 \u092f\u0941\u0915\u094d\u0924), <a rel=\"noreferrer noopener\" href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80-%E0%A4%95%E0%A4%B0-%E0%A4%AF%E0%A5%8B%E0%A4%97%E0%A5%8D%E0%A4%AF-%E0%A4%B5%E0%A5%8D%E0%A4%AF%E0%A4%95%E0%A5%8D%E0%A4%A4%E0%A4%BF\/#:~:text=%E0%A4%95%E0%A4%B0%20%E0%A4%95%E0%A4%BE%20%E0%A4%AD%E0%A5%81%E0%A4%97%E0%A4%A4%E0%A4%BE%E0%A4%A8%20%E0%A4%86%E0%A4%AE%20%E0%A4%A4%E0%A5%8C%E0%A4%B0,%E0%A4%86%E0%A4%AA%E0%A5%82%E0%A4%B0%E0%A5%8D%E0%A4%A4%E0%A4%BF%20%E0%A4%AA%E0%A4%B0%20%E0%A4%95%E0%A4%BF%E0%A4%AF%E0%A4%BE%20%E0%A4%9C%E0%A4%BE%E0%A4%A4%E0%A4%BE%20%E0%A4%B9%E0%A5%88%E0%A5%A4&amp;text=%E0%A4%95%E0%A4%BE%E0%A4%A8%E0%A5%82%E0%A4%A8%20%E0%A4%AE%E0%A4%BE%E0%A4%B2%20%E0%A4%AF%E0%A4%BE%20%E0%A4%B8%E0%A5%87%E0%A4%B5%E0%A4%BE%E0%A4%93%E0%A4%82%20%E0%A4%95%E0%A5%80,%E0%A4%B0%E0%A4%BF%E0%A4%B5%E0%A4%B0%E0%A5%8D%E0%A4%B8%20%E0%A4%9A%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%9C%20%E0%A4%95%E0%A4%B9%E0%A4%BE%20%E0%A4%9C%E0%A4%BE%E0%A4%A4%E0%A4%BE%20%E0%A4%B9%E0%A5%88%E0%A5%A4\" target=\"_blank\">\u0915\u0930 \u092f\u094b\u0917\u094d\u092f \u0938\u0947\u0935\u093e \u0915\u0940 \u0906\u092a\u0942\u0930\u094d\u0924\u093f<\/a> \u0915\u0947 \u092e\u0942\u0932\u094d\u092f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u092e\u091d\u093e \u091c\u093e\u090f\u0917\u093e, \u091c\u094b \u0915\u093f \u090f\u091a\u0908\u090f\u0932\u092a\u0940 \u0915\u0947 \u0924\u0939\u0924 \u092a\u0947\u091f\u094d\u0930\u094b\u0932\u093f\u092f\u092e \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u0938\u093e\u092e\u093e\u0928 \u0939\u0948\u0964 \u0906\u0926\u093f\u0964\u0938\u094c\u0930 \u090a\u0930\u094d\u091c\u093e \u0909\u0924\u094d\u092a\u093e\u0926\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 (SGPS) \u0906\u0926\u093f) [\u091f\u0948\u0930\u093f\u092b, \u090f\u0938\u091c\u0940 5 \u092f\u093e 79 \u0915\u0947 \u0905\u0927\u094d\u092f\u093e\u092f 856 \u0915\u0947 \u0924\u0939\u0924] \u092f\u093e \u0910\u0938\u0947 \u0909\u092a\u0915\u0930\u0923\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u093f\u092f\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948, \u091c\u094b \u0910\u0938\u0947 \u0938\u0902\u092f\u0902\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0909\u092a\u092f\u094b\u0917 \u0915\u093f\u090f \u091c\u093e \u0930\u0939\u0947 \u0939\u0948\u0902, \u091c\u094b \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u094b \u0906\u0915\u0930\u094d\u0937\u093f\u0924 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0938\u094c\u0930 \u090a\u0930\u094d\u091c\u093e \u0938\u0902\u092f\u0902\u0924\u094d\u0930\u094b\u0902 \u092a\u0930 \u0932\u093e\u0917\u0942 \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0938\u0947\u0935\u093e\u090f\u0901, \u0938\u092d\u0940 \u092e\u093e\u092e\u0932\u094b\u0902 \u0915\u0947 \u0938\u094d\u092a\u0937\u094d\u091f\u0940\u0915\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f \u0938\u0915\u0932 \u092e\u0942\u0932\u094d\u092f \u0915\u093e 70% <a rel=\"noreferrer noopener\" href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%b5%e0%a4%bf%e0%a4%b6%e0%a4%bf%e0%a4%b7%e0%a5%8d%e0%a4%9f-%e0%a4%85%e0%a4%9a%e0%a4%b2-%e0%a4%b8%e0%a4%82%e0%a4%aa%e0%a4%a4%e0%a5%8d%e0%a4%a4%e0%a4%bf-%e0%a4%b8%e0%a5%87%e0%a4%b5%e0%a4%be\/\" target=\"_blank\">\u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0935\u0938\u094d\u0924\u0941\u0913\u0902 \u0915\u0940 \u0906\u092a\u0942\u0930\u094d\u0924\u093f<\/a> \u0915\u0947 \u092e\u0942\u0932\u094d\u092f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u092e\u091d\u093e \u091c\u093e\u090f\u0917\u093e, \u091c\u093f\u0938\u092e\u0947\u0902 5% \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0939\u094b\u0917\u0940 \u0914\u0930 \u0907\u0938 \u0924\u0930\u0939 \u0915\u0947 \u0908\u092a\u0940\u0938\u0940 \u0905\u0928\u0941\u092c\u0902\u0927 \u0915\u0947 \u0915\u0941\u0932 \u092e\u0942\u0932\u094d\u092f \u0915\u0947 \u0936\u0947\u0937 \u092d\u093e\u0917 (30%) \u0915\u094b \u0915\u0930 \u092f\u094b\u0917\u094d\u092f \u0938\u0947\u0935\u093e \u0915\u0940 \u0906\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0947 \u092e\u0942\u0932\u094d\u092f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u092e\u091d\u093e \u091c\u093e\u090f\u0917\u093e\u0964 \u092e\u093e\u0928\u0915 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930, \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u093f\u0915 \u0935\u093e\u0939\u0928, \u0906\u0909\u091f\u0921\u094b\u0930 \u0915\u0948\u091f\u0930\u093f\u0902\u0917 (<a rel=\"noreferrer noopener\" href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80-%E0%A4%AE%E0%A5%87%E0%A4%82-%E0%A4%86%E0%A4%88%E0%A4%9F%E0%A5%80%E0%A4%B8%E0%A5%80\/\" target=\"_blank\">\u0906\u0908\u091f\u0940\u0938\u0940 <\/a>\u0915\u0947 \u092c\u093f\u0928\u093e), \u0938\u092e\u0941\u0926\u094d\u0930\u0940 \u0908\u0902\u0927\u0928, \u0935\u0947\u091f \u0917\u094d\u0930\u093e\u0907\u0902\u0921\u0930 (\u090f\u0915 \u091a\u0915\u094d\u0915\u0940 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092a\u0924\u094d\u0925\u0930 \u0938\u0947 \u092f\u0941\u0915\u094d\u0924), \u0939\u0947\u0932\u094d\u092a \u0915\u0947 \u0924\u0939\u0924 \u092a\u0947\u091f\u094d\u0930\u094b\u0932\u093f\u092f\u092e \u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u092e\u093e\u0932 \u0906\u0926\u093f\u0964\u0938\u094c\u0930 \u090a\u0930\u094d\u091c\u093e \u0909\u0924\u094d\u092a\u093e\u0926\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 (SGPS) \u0906\u0926\u093f) [SG5 \u092f\u093e 79 \u0915\u0947 \u0924\u0939\u0924 \u091f\u0948\u0930\u093f\u092b \u0915\u0947 \u0905\u0927\u094d\u092f\u093e\u092f 856] \u092f\u093e \u0910\u0938\u0947 \u0909\u092a\u0915\u0930\u0923\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u093f\u092f\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948, \u091c\u094b \u0910\u0938\u0947 \u0938\u0902\u092f\u0902\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0909\u092a\u092f\u094b\u0917 \u0915\u093f\u090f \u091c\u093e \u0930\u0939\u0947 \u0939\u0948\u0902, \u091c\u094b \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u094b \u0906\u0915\u0930\u094d\u0937\u093f\u0924 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0938\u094c\u0930 \u090a\u0930\u094d\u091c\u093e \u0938\u0902\u092f\u0902\u0924\u094d\u0930\u094b\u0902 \u092a\u0930 \u0932\u093e\u0917\u0942 \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0938\u0947\u0935\u093e\u090f\u0901, \u0938\u092d\u0940 \u092e\u093e\u092e\u0932\u094b\u0902 \u0915\u0947 \u0938\u094d\u092a\u0937\u094d\u091f\u0940\u0915\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f \u0938\u0915\u0932 \u092e\u0942\u0932\u094d\u092f \u0915\u093e 70% \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0935\u0938\u094d\u0924\u0941\u0913\u0902 \u0915\u0940 \u0906\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0947 \u092e\u0942\u0932\u094d\u092f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u092e\u091d\u093e \u091c\u093e\u090f\u0917\u093e, \u091c\u093f\u0938\u092e\u0947\u0902 5% \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0939\u094b\u0917\u0940 \u0914\u0930 \u0907\u0938 \u0924\u0930\u0939 \u0915\u0947 \u0908\u092a\u0940\u0938\u0940 \u0905\u0928\u0941\u092c\u0902\u0927 \u0915\u0947 \u0915\u0941\u0932 \u092e\u0942\u0932\u094d\u092f \u0915\u0947 \u0936\u0947\u0937 \u092d\u093e\u0917 (30%) \u0915\u094b \u0915\u0930 \u092f\u094b\u0917\u094d\u092f \u0938\u0947\u0935\u093e \u0915\u0940 \u0906\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0947 \u092e\u0942\u0932\u094d\u092f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u092e\u091d\u093e \u091c\u093e\u090f\u0917\u093e\u0964 \u092e\u093e\u0928\u0915 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930, \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u093f\u0915 \u0935\u093e\u0939\u0928, \u0906\u0909\u091f\u0921\u094b\u0930 \u0915\u0948\u091f\u0930\u093f\u0902\u0917 (\u0906\u0908\u091f\u0940\u0938\u0940 \u0915\u0947 \u092c\u093f\u0928\u093e), \u0938\u092e\u0941\u0926\u094d\u0930\u0940 \u0908\u0902\u0927\u0928, \u0935\u0947\u091f \u0917\u094d\u0930\u093e\u0907\u0902\u0921\u0930 (\u090f\u0915 \u091a\u0915\u094d\u0915\u0940 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092a\u0924\u094d\u0925\u0930 \u0938\u0947 \u092f\u0941\u0915\u094d\u0924), \u0939\u0947\u0932\u094d\u092a \u0915\u0947 \u0924\u0939\u0924 \u092a\u0947\u091f\u094d\u0930\u094b\u0932\u093f\u092f\u092e \u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u092e\u093e\u0932 \u0906\u0926\u093f\u0964\u0938\u094c\u0930 \u090a\u0930\u094d\u091c\u093e \u0938\u0902\u092f\u0902\u0924\u094d\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0932\u093e\u0917\u0942 \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0938\u0947\u0935\u093e\u090f\u0902, \u0938\u092d\u0940 \u092e\u093e\u092e\u0932\u094b\u0902 \u0915\u0947 \u0938\u094d\u092a\u0937\u094d\u091f\u0940\u0915\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u0938\u0915\u0932 \u092e\u0942\u0932\u094d\u092f \u0915\u093e 70% \u0939\u094b\u0928\u0947 \u092a\u0930 \u0935\u093f\u0936\u0947\u0937 \u0935\u0938\u094d\u0924\u0941\u0913\u0902 \u0915\u0940 \u0906\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0947 \u092e\u0942\u0932\u094d\u092f \u0915\u094b 5% \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0914\u0930 \u0936\u0947\u0937 \u092d\u093e\u0917 (30%) \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092e\u093e\u0928\u093e \u091c\u093e\u090f\u0917\u093e\u0964 \u0910\u0938\u0947 \u0908\u092a\u0940\u0938\u0940 \u0905\u0928\u0941\u092c\u0902\u0927 \u0915\u0947 \u0915\u0941\u0932 \u092e\u0942\u0932\u094d\u092f \u0915\u094b \u092e\u093e\u0928\u0915 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930, \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u093f\u0915 \u0935\u093e\u0939\u0928, \u0906\u0909\u091f\u0921\u094b\u0930 \u0915\u0948\u091f\u0930\u093f\u0902\u0917 (\u0906\u0908\u091f\u0940\u0938\u0940 \u0915\u0947 \u092c\u093f\u0928\u093e), \u0938\u092e\u0941\u0926\u094d\u0930\u0940 \u0908\u0902\u0927\u0928, \u0917\u0940\u0932\u0947 \u0917\u094d\u0930\u093e\u0907\u0902\u0921\u0930 (\u090f\u0915 \u091a\u0915\u094d\u0915\u0940 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092a\u0924\u094d\u0925\u0930 \u0938\u0947 \u092f\u0941\u0915\u094d\u0924) \u0915\u0947 \u0938\u093e\u0925 \u0915\u0930 \u092f\u094b\u0917\u094d\u092f \u0938\u0947\u0935\u093e \u0915\u0940 \u0906\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0947 \u092e\u0942\u0932\u094d\u092f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u092e\u091d\u093e \u091c\u093e\u090f\u0917\u093e, \u092a\u0947\u091f\u094d\u0930\u094b\u0932\u093f\u092f\u092e \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u092e\u093e\u0932 \u0938\u0939\u093e\u092f\u0924\u093e \u0915\u0947 \u0924\u0939\u0924 \u0938\u0902\u091a\u093e\u0932\u0928, \u0906\u0926\u093f\u0964 \u0938\u094c\u0930 \u090a\u0930\u094d\u091c\u093e \u0938\u0902\u092f\u0902\u0924\u094d\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0932\u093e\u0917\u0942 \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0938\u0947\u0935\u093e\u090f\u0901, \u0938\u092d\u0940 \u092e\u093e\u092e\u0932\u094b\u0902 \u0915\u0947 \u0938\u094d\u092a\u0937\u094d\u091f\u0940\u0915\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u091c\u093f\u0928\u0915\u093e \u0938\u0915\u0932 \u092e\u0942\u0932\u094d\u092f \u0915\u093e 70% \u0939\u0948, \u0915\u094b \u0935\u093f\u0936\u0947\u0937 \u0935\u0938\u094d\u0924\u0941\u0913\u0902 \u0915\u0940 \u0906\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0947 \u092e\u0942\u0932\u094d\u092f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u092e\u091d\u093e \u091c\u093e\u090f\u0917\u093e, \u091c\u093f\u0938\u092e\u0947\u0902 5% \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0914\u0930 \u0936\u0947\u0937 \u092d\u093e\u0917 (30%) \u0939\u0948\u0964 \u0910\u0938\u0947 \u0908\u092a\u0940\u0938\u0940 \u0905\u0928\u0941\u092c\u0902\u0927 \u0915\u0947 \u0915\u0941\u0932 \u092e\u0942\u0932\u094d\u092f \u0915\u094b \u092e\u093e\u0928\u0915 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930, \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u093f\u0915 \u0935\u093e\u0939\u0928, \u0906\u0909\u091f\u0921\u094b\u0930 \u0915\u0948\u091f\u0930\u093f\u0902\u0917 (\u0906\u0908\u091f\u0940\u0938\u0940 \u0915\u0947 \u092c\u093f\u0928\u093e), \u0938\u092e\u0941\u0926\u094d\u0930\u0940 \u0908\u0902\u0927\u0928, \u0917\u0940\u0932\u0947 \u0917\u094d\u0930\u093e\u0907\u0902\u0921\u0930 (\u090f\u0915 \u091a\u0915\u094d\u0915\u0940 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092a\u0924\u094d\u0925\u0930 \u0938\u0947 \u092f\u0941\u0915\u094d\u0924) \u0915\u0947 \u0938\u093e\u0925 \u0915\u0930 \u092f\u094b\u0917\u094d\u092f \u0938\u0947\u0935\u093e \u0915\u0940 \u0906\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0947 \u092e\u0942\u0932\u094d\u092f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u092e\u091d\u093e \u091c\u093e\u090f\u0917\u093e, \u092a\u0947\u091f\u094d\u0930\u094b\u0932\u093f\u092f\u092e \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u092e\u093e\u0932 \u0939\u0947\u0932\u094d\u092a \u0906\u0926\u093f \u0915\u0947 \u0924\u0939\u0924 \u0911\u092a\u0930\u0947\u0936\u0928\u0964 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u093f\u0915 \u0935\u093e\u0939\u0928, \u0906\u0909\u091f\u0921\u094b\u0930 \u0915\u0948\u091f\u0930\u093f\u0902\u0917 (\u0906\u0908\u091f\u0940\u0938\u0940 \u0915\u0947 \u092c\u093f\u0928\u093e), \u0938\u092e\u0941\u0926\u094d\u0930\u0940 \u0908\u0902\u0927\u0928, \u0935\u0947\u091f \u0917\u094d\u0930\u093e\u0907\u0902\u0921\u0930 (\u0917\u094d\u0930\u093e\u0907\u0902\u0921\u0930 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092a\u0924\u094d\u0925\u0930 \u0938\u0947 \u092f\u0941\u0915\u094d\u0924), \u0939\u0947\u0932\u094d\u092a \u0915\u0947 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href=\"https:\/\/leadingfile.com\/hi\/%e0%a4%ab%e0%a4%b0%e0%a5%8d%e0%a4%a8%e0%a5%80%e0%a4%9a%e0%a4%b0-%e0%a4%aa%e0%a4%b0-%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80\/\" target=\"_blank\">\u092b\u0930\u094d\u0928\u0940\u091a\u0930<\/a>, 20 \u0932\u0940\u091f\u0930 \u0915\u0940 \u092c\u094b\u0924\u0932\u094b\u0902 \u092e\u0947\u0902 \u092a\u0948\u0915 \u0915\u093f\u090f \u0917\u090f \u092a\u0947\u092f, \u0938\u094d\u092a\u094d\u0930\u093f\u0902\u0915\u0932\u0930 \u092e\u0948\u0915\u0947\u0928\u093f\u0915\u0932 \u0938\u094d\u092a\u094d\u0930\u0947\u092f\u0930, \u092c\u093e\u0901\u0938 \u0915\u0940 \u0932\u0915\u0921\u093c\u0940 \u0915\u0940 \u0907\u092e\u093e\u0930\u0924 \u0915\u0940 \u091c\u0941\u0924\u093e\u0908, \u091f\u092a\u0915 \u0938\u093f\u0902\u091a\u093e\u0908 \u092a\u094d\u0930\u0923\u093e\u0932\u0940, \u092c\u093e\u0901\u0938 \u0915\u0940 \u092b\u093c\u0930\u094d\u0936, \u0915\u093e\u0917 \u092e\u094b\u091f\u0947 \u0924\u094c\u0930 \u092a\u0930 \u091a\u094c\u0915\u094b\u0930 \u092f\u093e \u0921\u0940\u092c\u0917\u094d\u0921, \u092a\u094d\u0930\u093e\u0915\u0943\u0924\u093f\u0915 \u0915\u093e\u0917 \u0915\u0947 \u0932\u0947\u0916, \u090f\u0917\u094d\u0932\u094b\u092e\u0947\u0930\u0947\u091f\u0947\u0921 \u0915\u093e\u0917, \u0930\u0947\u0932\u0935\u0947 \u0935\u0948\u0917\u0928\u094b\u0902 \u0914\u0930 \u0915\u094b\u091a\u094b\u0902 \u0915\u0940 \u0906\u092a\u0942\u0930\u094d\u0924\u093f (\u0938\u0902\u091a\u093f\u0924 \u0906\u0908\u091f\u0940\u0938\u0940 \u0915\u0940 \u0935\u093e\u092a\u0938\u0940 \u0915\u0947 \u092c\u093f\u0928\u093e), \u0905\u0928\u094d\u092f \u0928\u094c\u0915\u0930\u0940 \u0915\u093e\u0930\u094d\u092f, \u0939\u094b\u091f\u0932 (\u0930\u0941\u092e \u0938\u0947 \u0936\u0941\u0932\u094d\u0915 1,001 \u0938\u0947 7,500 \u0930\u0941\u092a\u092f\u0947), \u092c\u0941\u0928\u093e \/ \u0917\u0948\u0930-\u092c\u0941\u0928\u093e \u092a\u0949\u0932\u0940\u0925\u0940\u0928 \u092a\u0948\u0915\u0947\u091c\u093f\u0902\u0917 \u092c\u0948\u0917, \u0938\u094d\u0932\u093e\u0907\u0921 \u092b\u093e\u0938\u094d\u091f\u0928\u0930\u094b\u0902, \u092a\u094d\u0930\u094b\u091f\u0940\u0928 \u092a\u093e\u0909\u0921\u0930 \u0906\u0926\u093f\u0964\u092c\u093e\u0902\u0938 \u092f\u093e \u092c\u0947\u0902\u0924 \u0938\u0947 \u092c\u0928\u093e \u092b\u0930\u094d\u0928\u0940\u091a\u0930, 20 \u0932\u0940\u091f\u0930 \u0915\u0940 \u092c\u094b\u0924\u0932\u094b\u0902 \u092e\u0947\u0902 \u092a\u0948\u0915 \u0915\u093f\u092f\u093e \u0939\u0941\u0906 \u092a\u0947\u092f\u091c\u0932, \u0938\u094d\u092a\u094d\u0930\u093f\u0902\u0915\u0932\u0930 \u092e\u0948\u0915\u0947\u0928\u093f\u0915\u0932 \u0938\u094d\u092a\u094d\u0930\u0947\u092f\u0930, \u092c\u093e\u0902\u0938 \u0915\u0940 \u0932\u0915\u0921\u093c\u0940 \u0915\u0940 \u092c\u093f\u0932\u094d\u0921\u093f\u0902\u0917 \u091c\u094d\u0935\u093e\u0907\u0928\u093f\u0902\u0917, \u0921\u094d\u0930\u093f\u092a \u0907\u0930\u093f\u0917\u0947\u0936\u0928 \u0938\u093f\u0938\u094d\u091f\u092e, \u092c\u0948\u0902\u092c\u0942 \u092b\u094d\u0932\u094b\u0930\u093f\u0902\u0917, \u0915\u0949\u0930\u094d\u0915 \u092e\u094b\u091f\u0947 \u0924\u094c\u0930 \u092a\u0930 \u091a\u094c\u0915\u094b\u0930 \u092f\u093e \u0921\u0940\u092c\u0917\u094d\u0921, \u092a\u094d\u0930\u093e\u0915\u0943\u0924\u093f\u0915 \u0915\u0949\u0930\u094d\u0915 \u0915\u0947 \u0932\u0947\u0916, \u090f\u0917\u094d\u0932\u094b\u092e\u0947\u0930\u0947\u091f\u0947\u0921 \u0915\u0949\u0930\u094d\u0915, \u0930\u0947\u0932\u0935\u0947 \u0935\u0948\u0917\u0928\u094b\u0902 \u0915\u0940 \u0906\u092a\u0942\u0930\u094d\u0924\u093f &amp; \u0915\u094b\u091a (\u092c\u093f\u0928\u093e \u0938\u0902\u091a\u093f\u0924 \u0906\u0908\u091f\u0940\u0938\u0940 \u0915\u0947 \u0930\u093f\u092b\u0902\u0921), \u0905\u0928\u094d\u092f \u091c\u0949\u092c \u0935\u0930\u094d\u0915, \u0939\u094b\u091f\u0932\u094d\u0938 (1,001 \u0938\u0947 7,500 \u0930\u0941\u0964), \u092c\u0941\u0928\u093e \/ \u0917\u0948\u0930-\u092c\u0941\u0928\u093e \u092a\u0949\u0932\u0940\u0925\u0940\u0928 \u092a\u0948\u0915\u0947\u091c\u093f\u0902\u0917 \u092c\u0948\u0917, \u0938\u094d\u0932\u093e\u0907\u0921 \u092b\u093e\u0938\u094d\u091f\u0928\u0930\u094b\u0902, \u092a\u094d\u0930\u094b\u091f\u0940\u0928 \u092a\u093e\u0909\u0921\u0930 \u0906\u0926\u093f\u0964 \u092c\u093e\u0902\u0938 \u092f\u093e \u092c\u0947\u0902\u0924 \u0938\u0947 \u092c\u0928\u0947 \u092b\u0930\u094d\u0928\u0940\u091a\u0930, 20 \u0932\u0940\u091f\u0930 \u0915\u0940 \u092c\u094b\u0924\u0932\u094b\u0902 \u092e\u0947\u0902 \u092a\u0948\u0915 \u0915\u093f\u092f\u093e \u0939\u0941\u0906 \u092a\u0947\u092f\u091c\u0932, \u0938\u094d\u092a\u094d\u0930\u093f\u0902\u0915\u0932\u0930 \u092e\u0948\u0915\u0947\u0928\u093f\u0915\u0932 \u0938\u094d\u092a\u094d\u0930\u0947\u092f\u0930, \u092c\u093e\u0902\u0938 \u0915\u0940 \u0932\u0915\u0921\u093c\u0940 \u0915\u0940 \u092c\u093f\u0932\u094d\u0921\u093f\u0902\u0917 \u091c\u094d\u0935\u093e\u0907\u0928\u093f\u0902\u0917, \u0921\u094d\u0930\u093f\u092a \u0907\u0930\u093f\u0917\u0947\u0936\u0928 \u0938\u093f\u0938\u094d\u091f\u092e, \u092c\u0948\u0902\u092c\u0942 \u092b\u094d\u0932\u094b\u0930\u093f\u0902\u0917, \u0915\u0949\u0930\u094d\u0915 \u0932\u0917\u092d\u0917 \u0909\u092c\u0921\u093c-\u0916\u093e\u092c\u0921\u093c \u092f\u093e \u0921\u093f\u092c\u0917\u094d\u0921, \u092a\u094d\u0930\u093e\u0915\u0943\u0924\u093f\u0915 \u0915\u0949\u0930\u094d\u0915 \u0915\u0947 \u0932\u0947\u0916, \u090f\u0917\u094d\u0932\u094b\u092e\u0947\u0930\u0947\u091f\u0947\u0921 \u0915\u0949\u0930\u094d\u0915, \u0930\u0947\u0932\u0935\u0947 \u0935\u0948\u0917\u0928\u094b\u0902 \u0915\u0940 \u0906\u092a\u0942\u0930\u094d\u0924\u093f &amp; \u0915\u094b\u091a (\u092c\u093f\u0928\u093e \u0938\u0902\u091a\u093f\u0924 \u0906\u0908\u091f\u0940\u0938\u0940 \u0915\u0947 \u0930\u093f\u092b\u0902\u0921), \u0905\u0928\u094d\u092f \u091c\u0949\u092c \u0935\u0930\u094d\u0915, \u0939\u094b\u091f\u0932\u094d\u0938 (1,001 \u0938\u0947 7,500 \u0930\u0941\u0964), \u092c\u0941\u0928\u093e \/ \u0917\u0948\u0930-\u092c\u0941\u0928\u093e \u092a\u0949\u0932\u0940\u0925\u0940\u0928 \u092a\u0948\u0915\u0947\u091c\u093f\u0902\u0917 \u092c\u0948\u0917, \u0938\u094d\u0932\u093e\u0907\u0921 \u092b\u093e\u0938\u094d\u091f\u0928\u0930\u094b\u0902, \u092a\u094d\u0930\u094b\u091f\u0940\u0928 \u092a\u093e\u0909\u0921\u0930 \u0906\u0926\u093f 500), \u092c\u0941\u0928\u093e \/ \u0917\u0948\u0930-\u092c\u0941\u0928\u093e \u092a\u0949\u0932\u0940\u0925\u0940\u0928 \u092a\u0948\u0915\u0947\u091c\u093f\u0902\u0917 \u092c\u0948\u0917, \u0938\u094d\u0932\u093e\u0907\u0921 \u092b\u093e\u0938\u094d\u091f\u0928\u0930\u094b\u0902, \u092a\u094d\u0930\u094b\u091f\u0940\u0928 \u092a\u093e\u0909\u0921\u0930 \u0906\u0926\u093f 500), \u092c\u0941\u0928\u093e \/ \u0917\u0948\u0930 \u092c\u0941\u0928\u093e \u092a\u0949\u0932\u0940\u0925\u0940\u0928 \u092a\u0948\u0915\u0947\u091c\u093f\u0902\u0917 \u092c\u0948\u0917, \u0938\u094d\u0932\u093e\u0907\u0921 \u092b\u093e\u0938\u094d\u091f\u0928\u0930\u094b\u0902, \u092a\u094d\u0930\u094b\u091f\u0940\u0928 \u092a\u093e\u0909\u0921\u0930 \u0906\u0926\u093f\u0964<\/td><\/tr><tr><td>18%<\/td><td>\u092a\u093e\u0907\u092a\u094d\u0938, \u0928\u0947\u091f\u093f\u0902\u0917, \u090f\u0932\u094d\u092f\u0941\u092e\u093f\u0928\u093f\u092f\u092e \u0907\u0902\u0917\u094b\u091f\u094d\u0938, \u0930\u0949\u0921\u094d\u0938, \u0935\u093e\u0907\u0930\u0938, \u0932\u0947\u0921 \u092a\u094d\u0932\u0947\u091f\u094d\u0938, \u0936\u0940\u091f\u094d\u0938, \u0938\u094d\u091f\u094d\u0930\u093e\u0907\u092a\u094d\u0938, \u091c\u093f\u0902\u0915 \u0917\u0941\u0921\u094d\u0938, \u091f\u093f\u0928 \u092c\u093e\u0930\u094d\u0938, \u0930\u0949\u0921\u094d\u0938, \u092a\u0948\u0921\u0932\u0949\u0915, \u0932\u0949\u0915\u094d\u0938, \u092c\u094d\u0930\u0947\u0932 \u091f\u093e\u0907\u092a\u0930\u093e\u0907\u091f\u0930, \u092e\u0948\u0928\u092e\u0947\u0921 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href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80-%E0%A4%AE%E0%A5%87%E0%A4%82-%E0%A4%8F%E0%A4%9A%E0%A4%8F%E0%A4%B8%E0%A4%8F%E0%A4%A8-%E0%A4%95%E0%A5%8B%E0%A4%A1\/#:~:text=%E0%A4%8F%E0%A4%9A%E0%A4%8F%E0%A4%B8%E0%A4%8F%E0%A4%A8%20%E0%A4%95%E0%A5%8B%E0%A4%A1%20%E0%A4%95%E0%A4%BE%20%E0%A4%AB%E0%A5%81%E0%A4%B2%20%E0%A4%AB%E0%A5%89%E0%A4%B0%E0%A5%8D%E0%A4%AE,HSN)%20%E0%A4%95%E0%A5%8B%E0%A4%A1%20%E0%A4%AC%E0%A4%A8%E0%A4%BE%E0%A4%AF%E0%A5%87%20%E0%A4%97%E0%A4%8F%20%E0%A4%B9%E0%A5%88%E0%A5%A4\" target=\"_blank\" rel=\"noreferrer noopener\">\u090f\u091a\u090f\u0938\u090f\u0928 \u0915\u094b\u0921<\/a> 8483 \u0915\u0947 \u0924\u0939\u0924, \u0930\u092c\u0930 \u0915\u0947 \u092a\u0941\u0928: \u091a\u0932\u0928\u0947 \u092f\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u093f\u090f \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u0935\u093e\u092f\u0935\u0940\u092f \u091f\u093e\u092f\u0930, \u0932\u093f\u0925\u093f\u092f\u092e \u0906\u092f\u0928 \u092c\u0948\u091f\u0930\u0940 \u0935\u093e\u0932\u0947 \u092a\u093e\u0935\u0930 \u092c\u0948\u0902\u0915 \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0902 \u0915\u093f \u0932\u093f\u0925\u093f\u092f\u092e \u0906\u092f\u0928 \u092c\u0948\u091f\u0930\u0940 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092e\u0947\u0902 18% \u092a\u0930 \u0939\u0948\u0902, \u0935\u093f\u0915\u0932\u093e\u0902\u0917 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902, \u0921\u093f\u091c\u093f\u091f\u0932 \u0915\u0948\u092e\u0930\u093e \u0914\u0930 \u0935\u0940\u0921\u093f\u092f\u094b \u0915\u0948\u092e\u0930\u093e \u0915\u0948\u092e\u0930\u093e \u0915\u0947 \u0932\u093f\u090f \u0915\u0948\u0930\u093f\u092f\u0930\u094d\u0938 \u0915\u0947 \u0932\u093f\u090f \u092a\u093e\u0930\u094d\u091f\u094d\u0938 \u0914\u0930 \u0938\u093e\u092e\u093e\u0928 \u0939\u094b\u091f\u0932 (7501 \u0930\u0941 \u092f\u093e \u0909\u0938\u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u093e \u0915\u092e\u0930\u093e \u0936\u0941\u0932\u094d\u0915), \u092c\u093e\u0926\u093e\u092e \u0915\u093e \u0926\u0942\u0927, \u0906\u0926\u093f\u0964<\/td><\/tr><tr><td>28%<\/td><td><a href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%91%E0%A4%9F%E0%A5%8B%E0%A4%AE%E0%A5%8B%E0%A4%AC%E0%A4%BE%E0%A4%87%E0%A4%B2-%E0%A4%AA%E0%A4%B0-%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80\/#:~:text=%E0%A4%AE%E0%A4%BE%E0%A4%B2%20%E0%A4%94%E0%A4%B0%20%E0%A4%B8%E0%A5%87%E0%A4%B5%E0%A4%BE%20%E0%A4%95%E0%A4%B0%20(GST,%E0%A4%AE%E0%A5%8B%E0%A4%9F%E0%A4%B0%20%E0%A4%B5%E0%A4%BE%E0%A4%B9%E0%A4%A8%E0%A5%8B%E0%A4%82%20%E0%A4%AA%E0%A4%B0%20%E0%A4%B2%E0%A4%BE%E0%A4%97%E0%A5%82%20%E0%A4%B9%E0%A5%88%E0%A5%A4\" target=\"_blank\" rel=\"noreferrer noopener\">\u0911\u091f\u094b\u092e\u094b\u092c\u093e\u0907\u0932\u094d\u0938<\/a>, \u092e\u094b\u091f\u0930\u0938\u093e\u0907\u0915\u093f\u0932\u0947\u0902, \u092e\u094b\u0932\u093e\u0938\u0947\u0938, \u091a\u0949\u0915\u0932\u0947\u091f \u091c\u093f\u0938\u092e\u0947\u0902 \u0915\u0949\u0928\u0915\u094b\u091f\u093f\u0902\u0917 \u0928\u0939\u0940\u0902 \u0939\u0948, \u0935\u093e\u0924\u093f\u0924 \u092a\u093e\u0928\u0940, \u0921\u093f\u0936\u0935\u0949\u0936\u0930, \u090f\u091f\u0940\u090f\u092e, \u0935\u0947\u0902\u0921\u093f\u0902\u0917 \u092e\u0936\u0940\u0928, \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u0932\u093f\u090f \u0935\u093f\u092e\u093e\u0928, \u092f\u0949\u091f, \u092a\u093e\u0909\u0921\u0930, \u091a\u0949\u0915\u0932\u0947\u091f\u094d\u0938, \u0907\u0902\u0938\u094d\u091f\u0947\u0902\u091f, \u0905\u0930\u094b\u092e\u093e \u0915\u0949\u092b\u093c\u0940, \u0915\u0949\u092b\u093c\u0940 \u0915\u0949\u0928\u0921\u094d\u0930\u0947\u091f\u094d\u0938, \u0915\u0938\u094d\u091f\u0930\u094d\u0921 \u092a\u093e\u0909\u0921\u0930, \u092a\u094d\u0930\u094b\u091f\u0940\u0928 \u0915\u0902\u0938\u0902\u091f\u094d\u0930\u0947\u091f, \u091a\u0940\u0928\u0940 \u0938\u093f\u0930\u092a, \u0935\u093e\u0924\u093f\u0924 \u0935\u093e\u091f\u0930 (\u0936\u0941\u0917\u0930 \u0915\u0947 \u0938\u093e\u0925), \u0915\u0932\u093e\u0915\u093e\u0930 &#8216;, \u0938\u094d\u091f\u0942\u0921\u0947\u0902\u091f\u094d\u0938 \u092f\u093e \u0938\u093e\u0907\u0928\u092c\u094b\u0930\u094d\u0921 \u0915\u0932\u0930\u094d\u0938, \u0935\u0949\u0932 \u092b\u093f\u0932\u093f\u0902\u0917, \u0921\u0947\u0902\u091f\u0932 \u092b\u094d\u0932\u0949\u0938, \u091f\u0942\u0925\u092a\u0947\u0938\u094d\u091f, \u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u0938\u094b\u092a, \u0915\u092e\u0930\u094d\u0936\u093f\u092f\u0932 \u092a\u094d\u0932\u093e\u0938\u094d\u091f\u093f\u0915 \u092a\u094d\u0930\u094b\u0921\u0915\u094d\u091f\u094d\u0938, \u0930\u092c\u0930 \u091f\u093e\u092f\u0930\u094d\u0938, \u092b\u0930 \u090f\u0902\u0921 \u0906\u0930\u094d\u091f\u093f\u092b\u093f\u0936\u0932 \u092b\u0930 \u0905\u092a\u0948\u0930\u0932, \u092a\u093e\u0930\u094d\u091f\u093f\u0915\u0932 \u092c\u094b\u0930\u094d\u0921, \u092a\u094d\u0932\u093e\u0907\u0935\u0941\u0921, \u0939\u0947\u0921\u092c\u0948\u0902\u0921\u094d\u0938, \u092b\u0947\u0932\u094d\u091f \u0939\u0948\u091f\u094d\u0938, \u0935\u093f\u0917\u094d\u0938 , \u091d\u0942\u0920\u0940 \u0926\u093e\u0922\u093c\u0940, \u092a\u0932\u0915\u0947\u0902, \u0915\u0943\u0924\u094d\u0930\u093f\u092e \u092b\u0942\u0932, \u092a\u094d\u0932\u093e\u0938\u094d\u091f\u0930, \u0915\u0948\u0932\u094d\u0915\u0947\u0930 \u0938\u094d\u091f\u094b\u0928, \u091f\u0947\u092e\u094d\u092a\u0930\u094d\u0921 \u0917\u094d\u0932\u093e\u0938, \u0938\u094d\u091f\u094b\u0935 (\u0915\u0947\u0930\u094b\u0938\u0940\u0928 \u0938\u094d\u091f\u094b\u0935 \u0914\u0930 \u090f\u0932\u092a\u0940\u091c\u0940 \u0938\u094d\u091f\u094b\u0935 \u0915\u0947 \u0905\u0928\u094d\u092f), \u092c\u093e\u0930\u092c\u0947\u0915\u094d\u092f\u0942, \u092c\u094d\u0930\u0947\u091c\u093c\u093f\u092f\u0930\u094d\u0938, \u0917\u0948\u0938-\u0930\u093f\u0902\u0917\u094d\u0938, \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u093f\u0915\u0932 \u0939\u0949\u091f \u092a\u094d\u0932\u0947\u091f\u094d\u0938, \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u093f\u0915\u0932 \u0939\u0940\u091f\u0930\u094d\u0938, \u090f\u0932\u094d\u092f\u0942\u092e\u0940\u0928\u093f\u092f\u092e \u092a\u0928\u094d\u0928\u0940, \u0930\u0947\u091c\u0930, \u092e\u0948\u0928\u0940\u0915\u094d\u092f\u094b\u0930 \u092a\u0947\u0921\u0940\u0915\u094d\u092f\u094b\u0930 \u0938\u0947\u091f, \u090f\u092f\u0930-\u0915\u0902\u0921\u0940\u0936\u0928\u0930, \u092a\u094d\u0930\u093f\u0902\u091f\u0930, \u092b\u094b\u091f\u094b\u0915\u0949\u092a\u093f\u092f\u0930, \u092b\u0948\u0915\u094d\u0938 \u092e\u0936\u0940\u0928, \u092e\u094b\u091f\u0930 \u0915\u093e\u0930, \u092a\u093f\u092f\u093e\u0928\u094b,\u0930\u093f\u0935\u093e\u0932\u094d\u0935\u0930, 32 \u0907\u0902\u091a \u0938\u0947 \u0905\u0927\u093f\u0915 \u0938\u094d\u0915\u094d\u0930\u0940\u0928 \u0906\u0915\u093e\u0930, \u092b\u0930\u094d\u0928\u0940\u091a\u0930, \u092a\u094b\u0930\u094d\u091f\u0932\u0948\u0902\u0921 \u0938\u0940\u092e\u0947\u0902\u091f, \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u093f\u0915 \u092c\u0948\u091f\u0930\u0940 \u0906\u0926\u093f \u0915\u0940 \u092e\u0949\u0928\u093f\u091f\u0930 \u0938\u094d\u0915\u094d\u0930\u0940\u0928\u0964<\/td><\/tr><tr><td>28% (<a href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80-%E0%A4%89%E0%A4%AA%E0%A4%95%E0%A4%B0-%E0%A4%B8%E0%A5%87%E0%A4%B8-%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE-%E0%A4%B9%E0%A5%88\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0909\u092a\u0915\u0930 <\/a>\u0915\u0947 \u0938\u093e\u0925)<\/td><td>\u0932\u0915\u094d\u091c\u0930\u0940 \u0914\u0930 \u0921\u0940-\u092e\u0947\u0930\u093f\u091f\u094d\u0938 \u0938\u093e\u092e\u093e\u0928, \u0915\u0948\u092b\u0940\u0928\u092f\u0941\u0915\u094d\u0924 \u092a\u0947\u092f \u092a\u0926\u093e\u0930\u094d\u0925 + 12% \u0938\u0947\u0938<\/td><\/tr><\/tbody><\/table><figcaption>2020 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930<\/figcaption><\/figure>\n\n\n\n<h2 id=\"4\">\u090b\u0923 \u0914\u0930 \u0905\u0917\u094d\u0930\u093f\u092e \u092a\u0930 2020 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0915\u094d\u092f\u093e \u0939\u0948?<\/h2>\n\n\n\n<p>\u091c\u0940\u090f\u0938\u091f\u0940 \u0938\u0947 \u092a\u0939\u0932\u0947, \u0938\u0947\u0935\u093e \u0915\u0930 \u0925\u093e \u091c\u094b \u090b\u0923\u094b\u0902 \u0915\u0947 \u0906\u0935\u0902\u091f\u0928 \u092a\u0930 \u0932\u0917\u093e\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964&nbsp;\u0938\u0947\u0935\u093e \u0915\u0930 \u0915\u0940 \u0926\u0930 15% \u0925\u0940 \u091c\u094b \u0905\u092c \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0932\u093f\u090f \u092c\u0922\u093c\u0915\u0930 18% \u0939\u094b \u0917\u0908 \u0939\u0948\u0964&nbsp;\u092c\u0939\u0941\u0924 \u0938\u0947 \u0932\u094b\u0917\u094b\u0902 \u0915\u0940 \u0930\u093e\u092f \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0938\u0947\u0935\u093e \u0915\u0930 \u0915\u0940 \u0926\u0930\u094b\u0902 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0940 \u0926\u0930 3% \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u094b\u0928\u0947 \u0915\u0947 \u0915\u093e\u0930\u0923 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u090b\u0923 \u0930\u093e\u0936\u093f \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u0941\u0908 \u0939\u0948\u0964&nbsp;\u091c\u092c\u0915\u093f \u0905\u0928\u094d\u092f \u0915\u093e \u0915\u0939\u0928\u093e \u0939\u0948 \u0915\u093f \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930\u094b\u0902 \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0938\u0947 \u0908\u090f\u092e\u0906\u0908 \u092c\u0922\u093c\u0947\u0917\u0940\u0964&nbsp;\u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0938\u092d\u0940 \u0938\u0902\u0926\u0947\u0939 \u092d\u0940 \u0938\u093e\u092b \u0939\u094b \u091c\u093e\u090f\u0902\u0917\u0947 \u0915\u093f \u090b\u0923 \u092a\u0930 \u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928 \u092f\u093e <a href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80-%E0%A4%AC%E0%A5%8D%E0%A4%AF%E0%A4%BE%E0%A4%9C-%E0%A4%95%E0%A5%80-%E0%A4%97%E0%A4%A3%E0%A4%A8%E0%A4%BE\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u092c\u094d\u092f\u093e\u091c<\/a> \u092a\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u090f\u0915\u0924\u094d\u0930 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964&nbsp;&nbsp;<\/p>\n\n\n\n<p>\u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u094b \u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u0936\u0941\u0932\u094d\u0915 \u0914\u0930 \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u0936\u0941\u0932\u094d\u0915 \u0915\u0947 \u092c\u091c\u093e\u092f \u092e\u0942\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u092d\u0941\u0917\u0924\u093e\u0928 \u0930\u093e\u0936\u093f \u092a\u0930 \u0932\u0917\u093e\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964&nbsp;\u0905\u0928\u094d\u092f \u0932\u094b\u0917\u094b\u0902 \u092e\u0947\u0902, \u0936\u093e\u092e\u093f\u0932 \u0936\u0941\u0932\u094d\u0915 \u090b\u0923 \u092a\u094d\u0930\u0938\u0902\u0938\u094d\u0915\u0930\u0923, \u090b\u0923 \u092a\u0942\u0930\u094d\u0935 \u092d\u0941\u0917\u0924\u093e\u0928 \u0936\u0941\u0932\u094d\u0915, \u0906\u0926\u093f \u0939\u0948\u0902, \u092f\u0926\u093f \u0915\u094b\u0908 \u0939\u094b\u0964&nbsp;\u091a\u0942\u0902\u0915\u093f, \u090b\u0923 \u091a\u0941\u0915\u094c\u0924\u0940 \u0915\u093e \u090f\u0915 \u092c\u0921\u093c\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u092e\u0942\u0932 \u091a\u0941\u0915\u094c\u0924\u0940 \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093e \u0939\u094b\u0924\u093e \u0939\u0948, \u0907\u0938\u0932\u093f\u090f \u090b\u0923 \u092a\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u093e \u092a\u094d\u0930\u092d\u093e\u0935 \u0928\u0917\u0923\u094d\u092f \u0939\u094b\u0917\u093e\u0964&nbsp;\u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u094d\u0930\u092d\u093e\u0935 \u0915\u0940 \u092c\u0947\u0939\u0924\u0930 \u0938\u092e\u091d \u0930\u0916\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090b\u0923\u094b\u0902 \u092a\u0930 GST \u092a\u094d\u0930\u092d\u093e\u0935\u094b\u0902 \u0915\u0947 \u0928\u0940\u091a\u0947 \u0909\u0932\u094d\u0932\u0947\u0916 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964&nbsp;<\/p>\n\n\n\n<p>\u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u090b\u0923 \u0914\u0930 \u0909\u0928\u0915\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0928\u0940\u091a\u0947 \u0938\u0942\u091a\u0940\u092c\u0926\u094d\u0927 \u0939\u0948\u0902:-<\/p>\n\n\n\n<ul><li>\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928- 18%<\/li><li>\u0939\u094b\u092e \u0932\u094b\u0928- 18%<\/li><li>\u0915\u093e\u0930 \u090b\u0923 &#8211; 18%<\/li><\/ul>\n\n\n\n<h3 id=\"4.1\">1. 2020 \u092e\u0947\u0902 \u0915\u093e\u0930\u094b\u0902 \u092a\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0915\u094d\u092f\u093e \u0939\u0948?<\/h3>\n\n\n\n<p>\u0915\u093e\u0930\u094b\u0902 \u092a\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0932\u093e\u0917\u0942 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0938\u0947, \u0938\u092d\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0909\u092a\u092f\u094b\u0917 \u0935\u093e\u0939\u0928\u094b\u0902 \u092a\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0940 \u0926\u0930 28% \u0924\u092f \u0915\u0940 \u0917\u0908 \u0939\u0948, \u0915\u094b\u0908 \u092b\u0930\u094d\u0915 \u0928\u0939\u0940\u0902 \u092a\u0921\u093c\u0924\u093e \u0915\u093f \u0935\u093e\u0939\u0928 <a rel=\"noreferrer noopener\" href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%AA%E0%A5%87%E0%A4%9F%E0%A5%8D%E0%A4%B0%E0%A5%8B%E0%A4%B2-%E0%A4%AA%E0%A4%B0-%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80\/\" target=\"_blank\">\u092a\u0947\u091f\u094d\u0930\u094b\u0932<\/a>-\u091a\u093e\u0932\u093f\u0924 \u092f\u093e <a rel=\"noreferrer noopener\" href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%AA%E0%A5%87%E0%A4%9F%E0%A5%8D%E0%A4%B0%E0%A5%8B%E0%A4%B2-%E0%A4%AA%E0%A4%B0-%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80\/\" target=\"_blank\">\u0921\u0940\u091c\u0932<\/a>-\u091a\u093e\u0932\u093f\u0924 \u0939\u0948\u0964&nbsp;\u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u0918\u094b\u0937\u093f\u0924 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930\u094b\u0902 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u093e\u0930\u094b\u0902 \u092a\u0930 \u090f\u0915 <a rel=\"noreferrer noopener\" href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80-%E0%A4%89%E0%A4%AA%E0%A4%95%E0%A4%B0-%E0%A4%B8%E0%A5%87%E0%A4%B8-%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE-%E0%A4%B9%E0%A5%88\/\" target=\"_blank\">\u0938\u0947\u0938 <\/a>\u092d\u0940 \u0932\u0917\u093e\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964&nbsp;\u0907\u0938\u0915\u0947 \u0915\u093e\u0930\u0923, \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0924\u0939\u0924 \u0935\u093e\u0939\u0928\u094b\u0902 \u092a\u0930 \u0932\u093e\u0917\u0942 \u0915\u0930 \u0926\u0930\u094b\u0902 \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 29% \u0938\u0947 50% \u0915\u0947 \u092c\u0940\u091a \u0939\u0948\u0964&nbsp;\u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0908\u0902\u0927\u0928 \u0915\u094b\u0936\u093f\u0915\u093e\u0913\u0902 (\u091c\u0948\u0938\u0947 \u0939\u093e\u0907\u0921\u094d\u0930\u094b\u091c\u0928 \u0908\u0902\u0927\u0928 \u0938\u0947\u0932) \u0914\u0930 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u093f\u0915 \u0935\u093e\u0939\u0928\u094b\u0902 \u091c\u0948\u0938\u0947 \u0915\u094d\u0932\u0940\u0928\u0930 \u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u093f\u092f\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0935\u093e\u0939\u0928 \u0915\u0930\u093e\u0927\u093e\u0928 \u0915\u0940 \u0915\u092e \u0926\u0930\u094b\u0902 \u0915\u094b \u0906\u0915\u0930\u094d\u0937\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h2 id=\"5\">\u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2020-21 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0926\u0947\u0936 \u092e\u0947\u0902 \u0917\u094b\u0932\u094d\u0921 \u092a\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0915\u094d\u092f\u093e \u0939\u0948?<\/h2>\n\n\n\n<p>\u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2020-21 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0926\u0947\u0936 \u092e\u0947\u0902 \u0917\u094b\u0932\u094d\u0921 \u092a\u0930 \u091c\u090f\u0938\u091f\u0940 \u0932\u0917\u093e\u0908 \u091c\u093e\u0924\u0940 \u0939\u0948, \u091a\u0942\u0902\u0915\u093f <a href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80-%E0%A4%95%E0%A4%BE-%E0%A4%B8%E0%A5%8B%E0%A4%A8%E0%A5%87-%E0%A4%AA%E0%A4%B0-%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%AD%E0%A4%BE%E0%A4%B5\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0938\u094b\u0928\u0947 <\/a>\u0938\u0947 \u092c\u0928\u0947 \u0938\u093e\u092e\u093e\u0928 (\u0917\u0939\u0928\u0947) \u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u092e\u0947\u0902 \u0932\u093e\u090f \u0917\u090f \u0939\u0948\u0902, \u0907\u0938\u0932\u093f\u090f \u0932\u093e\u0917\u0942 \u0926\u0930\u0947\u0902 3% \u0939\u0948\u0902\u0964&nbsp;\u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u093e\u0930\u094d\u092f \u0915\u094b \u0928\u094c\u0915\u0930\u0940 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0938\u0947 \u0906\u0909\u091f\u0938\u094b\u0930\u094d\u0938 \u0915\u093f\u090f \u091c\u093e\u0928\u0947 \u092a\u0930 \u0917\u0939\u0928\u0947 \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0936\u0941\u0932\u094d\u0915 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 5% \u091c\u0940\u090f\u0938\u091f\u0940 \u092d\u0940 \u0932\u0917\u093e\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964&nbsp;\u091c\u094c\u0939\u0930\u0940 \u0907\u0928 \u0915\u0930 \u092a\u094d\u0930\u092d\u093e\u0930 \u0915\u094b \u090f\u0915 <a rel=\"noreferrer noopener\" href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%87%E0%A4%A8%E0%A4%AA%E0%A5%81%E0%A4%9F-%E0%A4%9F%E0%A5%88%E0%A4%95%E0%A5%8D%E0%A4%B8-%E0%A4%95%E0%A5%8D%E0%A4%B0%E0%A5%87%E0%A4%A1%E0%A4%BF%E0%A4%9F\/\" target=\"_blank\">\u0907\u0928\u092a\u0941\u091f \u091f\u0948\u0915\u094d\u0938 \u0915\u094d\u0930\u0947\u0921\u093f\u091f (\u0906\u0908\u091f\u0940\u0938\u0940)<\/a> \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0926\u093e\u0935\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0909\u0924\u094d\u0924\u0930\u0926\u093e\u092f\u0940 \u0939\u0948, \u091c\u094b \u0916\u0930\u0940\u0926\u093e\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u0947\u0935\u0932 3% \u091c\u0940\u090f\u0938\u091f\u0940 \u0936\u0941\u0932\u094d\u0915 \u092a\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093f\u090f \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u0905\u0902\u0924\u093f\u092e \u092c\u093f\u0932 \u0915\u0940 \u0917\u0923\u0928\u093e \u0915\u0930\u0924\u093e \u0939\u0948\u0964&nbsp;<\/p>\n\n\n\n<h2 id=\"6\">\u0930\u093f\u092f\u0932 \u090f\u0938\u094d\u091f\u0947\u091f \u092a\u0930 2020 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0915\u094d\u092f\u093e \u0939\u0948?<\/h2>\n\n\n\n<p><a rel=\"noreferrer noopener\" href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%B0%E0%A4%BF%E0%A4%AF%E0%A4%B2-%E0%A4%8F%E0%A4%B8%E0%A5%8D%E0%A4%9F%E0%A5%87%E0%A4%9F-%E0%A4%AA%E0%A4%B0-%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80\/\" target=\"_blank\">\u0930\u093f\u092f\u0932 \u090f\u0938\u094d\u091f\u0947\u091f<\/a> \u0938\u0947\u0915\u094d\u091f\u0930 \u092e\u0947\u0902, \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947\u0935\u0932 \u090f\u0915 \u0905\u0902\u0921\u0930-\u0921\u0947\u0935\u0932\u092a\u092e\u0947\u0902\u091f \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940 \u0915\u0940 \u0916\u0930\u0940\u0926 \u092a\u0930 \u0932\u0917\u093e\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964&nbsp;\u091c\u0940\u090f\u0938\u091f\u0940 \u0936\u093e\u0938\u0928 \u0915\u0947 \u0924\u0939\u0924 \u0905\u091a\u0932 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u094b \u0936\u093e\u092e\u093f\u0932 \u0915\u093f\u090f \u091c\u093e\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926, \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u0914\u0930 \u0906\u0935\u093e\u0938\u0940\u092f \u0932\u0947\u0928\u0926\u0947\u0928 \u092a\u0930 \u0932\u093e\u0917\u0942 \u0915\u0930 \u0915\u0940 \u0926\u0930\u0947\u0902 31 \u092e\u093e\u0930\u094d\u091a 2019 \u0924\u0915 12% \u0935\u0948\u0927 \u0925\u0940\u0902\u0964 \u0932\u0947\u0915\u093f\u0928, \u0905\u0917\u0932\u0947 \u0926\u093f\u0928 \u0938\u0947, \u0905\u092a\u094d\u0930\u0948\u0932 \u0906\u0935\u093e\u0938\u0940\u092f \u0905\u091a\u0932 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092a\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930\u094b\u0902 \u0915\u094b \u092c\u0926\u0932 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964 \u0917\u0948\u0930-\u0915\u093f\u092b\u093e\u092f\u0924\u0940 \u0906\u0935\u093e\u0938 \u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f 5% \u091c\u092c\u0915\u093f \u0938\u0938\u094d\u0924\u0940 \u0906\u0935\u093e\u0938 \u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0915\u0930 \u0915\u0940 \u0926\u0930 1% \u0939\u0948\u0964&nbsp;\u0926\u0942\u0938\u0930\u0940 \u0913\u0930 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092e\u0947\u0902 \u0915\u0926\u092e \u0930\u0916\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0924\u0948\u092f\u093e\u0930 \u0915\u094b\u0908 \u092d\u0940 \u091c\u0940\u090f\u0938\u091f\u0940 \u0906\u0915\u0930\u094d\u0937\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0909\u0924\u094d\u0924\u0930\u0926\u093e\u092f\u0940 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964&nbsp;\u0907\u0938\u0915\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924, \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0924\u0939\u0924 \u0918\u0930\u094b\u0902 \/ \u092b\u094d\u0932\u0948\u091f\u094b\u0902 \u0915\u0947 \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u094b\u0917 \u0915\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 5% (\u0930\u0947\u0924, \u0938\u0902\u0917\u092e\u0930\u092e\u0930 \u0915\u0947 \u092e\u0932\u092c\u0947, \u0906\u0926\u093f) \u0938\u0947 28% (\u0938\u0940\u092e\u0947\u0902\u091f, \u0906\u0926\u093f) \u092a\u0930 \u0915\u0930 \u092f\u094b\u0917\u094d\u092f \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h2 id=\"7\">\u0915\u0941\u091b \u0909\u0924\u094d\u092a\u093e\u0926\u094b\u0902 \u0915\u094b 2020 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0915\u0947 \u0924\u0939\u0924 \u092a\u0947\u0936 \u0915\u093f\u090f \u091c\u093e\u0928\u0947 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0939\u0948?<\/h2>\n\n\n\n<p>\u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2020-21 \u092e\u0947\u0902 \u0938\u0930\u0915\u093e\u0930 \u0915\u0941\u091b \u0928\u0908 \u0930\u0923\u0928\u0940\u0924\u093f \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930 \u0930\u0939\u0940 \u0939\u0948 \u0924\u093e\u0915\u093f \u0915\u0941\u091b \u0928\u090f \u0909\u0924\u094d\u092a\u093e\u0926\u094b\u0902 \u0915\u094b \u092d\u0940 \u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u092e\u0947\u0902 \u0932\u093e\u092f\u093e \u091c\u093e \u0938\u0915\u0947\u0964&nbsp;\u0935\u093f\u0924\u094d\u0924 \u092e\u0902\u0924\u094d\u0930\u0940 \u0928\u0947 \u092f\u0939 \u0938\u0902\u0915\u0947\u0924 \u0926\u093f\u092f\u093e \u0915\u093f \u0938\u0930\u0915\u093e\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0924\u0939\u0924 \u0905\u0928\u094d\u092f \u0909\u0924\u094d\u092a\u093e\u0926\u094b\u0902 \u0915\u094b \u0915\u0941\u091b \u0909\u0924\u094d\u092a\u093e\u0926\u094b\u0902 \u092a\u0930 \u0915\u0930 \u0926\u0930\u094b\u0902 \u092e\u0947\u0902 \u0915\u092e\u0940 \u0915\u0947 \u0938\u093e\u0925 \u0936\u093e\u092e\u093f\u0932 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964&nbsp;\u0905\u0925\u0935\u093e 2020 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0938\u094d\u0932\u0948\u092c \u0915\u0947 \u0924\u0939\u0924 \u092a\u0947\u0936 \u0915\u093f\u090f \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u092c\u0939\u0941\u092a\u094d\u0930\u0924\u0940\u0915\u094d\u0937\u093f\u0924 \u0909\u0924\u094d\u092a\u093e\u0926\u094b\u0902 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902:-<\/p>\n\n\n\n<ul><li><a rel=\"noreferrer noopener\" href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%AA%E0%A5%87%E0%A4%9F%E0%A5%8D%E0%A4%B0%E0%A5%8B%E0%A4%B2-%E0%A4%AA%E0%A4%B0-%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80\/\" target=\"_blank\">\u092a\u0947\u091f\u094d\u0930\u094b\u0932\u093f\u092f\u092e <\/a>\u0909\u0924\u094d\u092a\u093e\u0926- \u092a\u0947\u091f\u094d\u0930\u094b\u0932 \u0914\u0930 \u0921\u0940\u091c\u0932\u0964<\/li><li>\u092d\u0942\u092e\u093f\u0964<\/li><li>\u092c\u093f\u091c\u0932\u0940\u0964<\/li><li>\u0905\u0928\u094d\u092f\u0964<\/li><\/ul>\n\n\n\n<h2 id=\"8\">2020 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924\u0940\u092f \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u092a\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u093e \u092a\u094d\u0930\u092d\u093e\u0935 \u0915\u094d\u092f\u093e \u0939\u0948?<\/h2>\n\n\n\n<p>\u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0940 \u0936\u0941\u0930\u0942\u0906\u0924 \u0928\u0947 <a rel=\"noreferrer noopener\" href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%85%E0%A4%B0%E0%A5%8D%E0%A4%A5%E0%A4%B5%E0%A5%8D%E0%A4%AF%E0%A4%B5%E0%A4%B8%E0%A5%8D%E0%A4%A5%E0%A4%BE-%E0%A4%AA%E0%A4%B0-%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80\/#:~:text=%E0%A4%9C%E0%A4%BE%E0%A4%A8%20%E0%A4%B8%E0%A4%95%E0%A4%A4%E0%A5%87%20%E0%A4%B9%E0%A5%88%E0%A5%A4-,%E0%A4%AD%E0%A4%BE%E0%A4%B0%E0%A4%A4%E0%A5%80%E0%A4%AF%20%E0%A4%85%E0%A4%B0%E0%A5%8D%E0%A4%A5%E0%A4%B5%E0%A5%8D%E0%A4%AF%E0%A4%B5%E0%A4%B8%E0%A5%8D%E0%A4%A5%E0%A4%BE%20%E0%A4%AA%E0%A4%B0%20%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80%20%E0%A4%95%E0%A5%87%20%E0%A4%B2%E0%A4%BE%E0%A4%AD,%E0%A4%AC%E0%A4%82%E0%A4%A1%E0%A4%B2%20%E0%A4%85%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%A4%E0%A5%8D%E0%A4%AF%E0%A4%95%E0%A5%8D%E0%A4%B7%20%E0%A4%95%E0%A4%B0%E0%A5%8B%E0%A4%82%20%E0%A4%95%E0%A5%8B%20%E0%A4%B9%E0%A4%9F%E0%A4%BE%E0%A4%A8%E0%A4%BE%E0%A5%A4&amp;text=%E0%A4%95%E0%A4%B0%E0%A5%8B%E0%A4%82%20%E0%A4%95%E0%A5%87%20%E0%A4%95%E0%A5%88%E0%A4%B8%E0%A5%8D%E0%A4%95%E0%A5%87%E0%A4%A1%E0%A4%BF%E0%A4%82%E0%A4%97%20%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%AD%E0%A4%BE%E0%A4%B5%20%E0%A4%95%E0%A5%8B%20%E0%A4%B9%E0%A4%9F%E0%A4%BE%E0%A4%A8%E0%A5%87%20%E0%A4%95%E0%A4%BE%20%E0%A4%AE%E0%A4%A4%E0%A4%B2%E0%A4%AC%20%E0%A4%B9%E0%A5%88%20%E0%A4%95%E0%A4%BF,%E0%A4%95%E0%A5%80%E0%A4%AE%E0%A4%A4%E0%A5%87%E0%A4%82%20%E0%A4%98%E0%A4%9F%E0%A4%A8%E0%A5%87%20%E0%A4%95%E0%A5%80%20%E0%A4%B8%E0%A4%82%E0%A4%AD%E0%A4%BE%E0%A4%B5%E0%A4%A8%E0%A4%BE%20%E0%A4%B9%E0%A5%88%E0%A5%A4\" target=\"_blank\">\u092d\u093e\u0930\u0924\u0940\u092f \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e<\/a> \u0915\u094b \u0909\u0932\u094d\u091f\u093e \u0915\u0930 \u0926\u093f\u092f\u093e \u0939\u0948 \u0914\u0930 \u092f\u0939 \u0915\u0947\u0935\u0932 \u090f\u0915\u0932 \u0915\u0930\u093e\u0927\u093e\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0947 \u0924\u0939\u0924 \u0935\u0938\u094d\u0924\u0941\u0913\u0902 \u0914\u0930 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u0936\u0941\u0926\u094d\u0927 \u0909\u091a\u093f\u0924 \u092e\u0942\u0932\u094d\u092f \u092e\u0947\u0902 \u0932\u093e\u0928\u0947 \u0938\u0947 \u0938\u0902\u092d\u0935 \u0939\u0941\u0906 \u0939\u0948\u0964 \u092d\u093e\u0930\u0924\u0940\u092f \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u092a\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930\u094b\u0902 \u0915\u0947 \u0915\u0941\u091b \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092a\u094d\u0930\u092d\u093e\u0935 \u0928\u0940\u091a\u0947 \u0938\u0942\u091a\u0940\u092c\u0926\u094d\u0927 \u0939\u0948\u0902:-<\/p>\n\n\n\n<h3>1. \u0909\u0924\u094d\u092a\u093e\u0926\u0928 \u092c\u0922\u093c\u093e, \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u093e \u092c\u0922\u093c\u0940?<\/h3>\n\n\n\n<p>\u0926\u0947\u0936 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0932\u093e\u0917\u0942 \u0939\u094b\u0928\u0947 \u0938\u0947 \u0935\u0938\u094d\u0924\u0941\u0913\u0902 \u0914\u0930 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0940 \u0915\u0940\u092e\u0924\u094b\u0902 \u092e\u0947\u0902 \u0915\u092e\u0940 \u0906\u0908 \u0939\u0948 \u0914\u0930 \u092a\u0930\u093f\u0923\u093e\u092e\u0938\u094d\u0935\u0930\u0942\u092a \u0905\u0902\u0924\u093f\u092e \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u0935\u0938\u094d\u0924\u0941\u0913\u0902 \u0914\u0930 \u0938\u0947\u0935\u093e\u0913\u0902 \u092a\u0930 \u0915\u0930 \u0915\u093e \u092c\u094b\u091d \u0915\u092e \u092e\u0939\u0938\u0942\u0938 \u0915\u0930 \u0930\u0939\u093e \u0939\u0948\u0964 \u092f\u0939 \u0926\u0947\u0916\u093e \u0917\u092f\u093e \u0939\u0948 \u0915\u093f \u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0928\u0947 \u092c\u0922\u093c\u0947 \u0939\u0941\u090f \u0909\u0924\u094d\u092a\u093e\u0926\u0928 \u0915\u0947 \u0926\u093e\u092f\u0930\u0947 \u0915\u094b \u092c\u0922\u093c\u093e \u0926\u093f\u092f\u093e \u0939\u0948 \u091c\u093f\u0938\u0938\u0947 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u093e \u092c\u0922\u093c \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<h3>2. \u0938\u0930\u0932 \u0915\u0930 \u0938\u0902\u0930\u091a\u0928\u093e<\/h3>\n\n\n\n<p>\u090f\u0915\u0932 \u0915\u0930\u093e\u0927\u093e\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0940 \u0936\u0941\u0930\u0942\u0906\u0924, \u091c\u0940\u090f\u0938\u091f\u0940 \u0928\u0947 \u0915\u0930 \u0917\u0923\u0928\u093e \u0915\u094b \u092c\u0939\u0941\u0924 \u0938\u0930\u0932 \u0915\u0930 \u0926\u093f\u092f\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924, \u0915\u0908 \u092e\u094c\u091c\u0942\u0926\u093e \u0915\u0930\u094b\u0902 \u0915\u094b \u0939\u091f\u093e \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948, \u091c\u093f\u0938\u0915\u0947 \u092a\u0930\u093f\u0923\u093e\u092e\u0938\u094d\u0935\u0930\u0942\u092a \u0938\u092e\u092f \u0914\u0930 \u0927\u0928 \u0915\u0940 \u092c\u091a\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<h3>3. \u0935\u0930\u094d\u0926\u0940 \u0915\u0930 \u092a\u094d\u0930\u0923\u093e\u0932\u0940<\/h3>\n\n\n\n<p>\u0907\u0938\u0938\u0947 \u092a\u0939\u0932\u0947, \u0915\u0908 \u0915\u0930\u094b\u0902 \u0928\u0947 \u0906\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0947 \u0932\u0917\u092d\u0917 \u0939\u0930 \u091a\u0930\u0923 \u092e\u0947\u0902 \u0915\u0930\u0926\u093e\u0924\u093e\u0913\u0902 \u0915\u094b \u092d\u094d\u0930\u092e\u093f\u0924 \u0915\u093f\u092f\u093e\u0964 \u0932\u0947\u0915\u093f\u0928 \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0938\u093e\u0925, \u0915\u0930 \u0915\u0947 \u0906\u0938\u093e\u0928 \u0938\u0902\u0917\u094d\u0930\u0939 \u0915\u0947 \u0932\u093f\u090f \u0926\u0947\u0936 \u092e\u0947\u0902 \u090f\u0915 \u0938\u092e\u093e\u0928 \u0915\u0930 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u0940 \u0917\u0908 \u0939\u0948\u0964<\/p>\n\n\n\n<h3>4. \u0928\u093f\u0930\u094d\u092f\u093e\u0924 \u0935\u0943\u0926\u094d\u0927\u093f<\/h3>\n\n\n\n<p>\u092d\u093e\u0930\u0924\u0940\u092f \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0928\u0947 \u091c\u0940\u090f\u0938\u091f\u0940 \u0932\u093e\u0917\u0942 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0938\u0947 \u0909\u0924\u094d\u092a\u093e\u0926\u0928 \u0932\u093e\u0917\u0924 \u092e\u0947\u0902 \u0917\u093f\u0930\u093e\u0935\u091f \u0926\u0947\u0916\u0940 \u0939\u0948\u0964 \u0928\u0924\u0940\u091c\u0924\u0928, \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092c\u093e\u091c\u093e\u0930\u094b\u0902 \u0915\u0940 \u0913\u0930 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u093e \u092c\u0922\u093c \u0917\u0908 \u0939\u0948 \u091c\u093f\u0938\u0928\u0947 <a href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80-%E0%A4%AE%E0%A5%87%E0%A4%82-%E0%A4%A8%E0%A4%BF%E0%A4%B0%E0%A5%8D%E0%A4%AF%E0%A4%BE%E0%A4%A4\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0928\u093f\u0930\u094d\u092f\u093e\u0924 <\/a>\u0915\u094b \u0938\u0940\u0927\u0947 \u0938\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u0930\u0942\u092a \u0938\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u093f\u092f\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h2 id=\"9\">\u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930\u094b\u0902 \u0915\u0947 \u0916\u093f\u0932\u093e\u092b \u0935\u093f\u0930\u094b\u0927?<\/h2>\n\n\n\n<p>\u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0915\u093e\u0930\u094d\u092f\u093e\u0928\u094d\u0935\u092f\u0928 \u0928\u0947 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902, \u0915\u092a\u0921\u093c\u093e \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902, \u0928\u093f\u091c\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u090f\u091c\u0947\u0902\u0938\u093f\u092f\u094b\u0902 \u0915\u094b \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930\u094b\u0902 \u0915\u0947 \u0935\u093f\u0930\u094b\u0927 \u092e\u0947\u0902 \u0932\u093e\u092f\u093e\u0964 \u0915\u092a\u0921\u093c\u093e \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0907\u0938 \u0928\u0908 \u0915\u0930 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u0947 \u0924\u0939\u0924 \u0935\u0938\u094d\u0924\u094d\u0930\u094b\u0902 \u092a\u0930 5% \u092c\u093f\u0915\u094d\u0930\u0940 \u0915\u0930 \u0915\u093e \u0935\u093f\u0930\u094b\u0927 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e, \u091c\u092c\u0915\u093f \u0932\u094b\u0939\u0947, \u0924\u093e\u0930 \u092e\u0930\u0928\u0947 \u0914\u0930 \u0907\u0938\u094d\u092a\u093e\u0924 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0909\u091a\u094d\u091a \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930\u094b\u0902 \u0915\u093e \u0935\u093f\u0930\u094b\u0927 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964 \u0907\u0938\u094d\u092a\u093e\u0924 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u0940 \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0940 \u0909\u091a\u094d\u091a \u0926\u0930\u094b\u0902 \u0914\u0930 \u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u092e\u0947\u0902 40% \u0917\u093f\u0930\u093e\u0935\u091f \u0915\u0947 \u0932\u093f\u090f \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u0915\u093e\u0917\u091c\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u094b \u0938\u093e\u092c\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0940 \u0924\u093e\u0915\u0924 \u092a\u0930 \u091c\u094b\u0930 \u0926\u0947 \u0930\u0939\u0947 \u0925\u0947\u0964<\/p>\n\n\n\n<p>\u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u0928\u093f\u091c\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u090f\u091c\u0947\u0902\u0938\u093f\u092f\u094b\u0902 \u0915\u0947 \u092e\u093e\u0932\u093f\u0915\u094b\u0902 \u0914\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0928\u0947 \u0905\u092a\u0928\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u092c\u0921\u093c\u0947 \u0939\u093f\u0938\u094d\u0938\u0947 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930\u094b\u0902 \u092e\u0947\u0902 18% \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u0947 \u0916\u093f\u0932\u093e\u092b \u091a\u0941\u092a\u091a\u093e\u092a \u0935\u093f\u0930\u094b\u0927 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u093f\u092f\u093e, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0909\u0928\u0915\u0947 \u0935\u0947\u0924\u0928 \u0915\u093e \u090f\u0915 \u092c\u0921\u093c\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u0914\u0930 \u0932\u093e\u092d \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0915\u0947 \u0938\u093e\u0925 \u0909\u0928\u0938\u0947 \u091b\u0940\u0928 \u0932\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964<\/p>\n\n\n\n<h2 id=\"10\">\u0938\u0947\u0935\u093e\u0913\u0902 \u092a\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0940 \u0926\u0930?<\/h2>\n\n\n\n<p>\u0938\u093e\u092e\u093e\u0928\u094b\u0902 \u0915\u0947 \u0938\u092e\u093e\u0928 4-\u0938\u094d\u0924\u0930\u0940\u092f \u0915\u0930 \u0938\u0902\u0930\u091a\u0928\u093e \u0915\u0947 \u092c\u093e\u0926, \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u0938\u0947\u0935\u093e\u0913\u0902 \u092a\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0928\u093f\u0939\u093f\u0924 \u0915\u093f\u092f\u093e \u0939\u0948\u0964 \u092e\u093e\u0932 \u092a\u0930 5%, 12%, 18% \u0914\u0930 28% \u0915\u0940 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0915\u0908 \u092a\u0947\u0936\u0947\u0935\u0930\u094b\u0902 \u0914\u0930 \u0938\u0947\u0935\u093e\u0913\u0902 \u092a\u0930 \u0935\u093f\u092a\u0915\u094d\u0937 \u0915\u0947 \u0938\u093e\u0925 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930 \u0930\u0939\u0940 \u0925\u0940\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0947\u0935\u093e\u0913\u0902 \u0914\u0930 \u0936\u0948\u0915\u094d\u0937\u093f\u0915 \u0938\u0947\u0935\u093e\u0913\u0902 \u091c\u0948\u0938\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u094b \u091c\u0940\u090f\u0938\u091f\u0940 \u0938\u0947 \u092c\u093e\u0939\u0930 \u0930\u0916\u093e \u0917\u092f\u093e \u0925\u093e\u0964 <a rel=\"noreferrer noopener\" href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80-%E0%A4%AA%E0%A4%B0%E0%A4%BF%E0%A4%B7%E0%A4%A6\/\" target=\"_blank\">\u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u0930\u093f\u0937\u0926<\/a> \u0938\u0947 \u092a\u093e\u0930\u093f\u0924 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930\u094b\u0902 \u0915\u0947 \u0938\u094d\u0932\u0948\u092c \u092e\u0947\u0902 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0938\u0947\u0935\u093e\u0913\u0902 \u092a\u0930 \u0928\u093f\u0932, 5%, 12%, 18%, 28% \u0926\u0930\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964 \u0909\u0928\u092e\u0947\u0902 \u0938\u0947 \u0915\u0941\u091b \u0928\u0940\u091a\u0947 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u094b\u0902 \u0915\u0947 \u0924\u0939\u0924 \u0909\u0932\u094d\u0932\u093f\u0916\u093f\u0924 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h3>1. \u0928\u093f\u0932 \u091c\u0940\u090f\u0938\u091f\u0940<\/h3>\n\n\n\n<p>PMJDY (\u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u091c\u0928 \u0927\u0928 \u092f\u094b\u091c\u0928\u093e) \u0915\u0947 \u0924\u0939\u0924 \u0916\u094b\u0932\u0947 \u0917\u090f \u092e\u0942\u0932 \u092c\u091a\u0924 \u092c\u0948\u0902\u0915 \u091c\u092e\u093e (BSBD) \u0916\u093e\u0924\u0947 \u092a\u0930 \u0926\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u092a\u094d\u0930\u092d\u093e\u0930\u094d\u092f \u0938\u0947\u0935\u093e\u090f\u0902 \u0928\u093f\u0932 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0906\u0924\u0940 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h3>2. 5% \u091f\u0948\u0915\u094d\u0938 \u0938\u094d\u0932\u0948\u092c<\/h3>\n\n\n\n<ul><li>\u092e\u093e\u0932 \u0914\u0930 \u092f\u093e\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0915\u093e <a rel=\"noreferrer noopener\" href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%B0%E0%A5%87%E0%A4%B2-%E0%A4%AA%E0%A4%B0%E0%A4%BF%E0%A4%B5%E0%A4%B9%E0%A4%A8-%E0%A4%AA%E0%A4%B0-%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80\/\" target=\"_blank\">\u0930\u0947\u0932\u0935\u0947 \u092a\u0930\u093f\u0935\u0939\u0928<\/a>\u0964<\/li><li>\u090f\u0915 \u092c\u0930\u094d\u0924\u0928 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0915\u0947 \u092c\u093e\u0939\u0930 \u0938\u0947 \u092e\u093e\u0932 \u092a\u0939\u0941\u0902\u091a\u093e\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li><li>\u0908\u0902\u0927\u0928 \u0915\u0940 \u0932\u093e\u0917\u0924 \u0915\u0947 \u092c\u093f\u0928\u093e \u090f\u0915 \u092e\u094b\u091f\u0930 \u091f\u0948\u0915\u094d\u0938\u0940 \u0915\u093f\u0930\u093e\u090f \u092a\u0930 \u0932\u0947\u0928\u093e\u0964<\/li><li>\u090f\u0938\u0940 \u0905\u0928\u0941\u092c\u0902\u0927 \/ \u091a\u0930\u0923 \u092f\u093e \u0930\u0947\u0921\u093f\u092f\u094b <a rel=\"noreferrer noopener\" href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%95%E0%A5%88%E0%A4%AC-%E0%A4%9F%E0%A5%88%E0%A4%95%E0%A5%8D%E0%A4%B8%E0%A5%80-%E0%A4%B8%E0%A5%87%E0%A4%B5%E0%A4%BE-%E0%A4%AA%E0%A4%B0-%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80\/#:~:text=%E0%A4%95%E0%A5%81%E0%A4%9B%20%E0%A4%9F%E0%A5%82%E0%A4%B0%20%E0%A4%91%E0%A4%AA%E0%A4%B0%E0%A5%87%E0%A4%9F%E0%A4%B0%20%E0%A4%AF%E0%A4%BE%E0%A4%A4%E0%A5%8D%E0%A4%B0%E0%A5%80%20%E0%A4%95%E0%A5%80,%E0%A4%9F%E0%A5%88%E0%A4%95%E0%A5%8D%E0%A4%B8%20%E0%A4%95%E0%A5%8D%E0%A4%B0%E0%A5%87%E0%A4%A1%E0%A4%BF%E0%A4%9F%20%E0%A4%B2%E0%A5%87%20%E0%A4%B8%E0%A4%95%E0%A4%A4%E0%A5%87%20%E0%A4%B9%E0%A5%88%E0%A4%82%E0%A5%A4\" target=\"_blank\">\u091f\u0948\u0915\u094d\u0938\u0940 <\/a>\u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0939\u0928 \u0938\u0947\u0935\u093e\u090f\u0902\u0964<\/li><li>\u091a\u093e\u0930\u094d\u091f\u0930\u094d\u0921 (\u0917\u0948\u0930-\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0909\u0921\u093c\u093e\u0928\u094b\u0902) \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0924\u0940\u0930\u094d\u0925\u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0938\u0947 \u0939\u0935\u093e\u0908 (\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924) \/ \u0939\u0935\u093e\u0908 \u092f\u093e\u0924\u094d\u0930\u093e \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u0930\u093f\u0935\u0939\u0928\u0964<\/li><li>\u091f\u0942\u0930 \u0911\u092a\u0930\u0947\u091f\u0930 \u0938\u0947\u0935\u093e\u090f\u0902\u0964<\/li><li>\u0935\u093f\u092e\u093e\u0928 \u0915\u094b \u092a\u091f\u094d\u091f\u0947 \u092a\u0930 \u0926\u0947\u0928\u093e\u0964<\/li><li>\u092a\u094d\u0930\u093f\u0902\u091f \u092e\u0940\u0921\u093f\u092f\u093e \u0935\u093f\u091c\u094d\u091e\u093e\u092a\u0928 \u0938\u094d\u0925\u093e\u0928\u0964<\/li><li>\u0938\u092e\u093e\u091a\u093e\u0930 \u092a\u0924\u094d\u0930\u094b\u0902 \u0915\u0940 \u091b\u092a\u093e\u0908 \u0915\u0947 \u0932\u093f\u090f \u0915\u093e\u092e \u0915\u0930\u0928\u093e\u0964<\/li><\/ul>\n\n\n\n<h3>3. 12% \u091f\u0948\u0915\u094d\u0938 \u0938\u094d\u0932\u0948\u092c<\/h3>\n\n\n\n<ul><li>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u0947\u0932\u0935\u0947 \u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u0915\u093f\u0938\u0940 \u0924\u0940\u0938\u0930\u0947 \u092a\u0915\u094d\u0937 \u0938\u0947 \u0915\u0902\u091f\u0947\u0928\u0930\u094b\u0902 \u092e\u0947\u0902 \u092e\u093e\u0932 \u0915\u093e \u0930\u0947\u0932 \u092a\u0930\u093f\u0935\u0939\u0928\u0964<\/li><li>\u0939\u0935\u093e\u0908 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u094b \u091b\u094b\u0921\u093c\u0915\u0930 \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e\u0964<\/li><li>\u090f\u0938\u0940 \/ \u0939\u0940\u091f\u093f\u0902\u0917 \u0915\u0947 \u092c\u093f\u0928\u093e <a rel=\"noreferrer noopener\" href=\"https:\/\/leadingfile.com\/hi\/%E0%A4%B0%E0%A5%87%E0%A4%B8%E0%A5%8D%E0%A4%A4%E0%A4%B0%E0%A4%BE%E0%A4%82-%E0%A4%B5-%E0%A4%B9%E0%A5%8B%E0%A4%9F%E0%A4%B2-%E0%A4%AA%E0%A4%B0-%E0%A4%9C%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%9F%E0%A5%80\/\" target=\"_blank\">\u0930\u0947\u0938\u094d\u0924\u0930\u093e\u0902 <\/a>\u092e\u0947\u0902 \u0916\u093e\u0928\u093e \/ \u092a\u0940\u0928\u093e\u0964<\/li><li>\u0906\u0935\u093e\u0938 \u0915\u093e \u0915\u093f\u0930\u093e\u092f\u093e 1000 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0914\u0930 250 \u0930\u0941\u092a\u092f\u0947 \u092a\u094d\u0930\u0924\u093f \u0926\u093f\u0928 \u0938\u0947 \u0915\u092e \u0939\u0948\u0964<\/li><li>\u092c\u093f\u0915\u094d\u0930\u0940 \u0915\u0947 \u0932\u093f\u090f \u092d\u0935\u0928 \u0928\u093f\u0930\u094d\u092e\u093e\u0923\u0964<\/li><li>\u0906\u0908\u092a\u0940 \u0905\u0927\u093f\u0915\u093e\u0930 \u0905\u0938\u094d\u0925\u093e\u092f\u0940 \u0930\u0942\u092a \u0938\u0947\u0964<\/li><\/ul>\n\n\n\n<h3>4. 18% \u091f\u0948\u0915\u094d\u0938 \u0938\u094d\u0932\u0948\u092c<\/h3>\n\n\n\n<ul><li>\u090f\u0938\u0940 \/ \u0924\u093e\u092a \u092d\u094b\u091c\u0928\u093e\u0932\u092f \u092e\u0947\u0902 \u0916\u093e\u0926\u094d\u092f \/ \u092a\u0947\u092f\u0964<\/li><li>\u092c\u093e\u0939\u0930\u0940 \u0916\u093e\u0928\u092a\u093e\u0928\u0964<\/li><li>\u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0947 \u0906\u0935\u093e\u0938 \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u0930\u093e\u092f\u093e\u0964 500 \u0932\u0947\u0915\u093f\u0928 \u092a\u094d\u0930\u0924\u093f \u0926\u093f\u0928 5000 \u0930\u0941 \u0938\u0947 \u0915\u092e \u0939\u0948\u0964<\/li><li>\u0916\u093e\u0926\u094d\u092f, \u0936\u093e\u092e\u093f\u092f\u093e\u0928\u093e \u0914\u0930 \u092a\u093e\u0930\u094d\u091f\u0940 \u0906\u092a\u0942\u0930\u094d\u0924\u093f\u092f\u093e\u0901\u0964<\/li><li>\u0915\u093e\u0930\u094d\u092f \u0905\u0928\u0941\u092c\u0902\u0927 \u0915\u0940 \u0906\u092a\u0942\u0930\u094d\u0924\u093f\u0964<\/li><\/ul>\n\n\n\n<h3>5. 28% \u091f\u0948\u0915\u094d\u0938 \u0938\u094d\u0932\u0948\u092c<\/h3>\n\n\n\n<ul><li>\u092e\u0928\u094b\u0930\u0902\u091c\u0928 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e-\u092e\u0928\u094b\u0930\u0902\u091c\u0928 \u0938\u0941\u0935\u093f\u0927\u093e, \u0935\u093e\u091f\u0930 \u092a\u093e\u0930\u094d\u0915, \u0925\u0940\u092e \u092a\u093e\u0930\u094d\u0915, \u0906\u0928\u0902\u0926 \u0915\u0940 \u0938\u0935\u093e\u0930\u0940\u0964<\/li><li>\u090f\u0938\u0940 5 \u0938\u093f\u0924\u093e\u0930\u093e \u0939\u094b\u091f\u0932\u094b\u0902 \u092e\u0947\u0902 \u092d\u094b\u091c\u0928 \/ \u092a\u0947\u092f\u0964<\/li><li>5-\u0938\u093f\u0924\u093e\u0930\u093e \u0939\u094b\u091f\u0932 \u092f\u093e \u0909\u0938\u0938\u0947 \u090a\u092a\u0930 \u0915\u0947 \u0906\u0935\u093e\u0938\u0964<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u0906\u091c\u093e\u0926\u0940 \u0915\u0947 \u092c\u093e\u0926 \u0938\u0947 \u091c\u0940\u090f\u0938\u091f\u0940 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0915\u0930 \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0938\u0941\u0927\u093e\u0930 \u0939\u0948, \u091c\u094b \u0915\u0930\u093e\u0927\u093e\u0928 \u0938\u0902\u0930\u091a\u0928\u093e \u092e\u0947\u0902 \u090f\u0915\u0930\u0942\u092a\u0924\u093e \u0932\u093e\u0924\u093e \u0939\u0948 \u0914\u0930 \u0905\u0924\u0940\u0924 \u092e\u0947\u0902 \u0932\u0917\u093e\u090f \u0917\u090f \u0915\u0930\u094b\u0902 \u0915\u0940 \u0915\u0948\u0938\u094d\u0915\u0947\u0921\u093f\u0902\u0917 \u0915\u094b \u0938\u092e\u093e\u092a\u094d\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u091c\u0940\u090f\u0938\u091f\u0940 \u092a\u0930\u093f\u0937\u0926 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0909\u0924\u094d\u092a\u093e\u0926\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930\u094b\u0902 \u0915\u094b \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u092e\u092f-\u0938\u092e\u092f \u092a\u0930 \u092c\u0948\u0920\u0915 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964 \u0915\u0908 \u0930\u093e\u091c\u094d\u092f \u0914\u0930 \u0909\u0926\u094d\u092f\u094b\u0917 &#8230; <a title=\"2020 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930:- \u092e\u093e\u0932 \u0914\u0930 \u0938\u0947\u0935\u093e \u0915\u0930 \u0926\u0930\u094b\u0902 \u0915\u0940 \u0938\u0942\u091a\u0940, \u0938\u094d\u0932\u0948\u092c \u0914\u0930 \u0938\u0902\u0936\u094b\u0927\u0928? \u091c\u093e\u0928\u093f\u090f-\" class=\"read-more\" href=\"https:\/\/leadingfile.com\/hi\/2020-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%9c%e0%a5%80%e0%a4%8f%e0%a4%b8%e0%a4%9f%e0%a5%80-%e0%a4%a6%e0%a4%b0\/\" aria-label=\"More on 2020 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930:- \u092e\u093e\u0932 \u0914\u0930 \u0938\u0947\u0935\u093e \u0915\u0930 \u0926\u0930\u094b\u0902 \u0915\u0940 \u0938\u0942\u091a\u0940, \u0938\u094d\u0932\u0948\u092c \u0914\u0930 \u0938\u0902\u0936\u094b\u0927\u0928? \u091c\u093e\u0928\u093f\u090f-\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>2020 \u092e\u0947\u0902 \u091c\u0940\u090f\u0938\u091f\u0940 \u0926\u0930:- \u092e\u093e\u0932 \u0914\u0930 \u0938\u0947\u0935\u093e \u0915\u0930 \u0926\u0930\u094b\u0902 \u0915\u0940 \u0938\u0942\u091a\u0940, \u0938\u094d\u0932\u0948\u092c \u0914\u0930 \u0938\u0902\u0936\u094b\u0927\u0928? 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